Marietta, GA Home Insurance Quotes!

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Marietta is a beautiful city just a short 15 mile drive northwest of Atlanta. We offer big city conveniences with the appeal of small town living. Marietta has a lot to offer, whether you are hanging out in Marietta Square, the heart of our city, or enjoying one of the dozens of parks, festivals, or concerts you are going to love calling Marietta home.

Residents aren’t the only ones who deem our city the fairest of them all. The National Civic League judged Marietta one of the 10 best communities in the nation in 2006 and CNNMoney.com recently named Marietta as one of the top 25 places to retire.

Marietta Facts

Marietta encompasses 23 square miles with 56,579 people calling it home. This makes it one of the most populous cities in the state of Georgia and one of Atlanta’s largest suburbs. Marietta is the fourth largest of the principal cities of the Atlanta metropolitan statistical area, which has a population of 6.1 million making it the ninth largest metro area in the country.

According to Trulia the median home sale price in Marietta comes in at $215,000 which is about $113 per square foot. This is a bit more affordable than the $235,000 average selling price that nearby Atlanta commands. Powder Springs is even more reasonable at $190,000. Prices in Marietta have headed up in the last year, almost 7.5 percent, which will add an average of $15,000 to your final cost.

Homeowners Insurance in Marietta

Marietta and Georgia as a whole tend to pay a bit more when it comes to homeowners insurance. The Peach State is number 24 when it comes to expensive premiums with an average yearly rate of $906.

Regardless of whether you are living in Marietta, Acworth or Austell lowering your homeowners premium is always a priority. One great way to do that is to shop your coverage. Insurers rate risk differently so rates can vary dramatically. Experts suggest shopping your coverage at least once a year.

Another great way to save is to raise your deductible. If you can afford it, push your deductible up as high as possible, it could lower your rate by as much as 20 percent. Before you call your agent be sure that you can afford the new higher deductible. Set aside the money in a savings account to make sure you are covered in the event the worst happens.

Factors to Consider in Marietta

While the crime rate in Marietta is certainly lower than that of nearby Atlanta, it is significantly higher than neighboring communities. Unfortunately, this will push your homeowners coverage up dramatically. It is important that you check crime rates for any neighborhood that you are considering. There are a number of online sites that will give you a detailed breakdown of crime by neighborhood. Ask your agent for advice as well as your realtor, they will often have an in-depth knowledge of the local areas.

If you are making the move to Marietta or one of the surrounding suburbs such as Kennesaw, Mableton or Smyrna we can help you find a comprehensive and affordable homeowners policy for your new home. Our process is quick, easy and free. We work with some of the biggest names in the insurance game, our partners include Nationwide, Progressive, Titan Insurance, Safeco Insurance, Liberty Mutual Insurance, American Modern, Metlife, Georgia Underwriting Association, and many more.

Compare Homeowners Insurance Rates in Marietta, GA!

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Get up to 12 competitive Marietta, GA homeowners insurance rates all in one place!

Enter your Zip Code:    
Easily compare up to 12 competitive Marietta, GA rates all in one place!

Our Quoting Service in Marietta

We have been working with the top rated ("A+" A.M.) Georgia home insurance carriers for years and we can help you find the best coverage at an affordable price for your home in Marietta, GA.

It’s important when shopping for insurance to work with carriers that are dependable and financially secure. Our top-rated carriers include Liberty Mutual, Safeco Insurance, Tower Hill, ShoreOne, Kind Group Underwriting, AIG, Chubb, Travelers, National General, Heritage Insurance and the Georgia Underwriting Association

Compare and Save on Georgia Homeowners Insurance Today!

Average Rates Nearby Marietta

Are you looking for homeowners insurance in a city near Marietta? Review coverage options and average rates in your area by clicking your city below. We can help you shop home insurance rates!

Home Insurance Rates by Zipcode in Marietta, GA

Easily review average rates and get multiple homeowners insurance quotes by clicking your zip code below located in Marietta.

30008,     30060,     30062,     30064,     30066,     30067,     30068,     

Marietta, GA Home Insurance Average Premiums

Local Marietta, GA home insurance quotes comparison

$808 /yr.

Shows Marietta's lowest average rates with discounts applied.

For the city of Marietta, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$808 /yr.
Average Coverage:$1058 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1358 /yr.

What is the average home insurance cost for a home in Marietta, GA?

  • • The average homeowners insurance premium paid annually for a home in Marietta is around $1058 per year.

What does it cost on average per month for home insurance in Marietta, GA?

  • • Homeowners in Marietta pay an average cost per month around $88.00 for insurance coverage.

Marietta, GA - 2023 Housing Information

Month Current Home Value (2023) Last Year Home Value (2022)
January $437,331 $400,812
February $437,574 $408,958
March $439,278 $418,420
April $440,732 $427,339

Homeowners insurance will help cover the cost to repair or replace your Marietta home if it is damaged or destroyed by a covered peril, up to your coverage limits. A homeowners policy is made up of a few different coverages. Here are the most common coverages:

  • Dwelling: This coverage will pay to repair or replace the structure of your home if it is damaged or destroyed. Review and Calculate Replacement Cost Coverage in Marietta
  • Liability: This coverage will help cover medical and legal bills if someone is injured in your home, slipping on an icy sidewalk for example. It also offers protection if you damage another person’s property, your child hitting a baseball through a neighbor’s window for example.
  • Contents: This covers the cost to replace your personal possessions that are destroyed by a covered peril. Furniture, electronics, clothing and household goods are excellent examples. Contents coverage is often capped at 50% to 70% of your dwelling coverage.
  • Other Structures: This coverage protects other structures on your property such as detached garages, outbuildings, barns, and sheds.
  • Loss of use: This covers everyday costs that you incur if you cannot live in your home while it is being repaired due to a claim. It will pay hotel and restaurant bills and even the cost of dry cleaning.
Enter your Zip Code:    

Get up to 12 competitive Marietta, GA homeowners insurance rates all in one place!

Enter your Zip Code:    
Easily compare up to 12 competitive Marietta, GA rates all in one place!

Saving Money Tips on Marietta Home Insurance

A great way to save money on Marietta homeowners insurance is to make sure you are getting all the discounts you are qualified to receive. Here are just a few of the most common discount’s insurers offer:

  • Bundling: If you purchase your home and auto (or any other insurance coverage) from the same insurer, you should get a bundling discount. Expect to save 20%-25%.
  • Secure your home: Adding a monitored security system, water leak sensors, deadbolts, and smoke detectors should result in a discount.
  • Impact resistant roof: If you are replacing your roof, consider impact resistant roofing materials which help prevent hail and impact damage as well as resulting in a significant discount.
  • Stay claim free: If you have been claim free for a number of years (five is a common requirement) your insurer should offer a claim free discount.

Are you shopping for the best rate near or wihin the Marietta area? Check out what homeowners are paying on average for Georgia homeowners insurance.

Elevation Review for Coastal Wind or Flooding Risk

Elevation Details Homeowners Tips
1070 ft. This is the average home elevation in Marietta, GA

Did you know that the elevation in which your home resides is crucial to a home insurance policy because it determines the risk factor related to your home being in a flood zone. It is important to understand that your home is not covered for floods under a standard homeowners policy. You will need to speak with a local Georgia flood insurance agent about a flood insurance policy, please give us a call now at 888-620-1954.

To get online quotes on your home and compare rates on home insurance premiums in Marietta, enter your zip code above and easily complete our online quoting application. Remember, it's important to speak with us about additional home insurance discounts so you can get the best rate for your home in Cobb County.

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]

  • Coastal Homeowners in Denial: FEMA urges homeowners to buy flood insurance Posted on Monday 23rd September, 2019

    Congress is getting ready to send President Donald Trump the thirteenth 60-day extension of the National Flood Insurance Program (NFIP) as the current one expires at the end of September. The NFIP has been in serious financial trouble for years but Congress has been unable to agree on how to fix the ailing program.  The […]

  • Thousands of Homeowners in the path of Hurricane Dorian Cancelled Their Flood Insurance Posted on Wednesday 11th September, 2019

    According to a recent analysis by E&E News of government data, tens of thousands of homeowners who were in the path of Hurricane Dorian dropped their flood insurance in recent years. The analysis found that both homeowners and owners of commercial buildings have been giving up their flood insurance policies despite the fact that their […]

Marietta, GA Dwelling Coverage Estimate

It is important to calculate your dwelling coverage for your home in Marietta so you know what type of homeowners insurance coverage you need to cover your replacement cost. It is recommended to have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Please remember that replacement cost coverage does not include the cost of the land, only the price to rebuild your home, which is why we like to help customers by answering a few questions that you may have.

What is the average replacement cost coverage in Marietta, GA?

- The average square footage in Marietta is around 2,015 Sq. Ft. which would cost you around $245,860 to replace the home if you base the home on the price to build per square foot of $122.

Minimum Replacement Cost Total: $245,860

Location: Marietta, Georgia (Cobb County)

Average Building Cost Per Square Foot in Marietta: $122 (low end)

Average Square Footage in Marietta: 2,015 Sq. Ft.

Home Improvement StatusPrice per Sq. Ft.Dwelling Coverage
None or Very Minor Improvements$122$245,860
Some Additional Upgrades$153$307,325
Major Home Updates or Advancements$183$368,790

The dwelling coverage is calculated by the average cost per square foot ($122) in Marietta, Georgia times your heated square footage. Which would equal the cost to rebuild your home minus the cost of the property or land. Some homes will have a higher replacement cost due to home improvements like updated kitchens and bathrooms. Other upgrades may include: granite countertops, hardwood floors and stainless steel appliances. The national square foot average to build a brand new home is around 2500 square feet. So if you are looking to build, and your square footage of your new home is 2500, you are looking at a dwelling coverage premium of around $381,250 (Media price to build of $153 x 2500 sq. ft.) to cover the cost to rebuild your new home.

What is the difference between actual cash value and replacement cost value?

Homeowners insurance is available in both actual cash value (ACV) and replacement cost value (RCV). Knowing the difference is important:

Actual cash value: When valuing your personal possessions, an actual cash value policy will take depreciation into account. This means that your 10-year-old TV will be basically worthless according to your insurance company. While an ACV policy tends to be cheaper, if you have to make a claim you may be disappointed in your claim payout.

Replacement cost value: A RCV policy will replace your possessions with brand new items of similar quality regardless of how old they were at the time they were destroyed. While RCV policies are slightly more expensive, they are well worth the cost if you have to make a claim.