Shop for Home Insurance in 60639 right now!

If you live in the 60639 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Chicago have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our IL licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 60639 and then compare quotes from a variety of nationwide insurance companies.

60639 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 60639 the average premium for homeowners coverage is $864 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 60639. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 60639 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Chicago, IL home insurance quotes in your area.

60639 Home Insurance Average Premiums

Local 60639 homeowners insurance quotes comparison

$614 /yr.

Shows Zip Code: 60639 lowest rates with discounts applied on average.

For the 60639, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$614 /yr.
Average Coverage:	$864 /yr.
2600 sq. ft. or higher (all discounts applied)	$1164 /yr.

What is the average home insurance cost for a home in 60639?

• The average homeowners insurance premium paid annually for a home in 60639 is around $864 per year.

What does it cost on average per month for home insurance in 60639?

• Homeowners in 60639 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 60639?

• Autoowners in 60639 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Chicago area, check out other zip codes nearby 60639.
Review average rates in another zip code:
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60631 homeowners insurance rates

Home Replacement Cost Coverage in 60639

Average Building Cost Per Square Foot in 60639: $154

Location: Chicago, Illinois (Cook County)

Average Square Footage in 60639: 1,646 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60639 before you start any project. Chicago homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60639 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60639 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,646 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Chicago area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$154	1,646	$253,500
Additional Upgrades & Added Features	$193	1,646	$316,875
Major Home Updates or Advancements	$231	1,646	$380,250

Calculate Your Dwelling Coverage in 60639

It's important to understand that when you estimate your replacement cost of your home in the 60639 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 60639

Eric Gutierrez-Farmers Insurance

Address: 6244 W North Ave Chicago, IL 60639
Phone:
Website: http://www.farmersagent.com/egutierrez/
Info:

Higgins- John F - State Farm Insurance Agent

Address: 5840 W Fullerton Ave Chicago, IL 60639
Phone:
Website:
Info:

Benziger- Raymond W - State Farm Insurance Agent

Address: 5110 W Fullerton Ave Chicago, IL 60639
Phone:
Website:
Info:

A-Aaa Best Insurance Store

Address: 2448 N Cicero Ave Chicago, IL 60639
Phone:
Website:
Info:

Allstate Insurance-Ronald Allen

Address: 2205 N Austin Ave Chicago, IL 60639
Phone:
Website: http://www.agent.allstate.com/28777
Info:

Housing Demographics for 60639

Population Review for 60639 Zip Code

For the city of Chicago, the population within 60639 has increased to over 66,022 residents in population size. The current population total is 89,543. We have broken down the population based on race below. In 60639, there are over 44200 in male population and 45343 females.

Population	Values
Total Population	89,543
White Population	14805
Black Population	11791
Hispanic Population	70850
Asian Population	1088
Hawaiian Population	64
Indian Population	2985
Other Population	42499
Male Population	44200
Female Population	45343
Population Estimate	66022

Household Data for 60639

The average number of homes in 60639 is around 27,737, there are an average of 3.22 per household. The average house value according to local real estate values is around $253,500. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	27,737
Persons Per Household	3.22
Average House Value	$253,500
Income Per Household	$53197
Median Age	34.1
Median Age Male	33.2
Median Age Female	34.9

60639 Details	Values
State	IL
State Full Name	Illinois
City Type	P
City Alias Abbreviation
Area Code	773/872
City	Chicago
City Alias Name	CHICAGO
County	Cook
County FIPS	031
State FIPS	17
Time Zone	6
Day Light Saving	Y
MSA	1602
PMSA	1600
CSA	176
CBSA	16980
CBSA_DIV	16984
CBSA_Type	Metro
CBSA_Name	Chicago-Naperville-Elgin, IL-IN
MSA_Name	Chicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_Name	Chicago, IL PMSA
Region	Midwest
Division	East North Central
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	1217
Number Of Employees	15219
Business First Quarter Payroll	228583
Business Annual Payroll	890871
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	9461105
CBSA Division Population	7147982
Congressional District	03\|07
Congressional LandArea	237.18\|62.52
Delivery Residential	20504
Delivery Business	2051
Delivery Total	22883
Preferred Last Line Key	W12401
Classification Code
Multi-County
CSA Name	Chicago-Naperville, IL-IN-WI
CBSA_DIV_Name	Chicago-Naperville-Schaumburg, IL
City State Key	W12401
Land Area	4.962000
Water Area	0.000000
City Alias Code
City Mixed Case	Chicago
City Alias Mixed Case	Chicago
Box Count	237
SFDU	14767
MFDU	5585
State ANSI	17
County ANSI	031
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	161542
Unique ZIP Name
SSA State County Code	14141
Medicare CBSA Code	16984
Medicare CBSA Name	Chicago-Naperville-Evanston, IL
Medicare CBSA Type	Metro
Market Rating Area ID	1
County Mixed Case	Cook

Illinois Homeowners Insurance News & Information

2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025
Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance. We thought it might be a good idea to look at some spring cleaning and maintenance […]
Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025
According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone. Data from the Intercontinental Exchange (ICE) showed […]
Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025
According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid. Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]

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