Get multiple home insurance quotes in 62311. Our licensed 62311, IL agents are ready to serve you.

Compare 62311 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Augusta just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 344 neighbors looking to save on their home insurance policy in the local 62311 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 62311. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Illinois rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Augusta, IL home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Augusta, IL

62311 Home Insurance Average Premiums

Local 62311 homeowners insurance quotes comparison

$592 /yr.

Shows Zip Code: 62311 lowest rates with discounts applied on average.

For the 62311, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$592 /yr.
Average Coverage:$842 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1142 /yr.

What is the average home insurance cost for a home in 62311?

  • • The average homeowners insurance premium paid annually for a home in 62311 is around $842 per year.

What does it cost on average per month for home insurance in 62311?

  • • Homeowners in 62311 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 62311?

  • • Autoowners in 62311 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Augusta area, check out other zip codes nearby 62311.
Review average rates in another zip code:
62311 homeowners insurance rates

Home Replacement Cost Coverage in 62311

Average Building Cost Per Square Foot in 62311: $154

Location: Augusta, Illinois (Hancock County)

Average Square Footage in 62311: 660 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 62311 before you start any project. Augusta homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 62311 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 62311 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 660 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Augusta area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154660$101,700
Additional Upgrades & Added Features$193660$127,125
Major Home Updates or Advancements$231660$152,550

It's important to understand that when you estimate your replacement cost of your home in the 62311 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 62311

Best Home & Auto Insurance Agencies in 62311

Housing Demographics for 62311

Population Review for 62311 Zip Code

For the city of Augusta, the population within 62311 has increased to over 639 residents in population size. The current population total is 754. We have broken down the population based on race below. In 62311, there are over 376 in male population and 378 females.

PopulationValues
Total Population754
White Population719
Black Population2
Hispanic Population9
Asian Population0
Hawaiian Population0
Indian Population2
Other Population2
Male Population376
Female Population378
Population Estimate639

Household Data for 62311

The average number of homes in 62311 is around 344, there are an average of 2.19 per household. The average house value according to local real estate values is around $101,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode344
Persons Per Household2.19
Average House Value$101,700
Income Per Household$37125
Median Age44.2
Median Age Male42.8
Median Age Female45.8
62311 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code217/447
CityAugusta
City Alias NameAUGUSTA
CountyHancock
County FIPS067
State FIPS17
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses24
Number Of Employees90
Business First Quarter Payroll576
Business Annual Payroll2995
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District15
Congressional LandArea14695.67
Delivery Residential292
Delivery Business9
Delivery Total378
Preferred Last Line KeyW11929
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW11929
Land Area48.620000
Water Area0.063000
City Alias Code
City Mixed CaseAugusta
City Alias Mixed CaseAugusta
Box Count54
SFDU284
MFDU0
State ANSI17
County ANSI067
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number160408
Unique ZIP Name
SSA State County Code14420
Medicare CBSA Code99914
Medicare CBSA NameRural Areas in IL
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseHancock

Illinois Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]