Compare quotes for your home in 46226! Compare the best 12 carriers in minutes.
46226 Online Home Insurance Rates
Comparing a bunch of different rates for your home in 46226 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Indianapolis, IN. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 46226 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.
If you would like to review more information on home insurance premiums in Indiana, like average Indianapolis homeowners insurance rates, coverage options or home insurance types, please select Indianapolis, IN Home Insurance Rates Online!
46226 Home Insurance Average Premiums
For the 46226, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $548 /yr. |
Average Coverage: | $798 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1098 /yr. |
What is the average home insurance cost for a home in 46226?
- • The average homeowners insurance premium paid annually for a home in 46226 is around $798 per year.
What does it cost on average per month for home insurance in 46226?
- • Homeowners in 46226 pay a monthly average cost per month around $67.00.
What kind of discount could I get if I combine my home and auto insurance together in 46226?
- • Autoowners in 46226 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Indianapolis area, check out other zip codes nearby 46226.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 46226
Average Building Cost Per Square Foot in 46226: $108
Location: Indianapolis, Indiana (Marion County)Average Square Footage in 46226: 968 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 46226 before you start any project. Indianapolis homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46226 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 46226 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 968 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Indianapolis area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $108 | 968 | $104,500 |
Additional Upgrades & Added Features | $135 | 968 | $130,625 |
Major Home Updates or Advancements | $162 | 968 | $156,750 |
It's important to understand that when you estimate your replacement cost of your home in the 46226 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 46226
Angel Agency Inc
Address: 3707 North Shadeland Avenue Suite 203 Indianapolis, IN 46226Phone: (317)562-0452
Website:
Allstate Insurance - Mike Moorcroft
Address: 8021 Pendleton Pike Indianapolis, IN 46226Phone: (317)897-9226
Website:
Best Home & Auto Insurance Agencies in 46226
Brelage Ins Agency Inc - Nationwide Insurance
Address: 5451 Emerson Way Indianapolis, IN 46226Phone:
Website: http://www.nationwide.com/agent/Indianapolis-INDIANA-insurance-agent/gregory-brelage/office.html
Info:
H Peter Schindel Agency - Nationwide Insurance
Address: 8015 Pendleton Pike, Ste J Indianapolis, IN 46226Phone:
Website: http://www.nationwide.com/agent/Indianapolis-INDIANA-insurance-agent/schindel/office.html
Info:
Adams-Jones- Charlotte - State Farm Insurance Agent
Address: 5034 E 56th St Indianapolis, IN 46226Phone:
Website:
Info:
Melissa M Lopez Agency - Nationwide Insurance
Address: 8015 Pendleton Pike Indianapolis, IN 46226Phone:
Website: http://www.nationwide.com/melissalopez
Info:
Allstate Insurance Companies - Sales Offices- Indianapolis
Address: 5680 Caito Dr, #190 Indianapolis, IN 46226Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Housing Demographics for 46226
Population Review for 46226 Zip Code
For the city of Indianapolis, the population within 46226 has increased to over 45,830 residents in population size. The current population total is 43,997. We have broken down the population based on race below. In 46226, there are over 20902 in male population and 23095 females.
Population | Values |
---|---|
Total Population | 43,997 |
White Population | 10772 |
Black Population | 24017 |
Hispanic Population | 7970 |
Asian Population | 313 |
Hawaiian Population | 20 |
Indian Population | 323 |
Other Population | 5164 |
Male Population | 20902 |
Female Population | 23095 |
Population Estimate | 45830 |
Household Data for 46226
The average number of homes in 46226 is around 17,483, there are an average of 2.51 per household. The average house value according to local real estate values is around $104,500. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 17,483 |
Persons Per Household | 2.51 |
Average House Value | $104,500 |
Income Per Household | $37798 |
Median Age | 35.0 |
Median Age Male | 33.4 |
Median Age Female | 36.4 |
46226 Details | Values |
---|---|
State | IN |
State Full Name | Indiana |
City Type | P |
City Alias Abbreviation | |
Area Code | 317/463 |
City | Indianapolis |
City Alias Name | INDIANAPOLIS |
County | Marion |
County FIPS | 097 |
State FIPS | 18 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 3480 |
PMSA | |
CSA | 294 |
CBSA | 26900 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Indianapolis-Carmel-Greenwood, IN |
MSA_Name | Indianapolis, IN MSA |
PMSA_Name | |
Region | Midwest |
Division | East North Central |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 720 |
Number Of Employees | 10024 |
Business First Quarter Payroll | 119042 |
Business Annual Payroll | 500304 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 1756241 |
CBSA Division Population | 0 |
Congressional District | 07 |
Congressional LandArea | 303.84 |
Delivery Residential | 18259 |
Delivery Business | 912 |
Delivery Total | 19744 |
Preferred Last Line Key | X12558 |
Classification Code | |
Multi-County | |
CSA Name | Indianapolis-Carmel-Muncie, IN |
CBSA_DIV_Name | |
City State Key | X12558 |
Land Area | 14.803000 |
Water Area | 0.011000 |
City Alias Code | |
City Mixed Case | Indianapolis |
City Alias Mixed Case | Indianapolis |
Box Count | 301 |
SFDU | 13373 |
MFDU | 2373 |
State ANSI | 18 |
County ANSI | 097 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 174037 |
Unique ZIP Name | |
SSA State County Code | 15480 |
Medicare CBSA Code | 26900 |
Medicare CBSA Name | Indianapolis-Carmel-Anderson, IN |
Medicare CBSA Type | Metro |
Market Rating Area ID | 10 |
County Mixed Case | Marion |
Indiana Homeowners Insurance News & Information
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2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]
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What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024
A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly. The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]
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$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]