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50034 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 50034 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Blairsburg, IA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 50034.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 50034 and start shopping.

Quickly and Easily Compare Average Rates for 50034

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Blairsburg, IA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 50034

Homeowners in Blairsburg are paying roughly $751 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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50034 Home Insurance Average Premiums

Local 50034 homeowners insurance quotes comparison

$501 /yr.

Shows Zip Code: 50034 lowest rates with discounts applied on average.

For the 50034, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$501 /yr.
Average Coverage:$751 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1051 /yr.

What is the average home insurance cost for a home in 50034?

  • • The average homeowners insurance premium paid annually for a home in 50034 is around $751 per year.

What does it cost on average per month for home insurance in 50034?

  • • Homeowners in 50034 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 50034?

  • • Autoowners in 50034 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Blairsburg area, check out other zip codes nearby 50034.
Review average rates in another zip code:
50034 homeowners insurance rates

Home Replacement Cost Coverage in 50034

Average Building Cost Per Square Foot in 50034: $130

Location: Blairsburg, Iowa (Hamilton County)

Average Square Footage in 50034: 668 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50034 before you start any project. Blairsburg homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50034 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50034 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 668 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Blairsburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$130668$86,800
Additional Upgrades & Added Features$163668$108,500
Major Home Updates or Advancements$195668$130,200

It's important to understand that when you estimate your replacement cost of your home in the 50034 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50034

Best Home & Auto Insurance Agencies in 50034

Housing Demographics for 50034

Population Review for 50034 Zip Code

For the city of Blairsburg, the population within 50034 has increased to over 285 residents in population size. The current population total is 390. We have broken down the population based on race below. In 50034, there are over 188 in male population and 202 females.

PopulationValues
Total Population390
White Population366
Black Population2
Hispanic Population6
Asian Population0
Hawaiian Population1
Indian Population1
Other Population1
Male Population188
Female Population202
Population Estimate285

Household Data for 50034

The average number of homes in 50034 is around 152, there are an average of 2.57 per household. The average house value according to local real estate values is around $86,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode152
Persons Per Household2.57
Average House Value$86,800
Income Per Household$59375
Median Age40.3
Median Age Male39.0
Median Age Female42.0
50034 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code515
CityBlairsburg
City Alias NameBLAIRSBURG
CountyHamilton
County FIPS079
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses10
Number Of Employees31
Business First Quarter Payroll405
Business Annual Payroll1806
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea22756.75
Delivery Residential111
Delivery Business4
Delivery Total210
Preferred Last Line KeyW10132
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW10132
Land Area63.152000
Water Area0.619000
City Alias Code
City Mixed CaseBlairsburg
City Alias Mixed CaseBlairsburg
Box Count66
SFDU111
MFDU0
State ANSI19
County ANSI079
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number180882
Unique ZIP Name
SSA State County Code16390
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseHamilton

Iowa Homeowners Insurance News & Information

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