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Gove County, KS Homeowners Insurance Quotes
Are you shopping online for home insurance in Gove County KS? We have the most affordable premiums and coverage options available at GetHomeInsuranceQuotes.com, where we provide up to 12 quotes to review and compare from the most top rated home insurance companies. Our Gove County agents have over 20+ years of insurance consulting and professional experience to help you get answers to any questions that you may have about which coverage option is best for you and your family.
Protecting your home in Kansas from hurricanes, lightning and fires is important to every homeowner. But that's not all your home insurance policy can offer. We have a variety of coverage options to choose from to make sure your home and family are properly covered. Start your home insurance quotes online now by entering your zip code above or call the number on the right to speak with a licensed home insurance agent today!
More about premiums in Gove County
Gove County, KS homeowners are now averaging around $123.17 per month for a basic home insurance policy. For Kansas, this amounts to $1478 per year for a standard (HO-3) homeowners insurance policy for residents living in Gove County, KS. In comparison, the national average for home insurance rates is around 1,249 per year. Kansas is now ranked #14 in the country for the highest home insurance rates. Would you like to get up to 12 free home insurance quotes for your home in Gove County, KS so you can save up to fourty percent or more? If so, we look forward to working with you and providing a excellent home insurance shopping experience.
For all Gove County, KS residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.
Are you looking for a homeowners insurance quote in Gove County? Simply enter your zip code to get your Kansas homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.
Gove County, KS Housing Demographics
With 2,695 residents living within the Gove County area there are over 1,373 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 789 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Gove County.
Demographic | Values |
---|---|
Total Occupied Households | 1,154 |
Family Households (families) | 789 |
Average Owner Occupied Household Size | 2 |
Average Family Size | 3 |
Total Housing Units | 1,373 |
Gove County, KS Home Insurance Average Premiums
For the state of Kansas, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 14 in the nation for highest premiums in the U.S.
Average Rating | Annual Premium |
---|---|
Minimum Range: | $833 /yr. |
Current Average Cost: | $1,222 /yr. |
Maximum Range: | $1617 /yr. |
Kansas Homeowners Insurance News & Information
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Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025
Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]
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North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025
The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]
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2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025
While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future. According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]
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Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025
Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]
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Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024
Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies. Here are some common exclusions that could leave you […]
Discounts For Homeowners in Gove County
As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Kansas homeowners insurance.
- Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Gove County, this discount can save you up to 20% on your home insurance premium.
- Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Gove County that do combine their home and auto can save over $500 with this discount.
- Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Gove County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
- Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
- Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.
Gove County Housing & Real Estate Data
Details: | Statistics |
---|---|
Total Housing Units | 1373 |
Occupied Housing Units | 1154 |
Vacant Housing Units | 219 |
Vacant Housing Units for Rent | 20 |
Vacant Housing Units Rented Not Occupied | 0 |
Vacant Housing Units For Sale | 16 |
Vacant Housing Units Sold Not Occupied | 7 |
Vacant Housing Units For Seasonal Occasional Use | 37 |
Vacant Housing Units All Other Vacants | 139 |
Housing Units Homeowner Vacancy Rate Percent | 2 |
Housing Units Rental Vacancy Rate Percent | 8 |
Housing Tenure Occupied Units | 1154 |
Housing Tenure Occupied Units Owner Occupied | 906 |
Housing Tenure Occupied Units Owner Occupied Population | 2130 |
Housing Tenure Occupied Units Owner Occupied Averge Household Size | 2 |
Housing Tenure Occupied Units Renter Occupied | 248 |
Housing Tenure Occupied Units Renter Occupied Population | 509 |
Housing Tenure Occupied Units Renter Occupied Average Household Size | 2 |