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Saline County, KS Homeowners Insurance Quotes

Shopping online for home insurance rates in Saline County is much easier and faster with our online quoting application. We can provide the most affordable premiums and coverage options while comparing up to 12 top insurance providers to help you find the best homeowners policy for you and your family in Kansas.

For Saline County KS homeowners, it's important to know your home is protected from hurricanes, lightning and home fires. With our enhanced coverage option process, we can help you get the added coverage you need in case of flooding issues, wind or hail damage and so much more.

Saline County Home Insurance Rates

Saline County, KS homeowners insurance is now costing homeowners around $123.17 per month for a basic homeowners policy. For Kansas residents, this amounts to $1478 per year for homeowners living in Saline County, KS. In comparison, the national average for home insurance rates costs around 1,249 per year. Kansas is ranked #14 in the country for the highest home insurance rates. Would you like to get up to 12 free competitive home insurance quotes for your home in Saline County, KS? We can help you save up to 40% or more on these average rates. If this interest you, we look forward to working with you and providing an excellent home insurance shopping experience. Just enter your zip code to start the online quoting process, it only takes a minute and we will present the top rates and coverage options for you.

For all Saline County, KS residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Saline County? Simply enter your zip code to get your Kansas homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Saline County, KS Housing Demographics

With 55,606 residents living within the Saline County area there are over 24,101 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 14,390 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Saline County.

DemographicValues
Total Occupied Households22,416
Family Households (families)14,390
Average Owner Occupied Household Size3
Average Family Size3
Total Housing Units24,101

Saline County, KS Home Insurance Average Premiums

Local Saline, KS homeowners insurance quotes comparison

$1,222 /yr.

Kansas's Average Home Insurance Rates Overall

For the state of Kansas, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 14 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$833 /yr.
Current Average Cost:$1,222 /yr.
Maximum Range:$1617 /yr.

Kansas Homeowners Insurance News & Information

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

Discounts For Homeowners in Saline County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Kansas homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Saline County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Saline County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Saline County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Saline County Housing & Real Estate Data

Details:Statistics
Total Housing Units24101
Occupied Housing Units22416
Vacant Housing Units1685
Vacant Housing Units for Rent687
Vacant Housing Units Rented Not Occupied39
Vacant Housing Units For Sale248
Vacant Housing Units Sold Not Occupied73
Vacant Housing Units For Seasonal Occasional Use88
Vacant Housing Units All Other Vacants550
Housing Units Homeowner Vacancy Rate Percent2
Housing Units Rental Vacancy Rate Percent9
Housing Tenure Occupied Units22416
Housing Tenure Occupied Units Owner Occupied15033
Housing Tenure Occupied Units Owner Occupied Population37923
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied7383
Housing Tenure Occupied Units Renter Occupied Population16218
Housing Tenure Occupied Units Renter Occupied Average Household Size2