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Sedgwick County, KS Homeowners Insurance Quotes

Are you looking for a quick comparison of Sedgwick County, KS homeowners insurance quotes to review and compare the best rates today? We can provide up to 12 or more competitive home insurance rates with different coverage options from a basic HO-3 standard homeowner policy to a bundle / packaged discount policy that would include your home and auto grouped together. A basic policy for homeowners living in Sedgwick County includes protection against most major perils. If you are in need of earthquake or flood insurance, then we can help you find additional coverage. As you may know, a flood policy is separate from a standard HO-3 policy.

Affordable Sedgwick County Rates

Homeowners living in Sedgwick County, pay on average around $1478 per year or $123.17 a month for home insurance. Let us help you shop multiple coverage options and provide up to 40% off in discount savings for your home in Sedgwick County. Online rate quotes can be easily reviewed by entering your zip code of the property you would like to insure or give us a call now at 1-913-276-4017

For all Sedgwick County, KS residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Sedgwick County? Simply enter your zip code to get your Kansas homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Sedgwick County, KS Housing Demographics

With 498,365 residents living within the Sedgwick County area there are over 211,593 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 126,896 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Sedgwick County.

DemographicValues
Total Occupied Households193,502
Family Households (families)126,896
Average Owner Occupied Household Size3
Average Family Size3
Total Housing Units211,593

Sedgwick County, KS Home Insurance Average Premiums

Local Sedgwick, KS homeowners insurance quotes comparison

$1,222 /yr.

Kansas's Average Home Insurance Rates Overall

For the state of Kansas, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 14 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$833 /yr.
Current Average Cost:$1,222 /yr.
Maximum Range:$1617 /yr.

Kansas Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

Discounts For Homeowners in Sedgwick County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Kansas homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Sedgwick County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Sedgwick County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Sedgwick County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Sedgwick County Housing & Real Estate Data

Details:Statistics
Total Housing Units211593
Occupied Housing Units193502
Vacant Housing Units18091
Vacant Housing Units for Rent7982
Vacant Housing Units Rented Not Occupied283
Vacant Housing Units For Sale2895
Vacant Housing Units Sold Not Occupied788
Vacant Housing Units For Seasonal Occasional Use633
Vacant Housing Units All Other Vacants5510
Housing Units Homeowner Vacancy Rate Percent2
Housing Units Rental Vacancy Rate Percent11
Housing Tenure Occupied Units193502
Housing Tenure Occupied Units Owner Occupied126535
Housing Tenure Occupied Units Owner Occupied Population337483
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied66967
Housing Tenure Occupied Units Renter Occupied Population153630
Housing Tenure Occupied Units Renter Occupied Average Household Size2