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Woodson County, KS Homeowners Insurance Quotes

Getting afforable home insurance coverage in Woodson County can sometimes be difficult with so many options available from local captive agents like State Farm and Allstate to the online comparison marketplace. It is important to know that getting the right coverage means doing the necessary research or speaking with a Kansas home insurance professional that can help you find the coverage you need. Shopping online with GetHomeInsuranceQuotes.com allows you to get top quality service from the best insurance carriers available locally. It's important for you to know the coverage options available for your home in Woodson County, that's why our experience staff of over 20+ years can help answer any questions that you may have about your current policy. Shopping online for Woodson County home insurance rates is free and easy to use.

Kansas home insurance rates are on the rise and seem to increase year over year. It's not very often that we witness a decrease in home insurance rates when we compare annual premiums in all 50 states. Currently, Woodson County is ranked higher in the nation with an average annual premium of $1478 per year. When comparing home insurance cost and coverage options, it's important to understand that the base premium for basic HO-3 policy may look great in terms of affordability, but maybe lacking the protectiong you need when you need a home insurance provider. Take advantage of our enhanced coverage options and let us help you easily shop better rates today!

For all Woodson County, KS residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


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Woodson County, KS Housing Demographics

With 3,309 residents living within the Woodson County area there are over 2,022 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 905 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Woodson County.

DemographicValues
Total Occupied Households1,524
Family Households (families)905
Average Owner Occupied Household Size2
Average Family Size3
Total Housing Units2,022

Woodson County, KS Home Insurance Average Premiums

Local Woodson, KS homeowners insurance quotes comparison

$1,222 /yr.

Kansas's Average Home Insurance Rates Overall

For the state of Kansas, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 14 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$833 /yr.
Current Average Cost:$1,222 /yr.
Maximum Range:$1617 /yr.

Kansas Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

Discounts For Homeowners in Woodson County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Kansas homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Woodson County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Woodson County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Woodson County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Woodson County Housing & Real Estate Data

Details:Statistics
Total Housing Units2022
Occupied Housing Units1524
Vacant Housing Units498
Vacant Housing Units for Rent29
Vacant Housing Units Rented Not Occupied2
Vacant Housing Units For Sale35
Vacant Housing Units Sold Not Occupied51
Vacant Housing Units For Seasonal Occasional Use182
Vacant Housing Units All Other Vacants199
Housing Units Homeowner Vacancy Rate Percent3
Housing Units Rental Vacancy Rate Percent8
Housing Tenure Occupied Units1524
Housing Tenure Occupied Units Owner Occupied1189
Housing Tenure Occupied Units Owner Occupied Population2580
Housing Tenure Occupied Units Owner Occupied Averge Household Size2
Housing Tenure Occupied Units Renter Occupied335
Housing Tenure Occupied Units Renter Occupied Population690
Housing Tenure Occupied Units Renter Occupied Average Household Size2