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Green County, KY Homeowners Insurance Quotes
Comparison shopping for homeowners insurance in Green County, KY just got easier with our quick online quoting application. If you simply enter in the basic details of your home, we can shop and compare up to 12 competitive home insurance rate quotes for you. The process is that easy, and we can help you apply any additional home insurance discounts and credits to help you save more on your premium. We also can provide multi-line services to help enhance the coverage and reduce the monthly expenses on your auto insurance. If you combine your home and auto together we can help you apply for additional savings. But first, we will help you review which home insurance policy is best for you for your home in Green County.
Average Home Insurance Rates in Green County, KY
Green County, KY homeowners are currently paying around $97.83 per month for a standard HO-3 homeowners insurance policy. In Kentucky, your premium could be in the average range of $1174 per year, this estimate is based on an HO-3 homowners insurance type which may include the minimum coverage required by your mortgage company. This is why a large volume of homeowners are now shopping online in Green County, KY to help them discover cheaper rates with better coverage protection. A standard homeowners policy will help protect you against windstorms, lightning strikes and fire damage. Our process helps you review additional coverage due to risks like flooding, wind and hail, hurricanes and even earthquakes. Use our shopping service and get a new homeowners insurance policy today with the additional savings, just enter your zip code to get started.
For all Green County, KY residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.
Are you looking for a homeowners insurance quote in Green County? Simply enter your zip code to get your Kentucky homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.
Green County, KY Housing Demographics
With 11,258 residents living within the Green County area there are over 5,324 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 3,224 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Green County.
Demographic | Values |
---|---|
Total Occupied Households | 4,601 |
Family Households (families) | 3,224 |
Average Owner Occupied Household Size | 2 |
Average Family Size | 3 |
Total Housing Units | 5,324 |
Green County, KY Home Insurance Average Premiums
For the state of Kentucky, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 28 in the nation for highest premiums in the U.S.
Average Rating | Annual Premium |
---|---|
Minimum Range: | $578 /yr. |
Current Average Cost: | $886 /yr. |
Maximum Range: | $1174 /yr. |
Kentucky Homeowners Insurance News & Information
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$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
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I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024
According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
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How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024
Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]
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Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024
According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high. “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]
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Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024
According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]
Discounts For Homeowners in Green County
As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Kentucky homeowners insurance.
- Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Green County, this discount can save you up to 20% on your home insurance premium.
- Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Green County that do combine their home and auto can save over $500 with this discount.
- Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Green County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
- Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
- Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.
Green County Housing & Real Estate Data
Details: | Statistics |
---|---|
Total Housing Units | 5324 |
Occupied Housing Units | 4601 |
Vacant Housing Units | 723 |
Vacant Housing Units for Rent | 85 |
Vacant Housing Units Rented Not Occupied | 9 |
Vacant Housing Units For Sale | 72 |
Vacant Housing Units Sold Not Occupied | 38 |
Vacant Housing Units For Seasonal Occasional Use | 152 |
Vacant Housing Units All Other Vacants | 367 |
Housing Units Homeowner Vacancy Rate Percent | 2 |
Housing Units Rental Vacancy Rate Percent | 7 |
Housing Tenure Occupied Units | 4601 |
Housing Tenure Occupied Units Owner Occupied | 3494 |
Housing Tenure Occupied Units Owner Occupied Population | 8572 |
Housing Tenure Occupied Units Owner Occupied Averge Household Size | 2 |
Housing Tenure Occupied Units Renter Occupied | 1107 |
Housing Tenure Occupied Units Renter Occupied Population | 2573 |
Housing Tenure Occupied Units Renter Occupied Average Household Size | 2 |