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Jackson County, LA Homeowners Insurance Quotes

Getting afforable home insurance coverage in Jackson County can sometimes be difficult with so many options available from local captive agents like State Farm and Allstate to the online comparison marketplace. It is important to know that getting the right coverage means doing the necessary research or speaking with a Louisiana home insurance professional that can help you find the coverage you need. Shopping online with GetHomeInsuranceQuotes.com allows you to get top quality service from the best insurance carriers available locally. It's important for you to know the coverage options available for your home in Jackson County, that's why our experience staff of over 20+ years can help answer any questions that you may have about your current policy. Shopping online for Jackson County home insurance rates is free and easy to use.

Louisiana home insurance rates are on the rise and seem to increase year over year. It's not very often that we witness a decrease in home insurance rates when we compare annual premiums in all 50 states. Currently, Jackson County is ranked higher in the nation with an average annual premium of $2038 per year. When comparing home insurance cost and coverage options, it's important to understand that the base premium for basic HO-3 policy may look great in terms of affordability, but maybe lacking the protectiong you need when you need a home insurance provider. Take advantage of our enhanced coverage options and let us help you easily shop better rates today!

For all Jackson County, LA residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Jackson County? Simply enter your zip code to get your Louisiana homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Jackson County, LA Housing Demographics

With 16,274 residents living within the Jackson County area there are over 7,680 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 4,368 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Jackson County.

DemographicValues
Total Occupied Households6,261
Family Households (families)4,368
Average Owner Occupied Household Size2
Average Family Size3
Total Housing Units7,680

Jackson County, LA Home Insurance Average Premiums

Local Jackson, LA homeowners insurance quotes comparison

$1,649 /yr.

Louisiana's Average Home Insurance Rates Overall

For the state of Louisiana, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 3 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$1074 /yr.
Current Average Cost:$1,649 /yr.
Maximum Range:$2038 /yr.

Louisiana Homeowners Insurance News & Information

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]

  • 2025 List of States Where Finding Home Insurance Is Most Difficult and Why Posted on Tuesday 11th March, 2025

    Homeowners insurance is a necessity if you own a home, particularly if you are currently carrying a mortgage. Mortgage lenders require homeowners insurance to protect their investment in your home by always carrying homeowners insurance.  If your insurance is cancelled or you are non-renewed it can be a huge problem. As wildfires and major windstorms […]

  • Will Citizens Policyholders See a Home Insurance Rate Decrease?  Posted on Tuesday 11th March, 2025

    Recently, Gov. Ron DeSantis announced that over 20% of Citizens property insurance policyholders will see a premium decrease of roughly 5.6%. DeSantis also claimed that almost 73% of homeowners who have a policy with Citizens in Miami-Dade County will see a rate reduction of 6.3% on average. The state-run insurer, Citizens Property is finally shedding […]

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

Discounts For Homeowners in Jackson County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Louisiana homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Jackson County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Jackson County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Jackson County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Jackson County Housing & Real Estate Data

Details:Statistics
Total Housing Units7680
Occupied Housing Units6261
Vacant Housing Units1419
Vacant Housing Units for Rent123
Vacant Housing Units Rented Not Occupied6
Vacant Housing Units For Sale41
Vacant Housing Units Sold Not Occupied31
Vacant Housing Units For Seasonal Occasional Use464
Vacant Housing Units All Other Vacants754
Housing Units Homeowner Vacancy Rate Percent1
Housing Units Rental Vacancy Rate Percent7
Housing Tenure Occupied Units6261
Housing Tenure Occupied Units Owner Occupied4591
Housing Tenure Occupied Units Owner Occupied Population11075
Housing Tenure Occupied Units Owner Occupied Averge Household Size2
Housing Tenure Occupied Units Renter Occupied1670
Housing Tenure Occupied Units Renter Occupied Population4161
Housing Tenure Occupied Units Renter Occupied Average Household Size2