Shop multiple homeowners insurance carriers in one place providing service and consultation from a licensed Norfolk County, MA agent.

Norfolk County, MA Homeowners Insurance Quotes

We can help you shop and compare the best home insurance rates for your home in Norfolk County, MA. Our easy to use quoting application helps you review which carriers are most competitive in your area and which coverage option is best for your home, family and financial goals. Let us help you discover more affordable rates in Norfolk County.

When reviewing Massachusetts home insurance policies, Norfolk County residents are finding great ways to save time and money by finding more affordable rates when they shop online. Massachusetts may not be considered the most expensive state in the country to purchase home insurance, but it does rank higher than average at a national rank of 8. Homeowners within Norfolk County are paying around $1667 for an annual home insurance policy, where the majority of the U.S. population pays around $1,249. The average home insurance rates we just mentioned reflect the cost of a standard (HO-3) homeowners insurance policy which includes the coverage of your home, your contents, loss of use, medical payments and homeowner liability coverage. Let us help you shop and compare competitive rate quotes today! Start a Norfolk County home insurance quotes request by entering your zip code or Call Us 1-855-976-2656.

For all Norfolk County, MA residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Norfolk County? Simply enter your zip code to get your Massachusetts homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Norfolk County, MA Housing Demographics

With 670,850 residents living within the Norfolk County area there are over 270,359 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 168,903 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Norfolk County.

DemographicValues
Total Occupied Households257,914
Family Households (families)168,903
Average Owner Occupied Household Size3
Average Family Size3
Total Housing Units270,359

Norfolk County, MA Coastal Wind, Hail & Flood Information

For all homeowners living in Norfolk County (FIPS: 25021), it's important to understand that this county is in a coastal area and has great risk of damage due to hurricanes, windstorms, hail and flooding. The wind and hail insurance program provided through the state of Massachusetts is the states opportunity to help provide additional wind/hail coverage when insurance companies exclude it from homeowners and other policies sold to coastal residents. You can buy wind and hail insurance coverage through us and we will shop multiple companies to package the best coverage option for you. If you are shopping for quotes in Norfolk County, MA, it's important that you look into hurricane and windstorm insurance options.

Norfolk County boarders a shoreline which increases the risk of wind, hail and flood damage. We will look into providing the best rates possible considering your home is located in the coastal area of Massachusetts.

Helpful Articles:

Norfolk County, MA Home Insurance Average Premiums

Local Norfolk, MA homeowners insurance quotes comparison

$1,211 /yr.

Massachusetts's Average Home Insurance Rates Overall

For the state of Massachusetts, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 8 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$759 /yr.
Current Average Cost:$1,211 /yr.
Maximum Range:$1667 /yr.

Norfolk County, MA Coastal Wind, Hail & Flood Information

Norfolk is a coastal county which greatly increases the risk of hurricanes and windstorms. Our quoting process will include wind and hail coverage options to give you the best protection you need against high winds and storm damage.

Flood Zone Notice: The beautiful coastal county of Norfolk is know for it's beautiful beaches and waterways. Because Norfolk County (FIPS: 25021) has a shoreline and is in a coastal area it is important to purchase flood insurance. The risk is very high in this area and we will work with you to provide the best flood insurance coverage you need for your home in Norfolk County.

Massachusetts Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

Discounts For Homeowners in Norfolk County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Massachusetts homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Norfolk County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Norfolk County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Norfolk County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Norfolk County Housing & Real Estate Data

Details:Statistics
Total Housing Units270359
Occupied Housing Units257914
Vacant Housing Units12445
Vacant Housing Units for Rent5020
Vacant Housing Units Rented Not Occupied321
Vacant Housing Units For Sale1993
Vacant Housing Units Sold Not Occupied626
Vacant Housing Units For Seasonal Occasional Use1682
Vacant Housing Units All Other Vacants2803
Housing Units Homeowner Vacancy Rate Percent1
Housing Units Rental Vacancy Rate Percent6
Housing Tenure Occupied Units257914
Housing Tenure Occupied Units Owner Occupied178369
Housing Tenure Occupied Units Owner Occupied Population493383
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied79545
Housing Tenure Occupied Units Renter Occupied Population159856
Housing Tenure Occupied Units Renter Occupied Average Household Size2