Shop multiple homeowners insurance carriers in one place providing service and consultation from a licensed Barry County, MI agent.

Barry County, MI Homeowners Insurance Quotes

Getting the afforable homeowners coverage that you want in Barry County can be difficult with so many options available from local captive agents to the online comparison marketplace. It is important to know that proper coverage means doing the necessary research on your own or speaking with a home insurance professional that can help you find the affordable coverage you need with a carrier you trust. Shopping online with us at GetHomeInsuranceQuotes.com of Michigan allows you to get top quality service from the best insurance carriers available in your area. Our rates can be shared with you online, through email, on the phone or even on our chat mesage service to help make shopping easier for you. It's important you know the coverage options available for your home in Barry County, that's why our experience staff of over 20+ years can answer any questions that you may have about your current policy. And most of all, we can provide easy ways to help you save more money while getting more protection for your home in case if something happens. Start your online home insurance quote today!

Barry County, MI Prices Per Year

Michigan homeowners insurance premiums are on the increase year over year. It's not very often that we witness a decrease in home insurance rates when we compare annual premiums in all 50 states. Currently, Barry County is ranked lower in the nation with an average annual premium of $1002/yr. When comparing home insurance cost and coverage options, it's important to understand that the base premium for a standard homeowners policy may look great in terms of affordability, but maybe not so helpful in terms of the coverage and protection when you need it the most. Let us help you first compare quotes and then we can provide a free consultation to help you determine the best company and coverage options available in Barry County.

Coastal Barry County, MI Home Insurance Rates

For coastal properties, flood protection is crucial for areas like Barry County that are prone to hurricanes, flooding and tropical storms. We recommend you speak with your home insurance agent if you have questions about your coastal policy coverage. A flood insurance policy is not part of your standard homeowners policy, but can easily be bundled to help give you the added protection you need by combining an HO-3 policy with wind and hail coverage plus flood insurance. We offer an easy way to review the best flood insurance rates for Barry County, please give us a call at at 1-855-976-2656. If you are only looking for flood insurance only then please contact our flood insurance agent at 1-888-620-1954 for completitive flood insurance rates in Barry County.

For all Barry County, MI residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Barry County? Simply enter your zip code to get your Michigan homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Barry County, MI Housing Demographics

With 59,173 residents living within the Barry County area there are over 27,010 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 16,587 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Barry County.

DemographicValues
Total Occupied Households22,551
Family Households (families)16,587
Average Owner Occupied Household Size3
Average Family Size3
Total Housing Units27,010

Barry County, MI Coastal Wind, Hail & Flood Information

For all homeowners living in Barry County (FIPS: 26015), it's important to understand that this county is in a coastal area and has great risk of damage due to hurricanes, windstorms, hail and flooding. The wind and hail insurance program provided through the state of Michigan is the states opportunity to help provide additional wind/hail coverage when insurance companies exclude it from homeowners and other policies sold to coastal residents. You can buy wind and hail insurance coverage through us and we will shop multiple companies to package the best coverage option for you. If you are shopping for quotes in Barry County, MI, it's important that you look into hurricane and windstorm insurance options.

Barry County, MI Home Insurance Average Premiums

Local Barry, MI homeowners insurance quotes comparison

$833 /yr.

Michigan's Average Home Insurance Rates Overall

For the state of Michigan, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 36 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$715 /yr.
Current Average Cost:$833 /yr.
Maximum Range:$1002 /yr.

Barry County, MI Coastal Wind, Hail & Flood Information

Barry is a coastal county which greatly increases the risk of hurricanes and windstorms. Our quoting process will include wind and hail coverage options to give you the best protection you need against high winds and storm damage.

Michigan Homeowners Insurance News & Information

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

Discounts For Homeowners in Barry County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Michigan homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Barry County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Barry County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Barry County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Barry County Housing & Real Estate Data

Details:Statistics
Total Housing Units27010
Occupied Housing Units22551
Vacant Housing Units4459
Vacant Housing Units for Rent463
Vacant Housing Units Rented Not Occupied22
Vacant Housing Units For Sale480
Vacant Housing Units Sold Not Occupied139
Vacant Housing Units For Seasonal Occasional Use2487
Vacant Housing Units All Other Vacants868
Housing Units Homeowner Vacancy Rate Percent3
Housing Units Rental Vacancy Rate Percent11
Housing Tenure Occupied Units22551
Housing Tenure Occupied Units Owner Occupied18891
Housing Tenure Occupied Units Owner Occupied Population49568
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied3660
Housing Tenure Occupied Units Renter Occupied Population9002
Housing Tenure Occupied Units Renter Occupied Average Household Size2