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Searching for Homeowners Insurance in 55125

If you are a homeowners that lives in 55125 you may be searching for more affordable homeowners insurance in Saint Paul. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Saint Paul, MN. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Minnesota licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 55125 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Saint Paul, MN home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 55125 Home Insurance Costs: high!

In Saint Paul, homeowners are paying roughly $1049 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 55125 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Saint Paul are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 55125 policy right now!

55125 Home Insurance Average Premiums

Local 55125 homeowners insurance quotes comparison

$799 /yr.

Shows Zip Code: 55125 lowest rates with discounts applied on average.

For the 55125, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$799 /yr.
Average Coverage:$1049 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1349 /yr.

What is the average home insurance cost for a home in 55125?

  • • The average homeowners insurance premium paid annually for a home in 55125 is around $1049 per year.

What does it cost on average per month for home insurance in 55125?

  • • Homeowners in 55125 pay a monthly average cost per month around $87.00.

What kind of discount could I get if I combine my home and auto insurance together in 55125?

  • • Autoowners in 55125 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Saint Paul area, check out other zip codes nearby 55125.
Review average rates in another zip code:
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55115 homeowners insurance rates

Home Replacement Cost Coverage in 55125

Average Building Cost Per Square Foot in 55125: $188

Location: Saint Paul, Minnesota (Washington County)

Average Square Footage in 55125: 1,749 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 55125 before you start any project. Saint Paul homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 55125 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 55125 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,749 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Saint Paul area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1881,749$328,800
Additional Upgrades & Added Features$2351,749$411,000
Major Home Updates or Advancements$2821,749$493,200

It's important to understand that when you estimate your replacement cost of your home in the 55125 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 55125

American Family Insurance - Curtiss Stark

Address: 783 Radio Dr Ste 104 Woodbury, MN 55125
Phone: (651)771-1978
Website: www.amfam.com

American Family Insurance - Eric Ly

Address: 7582 Currell Blvd Ste 207 Woodbury, MN 55125
Phone: (651)379-3003
Website: www.amfam.com

American Family Insurance - Ronald Johnson

Address: 2042 Wooddale Dr Ste 120 Woodbury, MN 55125
Phone: (651)738-4811
Website: www.amfam.com

Metro Insurance Brokers

Address: 6949 Valley Creek Rd Ste 200 Saint Paul, MN 55125
Phone: (651)578-0233
Website: www.metroinsurancebrokers.com

American Family Insurance - Lindon Reber Agency- Inc.

Address: 2042 Wooddale Dr Ste 120 Woodbury, MN 55125
Phone: (651)674-3228
Website: www.amfam.com

Best Home & Auto Insurance Agencies in 55125

American Family Insurance

Address: 1103 Weir Dr Woodbury, MN 55125
Phone:
Website:
Info:

Jess Stacy Agency Inc, . - Farmers Insurance

Address: 7582 Currell Blvd St Paul, MN 55125
Phone:
Website: http://www.twincities.citysearch.com/profile/external/43242244/woodbury_mn/jess_stacy_agency_inc_farmers_insurance.html
Info:

American Family Insurance- Ronald Johnson W

Address: 2042 Wooddale Dr Woodbury, MN 55125
Phone:
Website: http://www.dexknows.com/rd?dku=http://www.dexknows.com/business_profiles/american_family_insurance__ronald_johnson_w-b2110755&mkt=63801
Info:

McCray- Frank

Address: 783 Radio Dr Woodbury, MN 55125
Phone:
Website:
Info:

Lori Zimmermann Ins Agency Inc - State Farm Insurance Agent

Address: 9900 Valley Creek Rd Woodbury, MN 55125
Phone:
Website: http://www.twincities.citysearch.com/profile/external/5539983/woodbury_mn/lori_zimmermann_ins_agcy_inc_state_farm_insurance_agent.html
Info:

Housing Demographics for 55125

Population Review for 55125 Zip Code

For the city of Saint Paul, the population within 55125 has increased to over 45,022 residents in population size. The current population total is 43,846. We have broken down the population based on race below. In 55125, there are over 21086 in male population and 22760 females.

PopulationValues
Total Population43,846
White Population32169
Black Population3396
Hispanic Population2215
Asian Population4415
Hawaiian Population13
Indian Population151
Other Population681
Male Population21086
Female Population22760
Population Estimate45022

Household Data for 55125

The average number of homes in 55125 is around 16,643, there are an average of 2.62 per household. The average house value according to local real estate values is around $328,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,643
Persons Per Household2.62
Average House Value$328,800
Income Per Household$106573
Median Age39.4
Median Age Male38.0
Median Age Female40.7
55125 DetailsValues
StateMN
State Full NameMinnesota
City TypeP
City Alias Abbreviation
Area Code651
CitySaint Paul
City Alias NameSAINT PAUL
CountyWashington
County FIPS163
State FIPS27
Time Zone6
Day Light SavingY
MSA5120
PMSA
CSA378
CBSA33460
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMinneapolis-St. Paul-Bloomington, MN-WI
MSA_NameMinneapolis-St. Paul, MN-WI MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1360
Number Of Employees20335
Business First Quarter Payroll233173
Business Annual Payroll1036225
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3279833
CBSA Division Population0
Congressional District04
Congressional LandArea332.49
Delivery Residential17184
Delivery Business1137
Delivery Total25830
Preferred Last Line KeyY26254
Classification Code
Multi-County
CSA NameMinneapolis-St. Paul, MN-WI
CBSA_DIV_Name
City State KeyY26254
Land Area15.348000
Water Area0.476000
City Alias Code
City Mixed CaseSaint Paul
City Alias Mixed CaseSaint Paul
Box Count345
SFDU9588
MFDU2243
State ANSI27
County ANSI163
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number268360
Unique ZIP Name
SSA State County Code24810
Medicare CBSA Code33460
Medicare CBSA NameMinneapolis-St. Paul-Bloomington, MN-WI
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseWashington

Minnesota Homeowners Insurance News & Information

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