Get multiple home insurance quotes in 55449. Our licensed 55449, MN agents are ready to serve you.

55449 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 55449 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Minneapolis, MN. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 55449 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Minnesota, like average Minneapolis homeowners insurance rates, coverage options or home insurance types, please select Minneapolis, MN Home Insurance Rates Online!

55449 Home Insurance Average Premiums

Local 55449 homeowners insurance quotes comparison

$815 /yr.

Shows Zip Code: 55449 lowest rates with discounts applied on average.

For the 55449, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$815 /yr.
Average Coverage:$1065 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1365 /yr.

What is the average home insurance cost for a home in 55449?

  • • The average homeowners insurance premium paid annually for a home in 55449 is around $1065 per year.

What does it cost on average per month for home insurance in 55449?

  • • Homeowners in 55449 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 55449?

  • • Autoowners in 55449 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Minneapolis area, check out other zip codes nearby 55449.
Review average rates in another zip code:
55420 homeowners insurance rates
55431 homeowners insurance rates
55417 homeowners insurance rates
55406 homeowners insurance rates
55436 homeowners insurance rates
55434 homeowners insurance rates
55401 homeowners insurance rates
55426 homeowners insurance rates
55425 homeowners insurance rates
55446 homeowners insurance rates

Home Replacement Cost Coverage in 55449

Average Building Cost Per Square Foot in 55449: $188

Location: Minneapolis, Minnesota (Anoka County)

Average Square Footage in 55449: 1,776 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 55449 before you start any project. Minneapolis homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 55449 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 55449 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,776 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Minneapolis area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1881,776$333,800
Additional Upgrades & Added Features$2351,776$417,250
Major Home Updates or Advancements$2821,776$500,700

It's important to understand that when you estimate your replacement cost of your home in the 55449 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 55449

Best Home & Auto Insurance Agencies in 55449

Al Holland Ins Agcy Inc - State Farm Insurance Agent

Address: 11933 Central Ave NE Blaine, MN 55449
Phone:
Website: http://www.alholland.net
Info:

Allstate Insurance Companies - Sales Offices

Address: 4255 Pheasant Ridge Dr NE Minneapolis, MN 55449
Phone:
Website:
Info:

Housing Demographics for 55449

Population Review for 55449 Zip Code

For the city of Minneapolis, the population within 55449 has increased to over 37,479 residents in population size. The current population total is 33,321. We have broken down the population based on race below. In 55449, there are over 16165 in male population and 17156 females.

PopulationValues
Total Population33,321
White Population24814
Black Population2307
Hispanic Population1361
Asian Population3347
Hawaiian Population9
Indian Population136
Other Population626
Male Population16165
Female Population17156
Population Estimate37479

Household Data for 55449

The average number of homes in 55449 is around 11,255, there are an average of 2.95 per household. The average house value according to local real estate values is around $333,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,255
Persons Per Household2.95
Average House Value$333,800
Income Per Household$109228
Median Age36.8
Median Age Male36.3
Median Age Female37.3
55449 DetailsValues
StateMN
State Full NameMinnesota
City TypeP
City Alias Abbreviation
Area Code763/651
CityMinneapolis
City Alias NameMINNEAPOLIS
CountyAnoka
County FIPS003
State FIPS27
Time Zone6
Day Light SavingY
MSA5120
PMSA
CSA378
CBSA33460
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMinneapolis-St. Paul-Bloomington, MN-WI
MSA_NameMinneapolis-St. Paul, MN-WI MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1004
Number Of Employees13538
Business First Quarter Payroll174148
Business Annual Payroll785473
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3279833
CBSA Division Population0
Congressional District04|06
Congressional LandArea332.49|2882.22
Delivery Residential12705
Delivery Business825
Delivery Total16143
Preferred Last Line KeyY25845
Classification Code
Multi-CountyY
CSA NameMinneapolis-St. Paul, MN-WI
CBSA_DIV_Name
City State KeyY25845
Land Area21.443000
Water Area0.843000
City Alias Code
City Mixed CaseMinneapolis
City Alias Mixed CaseMinneapolis
Box Count135
SFDU5903
MFDU934
State ANSI27
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number266360
Unique ZIP Name
SSA State County Code24010
Medicare CBSA Code33460
Medicare CBSA NameMinneapolis-St. Paul-Bloomington, MN-WI
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseAnoka

Minnesota Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]