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Greene County, MS Homeowners Insurance Quotes

Discovering afforable homeowners insurance rates in Greene County can seem impossible with so many options available online as well as local captive agents down the road. But getting the right coverage means speaking with a home insurance professional that can help you review enhanced coverage options at affordable prices. Shopping online with GetHomeInsuranceQuotes.com allows you to get top quality service from the most competitive home insurance carriers available in your area. It's important for you to know the coverage details available for your home in Greene County, that's why our experience staff of over 20+ years can help answer any questions that you may have about your current and new homeowners policy. We also provide ways to help you apply additional discounts to lower your premium while getting upgraded coverage for that extra protection and financial support when you need insurance the most. Start your online homeowners insurance quote today!

For homeowners of Greene County, MS, it's important to know that the average home insurance policy in Mississippi is estimated to be around $139.50 per month. That amounts to $1674 per year for a basic homeowners insurance policy for residents living in Greene County. When comparing other rates, the United States national average for homeowners insurance premiums is around 1,249 per year. Did you know that Mississippi is now ranked 6 in the country in terms of highest home insurance cost. So getting up to 12 free home insurance quotes for your home in Greene County, MS helps you easily review and compare prices and coverages so we can help you make the best decision on which insurance provider is best for you.

For all Greene County, MS residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Greene County? Simply enter your zip code to get your Mississippi homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Greene County, MS Housing Demographics

With 14,400 residents living within the Greene County area there are over 5,123 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 3,174 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Greene County.

DemographicValues
Total Occupied Households4,306
Family Households (families)3,174
Average Owner Occupied Household Size3
Average Family Size3
Total Housing Units5,123

Greene County, MS Home Insurance Average Premiums

Local Greene, MS homeowners insurance quotes comparison

$1,309 /yr.

Mississippi's Average Home Insurance Rates Overall

For the state of Mississippi, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 6 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$907 /yr.
Current Average Cost:$1,309 /yr.
Maximum Range:$1674 /yr.

Mississippi Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]

Discounts For Homeowners in Greene County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Mississippi homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Greene County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Greene County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Greene County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Greene County Housing & Real Estate Data

Details:Statistics
Total Housing Units5123
Occupied Housing Units4306
Vacant Housing Units817
Vacant Housing Units for Rent63
Vacant Housing Units Rented Not Occupied4
Vacant Housing Units For Sale34
Vacant Housing Units Sold Not Occupied36
Vacant Housing Units For Seasonal Occasional Use317
Vacant Housing Units All Other Vacants363
Housing Units Homeowner Vacancy Rate Percent1
Housing Units Rental Vacancy Rate Percent9
Housing Tenure Occupied Units4306
Housing Tenure Occupied Units Owner Occupied3642
Housing Tenure Occupied Units Owner Occupied Population9668
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied664
Housing Tenure Occupied Units Renter Occupied Population1690
Housing Tenure Occupied Units Renter Occupied Average Household Size3