Get multiple home insurance quotes in 63133. Our licensed 63133, MO agents are ready to serve you.

63133 Home Insurance Rates & Premiums

Did you know there are over 6,444 people living within the 63133 zip code area? There are over 2,701 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 63133.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-913-276-4017, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Missouri are on the rise. The estimated average premium is around $986 a year for a standard homeowners insurance policy in Saint Louis. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Saint Louis, MO Homeowners Insurance Quotes Online

63133 Home Insurance Average Premiums

Local 63133 homeowners insurance quotes comparison

$736 /yr.

Shows Zip Code: 63133 lowest rates with discounts applied on average.

For the 63133, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$736 /yr.
Average Coverage:$986 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1286 /yr.

What is the average home insurance cost for a home in 63133?

  • • The average homeowners insurance premium paid annually for a home in 63133 is around $986 per year.

What does it cost on average per month for home insurance in 63133?

  • • Homeowners in 63133 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 63133?

  • • Autoowners in 63133 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Saint Louis, check out other zip codes nearby 63133.
To review average rates in another zip code, click on a zip code below:
63143  |  63107  |  63119  |  63120  |  63111  |  63130  |  63122  |  63101  |  63132  |  63116  | 

Home Replacement Cost Coverage in 63133

Average Building Cost Per Square Foot in 63133: $122

Location: Saint Louis, Missouri (Saint Louis County)

Average Square Footage in 63133: 411 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 63133 before you start any project. Saint Louis homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 63133 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 63133 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 411 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Saint Louis area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122411$50,100
Additional Upgrades & Added Features$153411$62,625
Major Home Updates or Advancements$183411$75,150

It's important to understand that when you estimate your replacement cost of your home in the 63133 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 63133

Best Home & Auto Insurance Agencies in 63133

Housing Demographics for 63133

Population Review for 63133 Zip Code

For the city of Saint Louis, the population within 63133 has increased to over 7,099 residents in population size. The current population total is 6,444. We have broken down the population based on race below. In 63133, there are over 2934 in male population and 3510 females.

PopulationValues
Total Population6,444
White Population312
Black Population5769
Hispanic Population161
Asian Population8
Hawaiian Population0
Indian Population13
Other Population101
Male Population2934
Female Population3510
Population Estimate7099

Household Data for 63133

The average number of homes in 63133 is around 2,701, there are an average of 2.38 per household. The average house value according to local real estate values is around $50,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,701
Persons Per Household2.38
Average House Value$50,100
Income Per Household$27657
Median Age36.7
Median Age Male32.4
Median Age Female39.9
63133 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code314
CitySaint Louis
City Alias NameSAINT LOUIS
CountySaint Louis
County FIPS189
State FIPS29
Time Zone6
Day Light SavingY
MSA7040
PMSA
CSA476
CBSA41180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSt. Louis, MO-IL
MSA_NameSt. Louis, MO-IL MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses209
Number Of Employees2542
Business First Quarter Payroll26108
Business Annual Payroll117781
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2812896
CBSA Division Population0
Congressional District01
Congressional LandArea225.36
Delivery Residential2983
Delivery Business254
Delivery Total3836
Preferred Last Line KeyW17799
Classification Code
Multi-CountyY
CSA NameSt. Louis-St. Charles-Farmington, MO-IL
CBSA_DIV_Name
City State KeyW17799
Land Area3.255000
Water Area0.000000
City Alias Code
City Mixed CaseSaint Louis
City Alias Mixed CaseSaint Louis
Box Count0
SFDU2437
MFDU499
State ANSI29
County ANSI189
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number287140
Unique ZIP Name
SSA State County Code26940
Medicare CBSA Code41180
Medicare CBSA NameSt. Louis, MO-IL
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseSaint Louis

Missouri Homeowners Insurance News & Information

  • Texas Homeowner Insurance Claims Were Closed Without Any Payment Posted on Monday 14th July, 2025

    According to a recent study that was reported on in the Houston Chronicle, almost half of all Texas homeowner insurance claims were closed without any payment to the homeowner. A company called Weiss Ratings was in charge of the study and they found that 47% of claims filed by Texas homeowners have been closed by […]

  • What causes North Carolina home insurance to go up? Posted on Monday 7th July, 2025

    A homeowner in North Carolina was greeted with a nasty surprise this year, a 41% increase in his insurance premium.  On average, homeowners in North Carolina saw a rate jump of 7.5% on June 1st due to a settlement reached by the North Carolina Department of Insurance but this certainly doesn’t explain a 41% increase.  Doug Corkhill is […]

  • Is the U.S. Home Buying Market Going to Drop in 2025? Posted on Friday 4th July, 2025

    A recent report from the Harvard Joint Center for Housing Studies found that U.S. homebuying has dropped to its lowest levels since the mid-1990s. The report, The State of the Nation’s Housing 2025 blames record high real estate prices combined with higher interests for the drop in home sales.  While high home prices and elevated interest rates […]