Get multiple home insurance quotes in 63136. Our licensed 63136, MO agents are ready to serve you.

63136 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 63136 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Saint Louis, MO. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 63136 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-913-276-4017 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Missouri, like average Saint Louis homeowners insurance rates, coverage options or home insurance types, please select Saint Louis, MO Home Insurance Rates Online!

63136 Home Insurance Average Premiums

Local 63136 homeowners insurance quotes comparison

$715 /yr.

Shows Zip Code: 63136 lowest rates with discounts applied on average.

For the 63136, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$715 /yr.
Average Coverage:$965 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1265 /yr.

What is the average home insurance cost for a home in 63136?

  • • The average homeowners insurance premium paid annually for a home in 63136 is around $965 per year.

What does it cost on average per month for home insurance in 63136?

  • • Homeowners in 63136 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 63136?

  • • Autoowners in 63136 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Saint Louis area, check out other zip codes nearby 63136.
Review average rates in another zip code:
63113 homeowners insurance rates
63124 homeowners insurance rates
63140 homeowners insurance rates
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63122 homeowners insurance rates
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63101 homeowners insurance rates
63103 homeowners insurance rates

Home Replacement Cost Coverage in 63136

Average Building Cost Per Square Foot in 63136: $122

Location: Saint Louis, Missouri (Saint Louis County)

Average Square Footage in 63136: 536 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 63136 before you start any project. Saint Louis homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 63136 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 63136 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 536 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Saint Louis area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122536$65,400
Additional Upgrades & Added Features$153536$81,750
Major Home Updates or Advancements$183536$98,100

It's important to understand that when you estimate your replacement cost of your home in the 63136 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 63136

Best Home & Auto Insurance Agencies in 63136

ACE Cash Express

Address: 9144 W Florissant Ave St Louis, MO 63136
Phone:
Website: http://www.acecashexpress.com/
Info:

Coggins- Roy L

Address: 9953 Lewis and Clark Blvd St Louis, MO 63136
Phone:
Website:
Info:

Allstate Insurance Company - Yolanda Lockhart-Gibbs

Address: 10704 W Florissant Ave St Louis, MO 63136
Phone:
Website: http://www.allstateagencies.com/097192?cid=OTC-YP.com-IYP&att=TL
Info:

Graves- Ralph M - State Farm Insurance Agent

Address: 10438 W Florissant Ave St Louis, MO 63136
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 63136

Population Review for 63136 Zip Code

For the city of Saint Louis, the population within 63136 has increased to over 43,803 residents in population size. The current population total is 41,767. We have broken down the population based on race below. In 63136, there are over 18584 in male population and 23183 females.

PopulationValues
Total Population41,767
White Population2305
Black Population37706
Hispanic Population538
Asian Population146
Hawaiian Population8
Indian Population86
Other Population317
Male Population18584
Female Population23183
Population Estimate43803

Household Data for 63136

The average number of homes in 63136 is around 17,011, there are an average of 2.43 per household. The average house value according to local real estate values is around $65,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode17,011
Persons Per Household2.43
Average House Value$65,400
Income Per Household$35316
Median Age37.1
Median Age Male33.5
Median Age Female39.6
63136 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code314
CitySaint Louis
City Alias NameSAINT LOUIS
CountySaint Louis
County FIPS189
State FIPS29
Time Zone6
Day Light SavingY
MSA7040
PMSA
CSA476
CBSA41180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSt. Louis, MO-IL
MSA_NameSt. Louis, MO-IL MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses812
Number Of Employees9764
Business First Quarter Payroll133491
Business Annual Payroll659983
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2812896
CBSA Division Population0
Congressional District01
Congressional LandArea225.36
Delivery Residential18026
Delivery Business733
Delivery Total19606
Preferred Last Line KeyW17799
Classification Code
Multi-CountyY
CSA NameSt. Louis-St. Charles-Farmington, MO-IL
CBSA_DIV_Name
City State KeyW17799
Land Area10.913000
Water Area0.006000
City Alias Code
City Mixed CaseSaint Louis
City Alias Mixed CaseSaint Louis
Box Count239
SFDU14645
MFDU1820
State ANSI29
County ANSI189
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number287140
Unique ZIP Name
SSA State County Code26940
Medicare CBSA Code41180
Medicare CBSA NameSt. Louis, MO-IL
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseSaint Louis

Missouri Homeowners Insurance News & Information

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]