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Dawson County, NE Homeowners Insurance Quotes

Are you shopping for homeowners insurance for your Dawson County NE home? We can help you find the best rates and coverage options available at GetHomeInsuranceQuotes.com. We provide up to 12 comparison quotes from the most competitive top-rated home insurance companies available in Nebraska. Our agents specialize in the best rates for Dawson County and have over 20+ years of experience. We are ready to help you take advantage of our free consulation so you can review the most affordable home policies available, with the best dwelling and liability coverage plans. Protecting your home from hurricanes, lightning and fires is important to every homeowner. But that's not all your homeowners policy is limited to, ask our agents what coverage is the right fit for you. We have a variety of options to choose from to make sure your home and family are safe.

Average Rates in Dawson County

Did you know the average home insurance premium for the state of Nebraska is $1586 a year. That's $132.17 a month in home insurance cost. Now depending on if this average premium is higher or lower than what you are currently paying, it's also smart to keep in mind who your current insurance carrier is and what type of coverage you currently have available for your home in Dawson County. We can help you save up to 40% by applying all the available discounts and credits, plus shopping your coverage with up to 12 different home insurance providers that currently have competitive rates in Dawson County NE. Simply give us a call now at 1-913-276-4017

For all Dawson County, NE residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Dawson County? Simply enter your zip code to get your Nebraska homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Dawson County, NE Housing Demographics

With 24,326 residents living within the Dawson County area there are over 10,123 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 6,259 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Dawson County.

DemographicValues
Total Occupied Households8,899
Family Households (families)6,259
Average Owner Occupied Household Size3
Average Family Size3
Total Housing Units10,123

Dawson County, NE Home Insurance Average Premiums

Local Dawson, NE homeowners insurance quotes comparison

$1,117 /yr.

Nebraska's Average Home Insurance Rates Overall

For the state of Nebraska, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 9 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$730 /yr.
Current Average Cost:$1,117 /yr.
Maximum Range:$1586 /yr.

Nebraska Homeowners Insurance News & Information

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

Discounts For Homeowners in Dawson County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Nebraska homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Dawson County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Dawson County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Dawson County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Dawson County Housing & Real Estate Data

Details:Statistics
Total Housing Units10123
Occupied Housing Units8899
Vacant Housing Units1224
Vacant Housing Units for Rent352
Vacant Housing Units Rented Not Occupied14
Vacant Housing Units For Sale149
Vacant Housing Units Sold Not Occupied30
Vacant Housing Units For Seasonal Occasional Use357
Vacant Housing Units All Other Vacants322
Housing Units Homeowner Vacancy Rate Percent2
Housing Units Rental Vacancy Rate Percent11
Housing Tenure Occupied Units8899
Housing Tenure Occupied Units Owner Occupied6122
Housing Tenure Occupied Units Owner Occupied Population16851
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied2777
Housing Tenure Occupied Units Renter Occupied Population7176
Housing Tenure Occupied Units Renter Occupied Average Household Size3