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Grant County, NE Homeowners Insurance Quotes
Discovering afforable homeowners insurance rates in Grant County can seem impossible with so many options available online as well as local captive agents down the road. But getting the right coverage means speaking with a home insurance professional that can help you review enhanced coverage options at affordable prices. Shopping online with GetHomeInsuranceQuotes.com allows you to get top quality service from the most competitive home insurance carriers available in your area. It's important for you to know the coverage details available for your home in Grant County, that's why our experience staff of over 20+ years can help answer any questions that you may have about your current and new homeowners policy. We also provide ways to help you apply additional discounts to lower your premium while getting upgraded coverage for that extra protection and financial support when you need insurance the most. Start your online homeowners insurance quote today!
For homeowners of Grant County, NE, it's important to know that the average home insurance policy in Nebraska is estimated to be around $132.17 per month. That amounts to $1586 per year for a basic homeowners insurance policy for residents living in Grant County. When comparing other rates, the United States national average for homeowners insurance premiums is around 1,249 per year. Did you know that Nebraska is now ranked 9 in the country in terms of highest home insurance cost. So getting up to 12 free home insurance quotes for your home in Grant County, NE helps you easily review and compare prices and coverages so we can help you make the best decision on which insurance provider is best for you.
For all Grant County, NE residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.
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Grant County, NE Housing Demographics
With 614 residents living within the Grant County area there are over 391 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 190 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Grant County.
Demographic | Values |
---|---|
Total Occupied Households | 277 |
Family Households (families) | 190 |
Average Owner Occupied Household Size | 2 |
Average Family Size | 3 |
Total Housing Units | 391 |
Grant County, NE Home Insurance Average Premiums
For the state of Nebraska, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 9 in the nation for highest premiums in the U.S.
Average Rating | Annual Premium |
---|---|
Minimum Range: | $730 /yr. |
Current Average Cost: | $1,117 /yr. |
Maximum Range: | $1586 /yr. |
Nebraska Homeowners Insurance News & Information
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$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
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I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024
According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
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How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024
Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]
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Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024
According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high. “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]
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Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024
According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]
Discounts For Homeowners in Grant County
As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Nebraska homeowners insurance.
- Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Grant County, this discount can save you up to 20% on your home insurance premium.
- Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Grant County that do combine their home and auto can save over $500 with this discount.
- Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Grant County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
- Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
- Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.
Grant County Housing & Real Estate Data
Details: | Statistics |
---|---|
Total Housing Units | 391 |
Occupied Housing Units | 277 |
Vacant Housing Units | 114 |
Vacant Housing Units for Rent | 8 |
Vacant Housing Units Rented Not Occupied | 2 |
Vacant Housing Units For Sale | 9 |
Vacant Housing Units Sold Not Occupied | 3 |
Vacant Housing Units For Seasonal Occasional Use | 42 |
Vacant Housing Units All Other Vacants | 50 |
Housing Units Homeowner Vacancy Rate Percent | 5 |
Housing Units Rental Vacancy Rate Percent | 8 |
Housing Tenure Occupied Units | 277 |
Housing Tenure Occupied Units Owner Occupied | 182 |
Housing Tenure Occupied Units Owner Occupied Population | 379 |
Housing Tenure Occupied Units Owner Occupied Averge Household Size | 2 |
Housing Tenure Occupied Units Renter Occupied | 95 |
Housing Tenure Occupied Units Renter Occupied Population | 232 |
Housing Tenure Occupied Units Renter Occupied Average Household Size | 2 |