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Seward County, NE Homeowners Insurance Quotes

Are you shopping for homeowners insurance for your Seward County NE home? We can help you find the best rates and coverage options available at GetHomeInsuranceQuotes.com. We provide up to 12 comparison quotes from the most competitive top-rated home insurance companies available in Nebraska. Our agents specialize in the best rates for Seward County and have over 20+ years of experience. We are ready to help you take advantage of our free consulation so you can review the most affordable home policies available, with the best dwelling and liability coverage plans. Protecting your home from hurricanes, lightning and fires is important to every homeowner. But that's not all your homeowners policy is limited to, ask our agents what coverage is the right fit for you. We have a variety of options to choose from to make sure your home and family are safe.

Average Rates in Seward County

Did you know the average home insurance premium for the state of Nebraska is $1586 a year. That's $132.17 a month in home insurance cost. Now depending on if this average premium is higher or lower than what you are currently paying, it's also smart to keep in mind who your current insurance carrier is and what type of coverage you currently have available for your home in Seward County. We can help you save up to 40% by applying all the available discounts and credits, plus shopping your coverage with up to 12 different home insurance providers that currently have competitive rates in Seward County NE. Simply give us a call now at 1-913-276-4017

For all Seward County, NE residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Seward County? Simply enter your zip code to get your Nebraska homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Seward County, NE Housing Demographics

With 16,750 residents living within the Seward County area there are over 6,875 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 4,367 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Seward County.

DemographicValues
Total Occupied Households6,266
Family Households (families)4,367
Average Owner Occupied Household Size3
Average Family Size3
Total Housing Units6,875

Seward County, NE Home Insurance Average Premiums

Local Seward, NE homeowners insurance quotes comparison

$1,117 /yr.

Nebraska's Average Home Insurance Rates Overall

For the state of Nebraska, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 9 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$730 /yr.
Current Average Cost:$1,117 /yr.
Maximum Range:$1586 /yr.

Nebraska Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

Discounts For Homeowners in Seward County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Nebraska homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Seward County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Seward County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Seward County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Seward County Housing & Real Estate Data

Details:Statistics
Total Housing Units6875
Occupied Housing Units6266
Vacant Housing Units609
Vacant Housing Units for Rent245
Vacant Housing Units Rented Not Occupied14
Vacant Housing Units For Sale97
Vacant Housing Units Sold Not Occupied26
Vacant Housing Units For Seasonal Occasional Use59
Vacant Housing Units All Other Vacants168
Housing Units Homeowner Vacancy Rate Percent2
Housing Units Rental Vacancy Rate Percent13
Housing Tenure Occupied Units6266
Housing Tenure Occupied Units Owner Occupied4668
Housing Tenure Occupied Units Owner Occupied Population12096
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied1598
Housing Tenure Occupied Units Renter Occupied Population3358
Housing Tenure Occupied Units Renter Occupied Average Household Size2