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89129 Home Insurance Rates & Premiums

Did you know there are over 54,067 people living within the 89129 zip code area? There are over 20,317 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 89129.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Nevada are on the rise. The estimated average premium is around $564 a year for a standard homeowners insurance policy in Las Vegas. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Las Vegas, NV Homeowners Insurance Quotes Online

89129 Home Insurance Average Premiums

Local 89129 homeowners insurance quotes comparison

$314 /yr.

Shows Zip Code: 89129 lowest rates with discounts applied on average.

For the 89129, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$314 /yr.
Average Coverage:$564 /yr.
2600 sq. ft. or higher
(all discounts applied)
$864 /yr.

What is the average home insurance cost for a home in 89129?

  • • The average homeowners insurance premium paid annually for a home in 89129 is around $564 per year.

What does it cost on average per month for home insurance in 89129?

  • • Homeowners in 89129 pay a monthly average cost per month around $47.00.

What kind of discount could I get if I combine my home and auto insurance together in 89129?

  • • Autoowners in 89129 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Las Vegas area, check out other zip codes nearby 89129.
Review average rates in another zip code:
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89108 homeowners insurance rates
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89118 homeowners insurance rates
89119 homeowners insurance rates

Home Replacement Cost Coverage in 89129

Average Building Cost Per Square Foot in 89129: $177

Location: Las Vegas, Nevada (Clark County)

Average Square Footage in 89129: 1,880 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 89129 before you start any project. Las Vegas homeowners pay on average around $177 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 89129 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 89129 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,880 sq. ft. and the average cost to rebuild the home in this area is around $177 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Las Vegas area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1771,880$332,700
Additional Upgrades & Added Features$2211,880$415,875
Major Home Updates or Advancements$2661,880$499,050

It's important to understand that when you estimate your replacement cost of your home in the 89129 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 89129

MIG Resler Insurance Services

Address: 3211 North Tenaya Way Las Vegas, NV 89129
Phone: (702)363-8040
Website:

Allstate Insurance - Gregory K. Robinson

Address: 7450 W Cheyenne Ave #117 Las Vegas, NV 89129
Phone: (702)656-8060
Website:

Best Home & Auto Insurance Agencies in 89129

State Farm Insurance

Address: 7171 W Craig Rd, #109 Las Vegas, NV 89129
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

American Family Insurance

Address: 8410 W Cheyenne Ave Las Vegas, NV 89129
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Scheffler- Sandra M

Address: 7171 W Craig Rd Las Vegas, NV 89129
Phone:
Website:
Info:

American Family Insurance N Las Vegas Harrisn Rbrt

Address: 7171 W Craig Rd, #108 Las Vegas, NV 89129
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Scheppmann- Mark L

Address: 7450 W Cheyenne Ave Las Vegas, NV 89129
Phone:
Website:
Info:

Housing Demographics for 89129

Population Review for 89129 Zip Code

For the city of Las Vegas, the population within 89129 has increased to over 55,862 residents in population size. The current population total is 54,067. We have broken down the population based on race below. In 89129, there are over 26138 in male population and 27929 females.

PopulationValues
Total Population54,067
White Population30673
Black Population6055
Hispanic Population11650
Asian Population4349
Hawaiian Population452
Indian Population438
Other Population4515
Male Population26138
Female Population27929
Population Estimate55862

Household Data for 89129

The average number of homes in 89129 is around 20,317, there are an average of 2.65 per household. The average house value according to local real estate values is around $332,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode20,317
Persons Per Household2.65
Average House Value$332,700
Income Per Household$82439
Median Age39.4
Median Age Male38.3
Median Age Female40.4
89129 DetailsValues
StateNV
State Full NameNevada
City TypeP
City Alias Abbreviation
Area Code702/725
CityLas Vegas
City Alias NameLAS VEGAS
CountyClark
County FIPS003
State FIPS32
Time Zone8
Day Light SavingY
MSA4120
PMSA
CSA332
CBSA29820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLas Vegas-Henderson-North Las Vegas, NV
MSA_NameLas Vegas, NV-AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses810
Number Of Employees6819
Business First Quarter Payroll63782
Business Annual Payroll285977
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1951269
CBSA Division Population0
Congressional District03|04
Congressional LandArea2848.99|50997.97
Delivery Residential21080
Delivery Business443
Delivery Total31025
Preferred Last Line KeyZ14477
Classification Code
Multi-County
CSA NameLas Vegas-Henderson, NV
CBSA_DIV_Name
City State KeyZ14477
Land Area9.982000
Water Area0.000000
City Alias Code
City Mixed CaseLas Vegas
City Alias Mixed CaseLas Vegas
Box Count0
SFDU1150
MFDU3588
State ANSI32
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number314880
Unique ZIP Name
SSA State County Code29010
Medicare CBSA Code29820
Medicare CBSA NameLas Vegas-Henderson-Paradise, NV
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseClark

Nevada Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]