Compare up to 12 quotes for your home in Wyoming County, NY! It's easy and only takes a minute!
Wyoming County, NY Homeowners Insurance Quotes
A Wyoming County home insurance policy can protect your home from major damages due to fires, lightning, hurricanes, high winds, theft, falling objects and even vandalism. This type of coverage is known as a basic or standard New York home insurance policy.
Coastal Wyoming County Home Insurance
It's also important to know that flood protection is crucial for coastal areas like Wyoming County that are prone to hurricanes and tropical storms. We recommend you speak with your home insurance agent if you have questions about your coastal policy coverage. Flood insurance coverage is not part of your standard home insurance policy, but can easily be bundled to help give you the added protection you need. We offer an easy way to review the best flood insurance rates for Wyoming County, please give us a call at 888-620-1954 for completitive flood insurance rates in your area.
Average Wyoming County Rates & Savings!
When discussing homeowners insurance coverage within or nearby Wyoming County, residents are finding great ways to save time and money by getting cheaper premiums when they shop online because you can compare prices and coverages. New York may not be considered the most expensive state in the country to buy home insurance, but it does rank higher than average at a nationwide rank of 16. Homeowners within Wyoming County, NY are currently paying $1356 for home insurance on average, where the majority of the U.S. homeownership population pays around $1,249. These average home insurance rates reflect the cost of a standard homeowners policy which includes the coverage of your home, your contents, loss of use, medical payments and homeowner liability coverage. Let us help you shop lower rates with savings up to 40% or more and compare up to 12 competitive quotes for you today! Start a Wyoming County home insurance quotes request by entering your zip code or Call Us 1-855-976-2656.
For all Wyoming County, NY residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.
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Are you looking for a homeowners insurance quote in Wyoming County? Simply enter your zip code to get your New York homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.
Wyoming County, NY Housing Demographics
With 42,155 residents living within the Wyoming County area there are over 17,970 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 10,533 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Wyoming County.
Demographic | Values |
---|---|
Total Occupied Households | 15,501 |
Family Households (families) | 10,533 |
Average Owner Occupied Household Size | 3 |
Average Family Size | 3 |
Total Housing Units | 17,970 |
Wyoming County, NY Coastal Wind, Hail & Flood Information
For all homeowners living in Wyoming County (FIPS: 36121), it's important to understand that this county is in a coastal area and has great risk of damage due to hurricanes, windstorms, hail and flooding. The wind and hail insurance program provided through the state of New York is the states opportunity to help provide additional wind/hail coverage when insurance companies exclude it from homeowners and other policies sold to coastal residents. You can buy wind and hail insurance coverage through us and we will shop multiple companies to package the best coverage option for you. If you are shopping for quotes in Wyoming County, NY, it's important that you look into hurricane and windstorm insurance options.
Wyoming County, NY Home Insurance Average Premiums
For the state of New York, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 16 in the nation for highest premiums in the U.S.
Average Rating | Annual Premium |
---|---|
Minimum Range: | $842 /yr. |
Current Average Cost: | $1,131 /yr. |
Maximum Range: | $1357 /yr. |
Wyoming County, NY Coastal Wind, Hail & Flood Information
Wyoming is a coastal county which greatly increases the risk of hurricanes and windstorms. Our quoting process will include wind and hail coverage options to give you the best protection you need against high winds and storm damage.
New York Homeowners Insurance News & Information
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Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025
According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone. Data from the Intercontinental Exchange (ICE) showed […]
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Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025
According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid. Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]
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2025 List of States Where Finding Home Insurance Is Most Difficult and Why Posted on Tuesday 11th March, 2025
Homeowners insurance is a necessity if you own a home, particularly if you are currently carrying a mortgage. Mortgage lenders require homeowners insurance to protect their investment in your home by always carrying homeowners insurance. If your insurance is cancelled or you are non-renewed it can be a huge problem. As wildfires and major windstorms […]
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Will Citizens Policyholders See a Home Insurance Rate Decrease? Posted on Tuesday 11th March, 2025
Recently, Gov. Ron DeSantis announced that over 20% of Citizens property insurance policyholders will see a premium decrease of roughly 5.6%. DeSantis also claimed that almost 73% of homeowners who have a policy with Citizens in Miami-Dade County will see a rate reduction of 6.3% on average. The state-run insurer, Citizens Property is finally shedding […]
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Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025
Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]
Discounts For Homeowners in Wyoming County
As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your New York homeowners insurance.
- Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Wyoming County, this discount can save you up to 20% on your home insurance premium.
- Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Wyoming County that do combine their home and auto can save over $500 with this discount.
- Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Wyoming County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
- Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
- Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.
Wyoming County Housing & Real Estate Data
Details: | Statistics |
---|---|
Total Housing Units | 17970 |
Occupied Housing Units | 15501 |
Vacant Housing Units | 2469 |
Vacant Housing Units for Rent | 301 |
Vacant Housing Units Rented Not Occupied | 24 |
Vacant Housing Units For Sale | 200 |
Vacant Housing Units Sold Not Occupied | 109 |
Vacant Housing Units For Seasonal Occasional Use | 1371 |
Vacant Housing Units All Other Vacants | 464 |
Housing Units Homeowner Vacancy Rate Percent | 2 |
Housing Units Rental Vacancy Rate Percent | 7 |
Housing Tenure Occupied Units | 15501 |
Housing Tenure Occupied Units Owner Occupied | 11762 |
Housing Tenure Occupied Units Owner Occupied Population | 30157 |
Housing Tenure Occupied Units Owner Occupied Averge Household Size | 3 |
Housing Tenure Occupied Units Renter Occupied | 3739 |
Housing Tenure Occupied Units Renter Occupied Population | 8037 |
Housing Tenure Occupied Units Renter Occupied Average Household Size | 2 |