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Alamance County, NC Homeowners Insurance Quotes
Getting the afforable homeowners coverage that you want in Alamance County can be difficult with so many options available from local captive agents to the online comparison marketplace. It is important to know that proper coverage means doing the necessary research on your own or speaking with a home insurance professional that can help you find the affordable coverage you need with a carrier you trust. Shopping online with us at GetHomeInsuranceQuotes.com of North Carolina allows you to get top quality service from the best insurance carriers available in your area. Our rates can be shared with you online, through email, on the phone or even on our chat mesage service to help make shopping easier for you. It's important you know the coverage options available for your home in Alamance County, that's why our experience staff of over 20+ years can answer any questions that you may have about your current policy. And most of all, we can provide easy ways to help you save more money while getting more protection for your home in case if something happens. Start your online home insurance quote today!
Alamance County, NC Prices Per Year
North Carolina homeowners insurance premiums are on the increase year over year. It's not very often that we witness a decrease in home insurance rates when we compare annual premiums in all 50 states. Currently, Alamance County is ranked lower in the nation with an average annual premium of $1119/yr. When comparing home insurance cost and coverage options, it's important to understand that the base premium for a standard homeowners policy may look great in terms of affordability, but maybe not so helpful in terms of the coverage and protection when you need it the most. Let us help you first compare quotes and then we can provide a free consultation to help you determine the best company and coverage options available in Alamance County.
For all Alamance County, NC residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.
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Alamance County, NC Housing Demographics
With 151,131 residents living within the Alamance County area there are over 66,576 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 39,848 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Alamance County.
Demographic | Values |
---|---|
Total Occupied Households | 59,960 |
Family Households (families) | 39,848 |
Average Owner Occupied Household Size | 2 |
Average Family Size | 3 |
Total Housing Units | 66,576 |
Alamance County, NC Home Insurance Average Premiums
For the state of North Carolina, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 32 in the nation for highest premiums in the U.S.
Average Rating | Annual Premium |
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Minimum Range: | $644 /yr. |
Current Average Cost: | $901 /yr. |
Maximum Range: | $1193 /yr. |
North Carolina Homeowners Insurance News & Information
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North Carolina Joint Underwriters and Wind Pool Map Explained Posted on Wednesday 5th June, 2024
North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Sunset Beach, Oak Island Beach, Calabash, Bald Head Island, […]
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North Carolina Coastal Home Insurance Rates Posted on Friday 29th March, 2024
North Carolina is a fantastic place to live with plenty of cultural activities, beautiful beaches, world-class cities as well as great restaurants and shopping. The only disadvantage to living in North Carolina, particularly if your home is located in coastal area is the cost of homeowners insurance. The average premium for a standard homeowners insurance […]
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NC Residents Speak Against 42% Rate Increase Requested by Rate Bureau Posted on Tuesday 13th February, 2024
During a recent public comment session held by the North Carolina Department of Insurance, dozens of North Carolina residents spoke out against an average rate increase of 42% that the North Carolina Rate Bureau is requesting. The Rate Bureau represents insurance companies in the state and earlier this year requested average rate increases of 42%. […]
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North Carolina: 2024 Homeowners Insurance Rate Increase Proposed Posted on Friday 19th January, 2024
Recently, the North Carolina Rate Bureau requested that the N.C. Department of Insurance allow increases to homeowners’ insurance rates by an average of 42.2 percent. If the NCDOI agrees, the proposed rates will go into effect Aug. 1. However, it is also possible that the NCDOI will not agree to the increase and deny the […]
Discounts For Homeowners in Alamance County
As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your North Carolina homeowners insurance.
- Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Alamance County, this discount can save you up to 20% on your home insurance premium.
- Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Alamance County that do combine their home and auto can save over $500 with this discount.
- Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Alamance County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
- Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
- Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.
Alamance County Housing & Real Estate Data
Details: | Statistics |
---|---|
Total Housing Units | 66576 |
Occupied Housing Units | 59960 |
Vacant Housing Units | 6616 |
Vacant Housing Units for Rent | 2515 |
Vacant Housing Units Rented Not Occupied | 76 |
Vacant Housing Units For Sale | 1205 |
Vacant Housing Units Sold Not Occupied | 205 |
Vacant Housing Units For Seasonal Occasional Use | 252 |
Vacant Housing Units All Other Vacants | 2363 |
Housing Units Homeowner Vacancy Rate Percent | 3 |
Housing Units Rental Vacancy Rate Percent | 11 |
Housing Tenure Occupied Units | 59960 |
Housing Tenure Occupied Units Owner Occupied | 40104 |
Housing Tenure Occupied Units Owner Occupied Population | 99517 |
Housing Tenure Occupied Units Owner Occupied Averge Household Size | 2 |
Housing Tenure Occupied Units Renter Occupied | 19856 |
Housing Tenure Occupied Units Renter Occupied Population | 47385 |
Housing Tenure Occupied Units Renter Occupied Average Household Size | 2 |