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Perquimans County, NC Homeowners Insurance Quotes
Perquimans County (NC) homeowners are now averaging around $93.25 per month for homeowners insurance coverage. For North Carolina, this amounts to $1119 per year for a standard (HO-3) home insurance policy. When you compare the national average, rates are around 1,249 per year. North Carolina is now ranked #32 in the country for the highest paid home insurance rates. Would you like to get up to 12 free home insurance quotes for your home in Perquimans County, NC so you can save up to fourty percent or more? If so, we look forward to working with you and providing a excellent home insurance shopping experience. You can easily compare rates by giving us a call now or enter your zip code to start our hassle free online quoting application. With some basic information about your home, we can help you review which carrier has the best rate and which policy per insurance provider has the best coverage. There is a big difference when it comes to protecting your home when you need it the most. Financial protection for repairs or rebuilding your home is crucial and so a cheaper rate may not always be the best decision when you need to count on an insurance provider to help you coverage financial loss due to a wind storm, hail, hurricanes or even flooding. Although, flooding is not covered under a basic policy, we can help you enhance your coverage to help add that extra protection. Let us help you shop your new home insurance policy today!
For all Perquimans County, NC residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.
Are you looking for a homeowners insurance quote in Perquimans County? Simply enter your zip code to get your North Carolina homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.
Perquimans County, NC Housing Demographics
With 13,453 residents living within the Perquimans County area there are over 6,986 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 3,949 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Perquimans County.
Demographic | Values |
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Total Occupied Households | 5,598 |
Family Households (families) | 3,949 |
Average Owner Occupied Household Size | 2 |
Average Family Size | 3 |
Total Housing Units | 6,986 |
Perquimans County, NC Coastal Wind, Hail & Flood Information
For all homeowners living in Perquimans County (FIPS: 37143), it's important to understand that this county is in a coastal area and has great risk of damage due to hurricanes, windstorms, hail and flooding. The wind and hail insurance program provided through the state of North Carolina is the states opportunity to help provide additional wind/hail coverage when insurance companies exclude it from homeowners and other policies sold to coastal residents. You can buy wind and hail insurance coverage through us and we will shop multiple companies to package the best coverage option for you. If you are shopping for quotes in Perquimans County, NC, it's important that you look into hurricane and windstorm insurance options.
Perquimans County boarders a shoreline which increases the risk of wind, hail and flood damage. We will look into providing the best rates possible considering your home is located in the coastal area of North Carolina.
Helpful Articles:
Perquimans County, NC Home Insurance Average Premiums
For the state of North Carolina, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 32 in the nation for highest premiums in the U.S.
Average Rating | Annual Premium |
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Minimum Range: | $644 /yr. |
Current Average Cost: | $901 /yr. |
Maximum Range: | $1193 /yr. |
Perquimans County, NC Coastal Wind, Hail & Flood Information
Perquimans is a coastal county which greatly increases the risk of hurricanes and windstorms. Our quoting process will include wind and hail coverage options to give you the best protection you need against high winds and storm damage.
Flood Zone Notice: The beautiful coastal county of Perquimans is know for it's beautiful beaches and waterways. Because Perquimans County (FIPS: 37143) has a shoreline and is in a coastal area it is important to purchase flood insurance. The risk is very high in this area and we will work with you to provide the best flood insurance coverage you need for your home in Perquimans County.
Coastal Perquimans County Home Insurance Information:
North Carolina Homeowners Insurance News & Information
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North Carolina Joint Underwriters and Wind Pool Map Explained Posted on Wednesday 5th June, 2024
North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Sunset Beach, Oak Island Beach, Calabash, Bald Head Island, […]
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North Carolina Coastal Home Insurance Rates Posted on Friday 29th March, 2024
North Carolina is a fantastic place to live with plenty of cultural activities, beautiful beaches, world-class cities as well as great restaurants and shopping. The only disadvantage to living in North Carolina, particularly if your home is located in coastal area is the cost of homeowners insurance. The average premium for a standard homeowners insurance […]
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NC Residents Speak Against 42% Rate Increase Requested by Rate Bureau Posted on Tuesday 13th February, 2024
During a recent public comment session held by the North Carolina Department of Insurance, dozens of North Carolina residents spoke out against an average rate increase of 42% that the North Carolina Rate Bureau is requesting. The Rate Bureau represents insurance companies in the state and earlier this year requested average rate increases of 42%. […]
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North Carolina: 2024 Homeowners Insurance Rate Increase Proposed Posted on Friday 19th January, 2024
Recently, the North Carolina Rate Bureau requested that the N.C. Department of Insurance allow increases to homeowners’ insurance rates by an average of 42.2 percent. If the NCDOI agrees, the proposed rates will go into effect Aug. 1. However, it is also possible that the NCDOI will not agree to the increase and deny the […]
Discounts For Homeowners in Perquimans County
As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your North Carolina homeowners insurance.
- Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Perquimans County, this discount can save you up to 20% on your home insurance premium.
- Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Perquimans County that do combine their home and auto can save over $500 with this discount.
- Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Perquimans County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
- Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
- Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.
Perquimans County Housing & Real Estate Data
Details: | Statistics |
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Total Housing Units | 6986 |
Occupied Housing Units | 5598 |
Vacant Housing Units | 1388 |
Vacant Housing Units for Rent | 180 |
Vacant Housing Units Rented Not Occupied | 5 |
Vacant Housing Units For Sale | 116 |
Vacant Housing Units Sold Not Occupied | 36 |
Vacant Housing Units For Seasonal Occasional Use | 564 |
Vacant Housing Units All Other Vacants | 487 |
Housing Units Homeowner Vacancy Rate Percent | 3 |
Housing Units Rental Vacancy Rate Percent | 12 |
Housing Tenure Occupied Units | 5598 |
Housing Tenure Occupied Units Owner Occupied | 4238 |
Housing Tenure Occupied Units Owner Occupied Population | 10026 |
Housing Tenure Occupied Units Owner Occupied Averge Household Size | 2 |
Housing Tenure Occupied Units Renter Occupied | 1360 |
Housing Tenure Occupied Units Renter Occupied Population | 3343 |
Housing Tenure Occupied Units Renter Occupied Average Household Size | 2 |