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Rockingham County, NC Homeowners Insurance Quotes

A Rockingham County home insurance policy can protect your home from major damages due to fires, lightning, hurricanes, high winds, theft, falling objects and even vandalism. This type of coverage is known as a basic or standard North Carolina home insurance policy.

Average Rockingham County Rates & Savings!

When discussing homeowners insurance coverage within or nearby Rockingham County, residents are finding great ways to save time and money by getting cheaper premiums when they shop online because you can compare prices and coverages. North Carolina may not be considered the cheapest state in the country to buy home insurance, but it does rank lower than average at a nationwide rank of 32. Homeowners within Rockingham County, NC are currently paying $1119 for home insurance on average, where the majority of the U.S. homeownership population pays around $1,249. These average home insurance rates reflect the cost of a standard homeowners policy which includes the coverage of your home, your contents, loss of use, medical payments and homeowner liability coverage. Let us help you shop lower rates with savings up to 40% or more and compare up to 12 competitive quotes for you today! Start a Rockingham County home insurance quotes request by entering your zip code or Call Us 1-866-918-3404.

For all Rockingham County, NC residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Rockingham County? Simply enter your zip code to get your North Carolina homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Rockingham County, NC Housing Demographics

With 93,643 residents living within the Rockingham County area there are over 43,696 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 26,168 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Rockingham County.

DemographicValues
Total Occupied Households38,693
Family Households (families)26,168
Average Owner Occupied Household Size2
Average Family Size3
Total Housing Units43,696

Rockingham County, NC Home Insurance Average Premiums

Local Rockingham, NC homeowners insurance quotes comparison

$901 /yr.

North Carolina's Average Home Insurance Rates Overall

For the state of North Carolina, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 32 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$644 /yr.
Current Average Cost:$901 /yr.
Maximum Range:$1193 /yr.

North Carolina Homeowners Insurance News & Information

  • North Carolina Joint Underwriters and Wind Pool Map Explained Posted on Wednesday 5th June, 2024

    North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Sunset Beach, Oak Island Beach, Calabash, Bald Head Island, […]

  • North Carolina Coastal Home Insurance Rates Posted on Friday 29th March, 2024

    North Carolina is a fantastic place to live with plenty of cultural activities, beautiful beaches, world-class cities as well as great restaurants and shopping. The only disadvantage to living in North Carolina, particularly if your home is located in coastal area is the cost of homeowners insurance. The average premium for a standard homeowners insurance […]

  • NC Residents Speak Against 42% Rate Increase Requested by Rate Bureau Posted on Tuesday 13th February, 2024

    During a recent public comment session held by the North Carolina Department of Insurance, dozens of North Carolina residents spoke out against an average rate increase of 42% that the North Carolina Rate Bureau is requesting.  The Rate Bureau represents insurance companies in the state and earlier this year requested average rate increases of 42%. […]

  • North Carolina: 2024 Homeowners Insurance Rate Increase Proposed Posted on Friday 19th January, 2024

    Recently, the North Carolina Rate Bureau requested that the N.C. Department of Insurance allow increases to homeowners’ insurance rates by an average of 42.2 percent. If the NCDOI agrees, the proposed rates will go into effect Aug. 1. However, it is also possible that the NCDOI will not agree to the increase and deny the […]

Discounts For Homeowners in Rockingham County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your North Carolina homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Rockingham County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Rockingham County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Rockingham County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Rockingham County Housing & Real Estate Data

Details:Statistics
Total Housing Units43696
Occupied Housing Units38693
Vacant Housing Units5003
Vacant Housing Units for Rent1618
Vacant Housing Units Rented Not Occupied63
Vacant Housing Units For Sale673
Vacant Housing Units Sold Not Occupied136
Vacant Housing Units For Seasonal Occasional Use391
Vacant Housing Units All Other Vacants2122
Housing Units Homeowner Vacancy Rate Percent2
Housing Units Rental Vacancy Rate Percent12
Housing Tenure Occupied Units38693
Housing Tenure Occupied Units Owner Occupied27020
Housing Tenure Occupied Units Owner Occupied Population65405
Housing Tenure Occupied Units Owner Occupied Averge Household Size2
Housing Tenure Occupied Units Renter Occupied11673
Housing Tenure Occupied Units Renter Occupied Population27183
Housing Tenure Occupied Units Renter Occupied Average Household Size2