Compare 45211 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Cincinnati just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 16,357 neighbors looking to save on their home insurance policy in the local 45211 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 45211. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Ohio rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Cincinnati, OH home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Cincinnati, OH

45211 Home Insurance Average Premiums

Local 45211 homeowners insurance quotes comparison

$407 /yr.

Shows Zip Code: 45211 lowest rates with discounts applied on average.

For the 45211, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$407 /yr.
Average Coverage:	$657 /yr.
2600 sq. ft. or higher (all discounts applied)	$957 /yr.

What is the average home insurance cost for a home in 45211?

• The average homeowners insurance premium paid annually for a home in 45211 is around $657 per year.

What does it cost on average per month for home insurance in 45211?

• Homeowners in 45211 pay a monthly average cost per month around $55.00.

What kind of discount could I get if I combine my home and auto insurance together in 45211?

• Autoowners in 45211 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cincinnati area, check out other zip codes nearby 45211.
Review average rates in another zip code:
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45231 homeowners insurance rates
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45216 homeowners insurance rates
45240 homeowners insurance rates

Home Replacement Cost Coverage in 45211

Average Building Cost Per Square Foot in 45211: $111

Location: Cincinnati, Ohio (Hamilton County)

Average Square Footage in 45211: 1,095 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 45211 before you start any project. Cincinnati homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 45211 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 45211 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,095 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cincinnati area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$111	1,095	$121,500
Additional Upgrades & Added Features	$139	1,095	$151,875
Major Home Updates or Advancements	$167	1,095	$182,250

Calculate Your Dwelling Coverage in 45211

It's important to understand that when you estimate your replacement cost of your home in the 45211 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 45211

Brown- Ricky L

Address: 3593 Westwood Northern Blvd Cincinnati, OH 45211
Phone:
Website:
Info:

Meissner, Sheryl - Meissner Insurance

Address: 3710 Harrison Ave Cincinnati, OH 45211
Phone:
Website: http://www.progressiveagent.com/Meissner-Insurance-Agency-Cincinnati
Info:

Kevin L Moorman - Nationwide Insurance

Address: 3511 Glenmore Ave Cincinnati, OH 45211
Phone:
Website: http://www.nationwide.com/agent/Cincinnati-OHIO-insurance-agent/kevinmoorman/office.html
Info:

Abanto, Bill - Bill Abanto Agency

Address: 3218 Montana Ave Cincinnati, OH 45211
Phone:
Website: http://www.nationwide.com/agent/Cincinnati-OHIO-insurance-agent/william-abanto/office.html
Info:

Blue- J Frank

Address: 4100 Harrison Ave Cincinnati, OH 45211
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 45211

Population Review for 45211 Zip Code

For the city of Cincinnati, the population within 45211 has increased to over 38,190 residents in population size. The current population total is 37,868. We have broken down the population based on race below. In 45211, there are over 18140 in male population and 19728 females.

Population	Values
Total Population	37,868
White Population	19635
Black Population	14629
Hispanic Population	1467
Asian Population	391
Hawaiian Population	22
Indian Population	93
Other Population	947
Male Population	18140
Female Population	19728
Population Estimate	38190

Household Data for 45211

The average number of homes in 45211 is around 16,357, there are an average of 2.28 per household. The average house value according to local real estate values is around $121,500. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	16,357
Persons Per Household	2.28
Average House Value	$121,500
Income Per Household	$46736
Median Age	36.4
Median Age Male	35.6
Median Age Female	37.3

45211 Details	Values
State	OH
State Full Name	Ohio
City Type	P
City Alias Abbreviation
Area Code	513
City	Cincinnati
City Alias Name	CINCINNATI
County	Hamilton
County FIPS	061
State FIPS	39
Time Zone	5
Day Light Saving	Y
MSA	1642
PMSA	1640
CSA	178
CBSA	17140
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Cincinnati, OH-KY-IN
MSA_Name	Cincinnati-Hamilton, OH-KY-IN CMSA
PMSA_Name	Cincinnati, OH-KY-IN PMSA
Region	Midwest
Division	East North Central
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	566
Number Of Employees	7847
Business First Quarter Payroll	74052
Business Annual Payroll	335361
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	2130151
CBSA Division Population	0
Congressional District	01\|08
Congressional LandArea	686.96\|2450.49
Delivery Residential	16750
Delivery Business	735
Delivery Total	18342
Preferred Last Line Key	X20549
Classification Code
Multi-County
CSA Name	Cincinnati-Wilmington, OH-KY-IN
CBSA_DIV_Name
City State Key	X20549
Land Area	9.014000
Water Area	0.002000
City Alias Code
City Mixed Case	Cincinnati
City Alias Mixed Case	Cincinnati
Box Count	280
SFDU	10586
MFDU	5687
State ANSI	39
County ANSI	061
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	381603
Unique ZIP Name
SSA State County Code	36310
Medicare CBSA Code	17140
Medicare CBSA Name	Cincinnati, OH-KY-IN
Medicare CBSA Type	Metro
Market Rating Area ID	4
County Mixed Case	Hamilton

Ohio Homeowners Insurance News & Information

$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024
According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024
Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]

Home Insurance Quotes in 45211!