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Compare 45211 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Cincinnati just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 16,357 neighbors looking to save on their home insurance policy in the local 45211 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 45211. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Ohio rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Cincinnati, OH home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Cincinnati, OH

45211 Home Insurance Average Premiums

Local 45211 homeowners insurance quotes comparison

$407 /yr.

Shows Zip Code: 45211 lowest rates with discounts applied on average.

For the 45211, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$407 /yr.
Average Coverage:$657 /yr.
2600 sq. ft. or higher
(all discounts applied)
$957 /yr.

What is the average home insurance cost for a home in 45211?

  • • The average homeowners insurance premium paid annually for a home in 45211 is around $657 per year.

What does it cost on average per month for home insurance in 45211?

  • • Homeowners in 45211 pay a monthly average cost per month around $55.00.

What kind of discount could I get if I combine my home and auto insurance together in 45211?

  • • Autoowners in 45211 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cincinnati area, check out other zip codes nearby 45211.
Review average rates in another zip code:
45225 homeowners insurance rates
45248 homeowners insurance rates
45213 homeowners insurance rates
45218 homeowners insurance rates
45204 homeowners insurance rates
45214 homeowners insurance rates
45249 homeowners insurance rates
45241 homeowners insurance rates
45255 homeowners insurance rates
45252 homeowners insurance rates

Home Replacement Cost Coverage in 45211

Average Building Cost Per Square Foot in 45211: $111

Location: Cincinnati, Ohio (Hamilton County)

Average Square Footage in 45211: 1,095 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 45211 before you start any project. Cincinnati homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 45211 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 45211 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,095 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cincinnati area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,095$121,500
Additional Upgrades & Added Features$1391,095$151,875
Major Home Updates or Advancements$1671,095$182,250

It's important to understand that when you estimate your replacement cost of your home in the 45211 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 45211

Cincinnati Agency

Address: 4429 Vine St Cincinnati, OH 45211
Phone: (513)641-1202
Website:

Best Home & Auto Insurance Agencies in 45211

Brown- Ricky L

Address: 3593 Westwood Northern Blvd Cincinnati, OH 45211
Phone:
Website:
Info:

Kevin L Moorman - Nationwide Insurance

Address: 3511 Glenmore Ave Cincinnati, OH 45211
Phone:
Website: http://www.nationwide.com/agent/Cincinnati-OHIO-insurance-agent/kevinmoorman/office.html
Info:

Meissner, Sheryl - Meissner Insurance

Address: 3710 Harrison Ave Cincinnati, OH 45211
Phone:
Website: http://www.progressiveagent.com/Meissner-Insurance-Agency-Cincinnati
Info:

Abanto, Bill - Bill Abanto Agency

Address: 3218 Montana Ave Cincinnati, OH 45211
Phone:
Website: http://www.nationwide.com/agent/Cincinnati-OHIO-insurance-agent/william-abanto/office.html
Info:

Blue- J Frank

Address: 4100 Harrison Ave Cincinnati, OH 45211
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 45211

Population Review for 45211 Zip Code

For the city of Cincinnati, the population within 45211 has increased to over 38,190 residents in population size. The current population total is 37,868. We have broken down the population based on race below. In 45211, there are over 18140 in male population and 19728 females.

PopulationValues
Total Population37,868
White Population19635
Black Population14629
Hispanic Population1467
Asian Population391
Hawaiian Population22
Indian Population93
Other Population947
Male Population18140
Female Population19728
Population Estimate38190

Household Data for 45211

The average number of homes in 45211 is around 16,357, there are an average of 2.28 per household. The average house value according to local real estate values is around $121,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,357
Persons Per Household2.28
Average House Value$121,500
Income Per Household$46736
Median Age36.4
Median Age Male35.6
Median Age Female37.3
45211 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code513
CityCincinnati
City Alias NameCINCINNATI
CountyHamilton
County FIPS061
State FIPS39
Time Zone5
Day Light SavingY
MSA1642
PMSA1640
CSA178
CBSA17140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCincinnati, OH-KY-IN
MSA_NameCincinnati-Hamilton, OH-KY-IN CMSA
PMSA_NameCincinnati, OH-KY-IN PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses566
Number Of Employees7847
Business First Quarter Payroll74052
Business Annual Payroll335361
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2130151
CBSA Division Population0
Congressional District01|08
Congressional LandArea686.96|2450.49
Delivery Residential16750
Delivery Business735
Delivery Total18342
Preferred Last Line KeyX20549
Classification Code
Multi-County
CSA NameCincinnati-Wilmington, OH-KY-IN
CBSA_DIV_Name
City State KeyX20549
Land Area9.014000
Water Area0.002000
City Alias Code
City Mixed CaseCincinnati
City Alias Mixed CaseCincinnati
Box Count280
SFDU10586
MFDU5687
State ANSI39
County ANSI061
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number381603
Unique ZIP Name
SSA State County Code36310
Medicare CBSA Code17140
Medicare CBSA NameCincinnati, OH-KY-IN
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseHamilton

Ohio Homeowners Insurance News & Information

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]