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Allen County, OH Homeowners Insurance Quotes
We can help you get a free and quick comparison of Allen County, OH home insurance rate quotes to easily review. We like to help you shop up to 12 competitive home insurance rates with a variety of coverage options from a standard policy to a multi-line packaged discount policy that would include your home and auto insurance together. A standard (HO-3) policy for homeowners living in Allen County includes protection against most perils, but does not include coverage for flood or earthquake damage. Don't worry, our home insurance professionals of Ohio can help you figure out which policy is best for you.
Homeowners living in Allen County, pay on average around $871 a year or $72.58 per month. Let us help you explore multiple coverage options and provide up to 40% in discounted savings for your new policy. For online quotes, please enter your zip code of the property you would like to insure today or give us a call now at 1-855-976-2656
For all Allen County, OH residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.
Are you looking for a homeowners insurance quote in Allen County? Simply enter your zip code to get your Ohio homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.
Allen County, OH Housing Demographics
With 106,331 residents living within the Allen County area there are over 44,999 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 26,982 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Allen County.
Demographic | Values |
---|---|
Total Occupied Households | 40,619 |
Family Households (families) | 26,982 |
Average Owner Occupied Household Size | 3 |
Average Family Size | 3 |
Total Housing Units | 44,999 |
Allen County, OH Home Insurance Average Premiums
For the state of Ohio, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 45 in the nation for highest premiums in the U.S.
Average Rating | Annual Premium |
---|---|
Minimum Range: | $523 /yr. |
Current Average Cost: | $704 /yr. |
Maximum Range: | $874 /yr. |
Ohio Homeowners Insurance News & Information
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$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
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I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024
According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
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How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024
Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]
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Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024
According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high. “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]
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Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024
According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]
Discounts For Homeowners in Allen County
As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Ohio homeowners insurance.
- Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Allen County, this discount can save you up to 20% on your home insurance premium.
- Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Allen County that do combine their home and auto can save over $500 with this discount.
- Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Allen County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
- Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
- Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.
Allen County Housing & Real Estate Data
Details: | Statistics |
---|---|
Total Housing Units | 44999 |
Occupied Housing Units | 40619 |
Vacant Housing Units | 4380 |
Vacant Housing Units for Rent | 1426 |
Vacant Housing Units Rented Not Occupied | 76 |
Vacant Housing Units For Sale | 650 |
Vacant Housing Units Sold Not Occupied | 178 |
Vacant Housing Units For Seasonal Occasional Use | 229 |
Vacant Housing Units All Other Vacants | 1821 |
Housing Units Homeowner Vacancy Rate Percent | 2 |
Housing Units Rental Vacancy Rate Percent | 10 |
Housing Tenure Occupied Units | 40619 |
Housing Tenure Occupied Units Owner Occupied | 28099 |
Housing Tenure Occupied Units Owner Occupied Population | 70824 |
Housing Tenure Occupied Units Owner Occupied Averge Household Size | 3 |
Housing Tenure Occupied Units Renter Occupied | 12520 |
Housing Tenure Occupied Units Renter Occupied Population | 29573 |
Housing Tenure Occupied Units Renter Occupied Average Household Size | 2 |