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Stark County, OH Homeowners Insurance Quotes

A Stark County home insurance policy can protect your home from major damages due to fires, lightning, hurricanes, high winds, theft, falling objects and even vandalism. This type of coverage is known as a basic or standard Ohio home insurance policy.

Average Stark County Rates & Savings!

When discussing homeowners insurance coverage within or nearby Stark County, residents are finding great ways to save time and money by getting cheaper premiums when they shop online because you can compare prices and coverages. Ohio may not be considered the cheapest state in the country to buy home insurance, but it does rank lower than average at a nationwide rank of 45. Homeowners within Stark County, OH are currently paying $871 for home insurance on average, where the majority of the U.S. homeownership population pays around $1,249. These average home insurance rates reflect the cost of a standard homeowners policy which includes the coverage of your home, your contents, loss of use, medical payments and homeowner liability coverage. Let us help you shop lower rates with savings up to 40% or more and compare up to 12 competitive quotes for you today! Start a Stark County home insurance quotes request by entering your zip code or Call Us 1-855-976-2656.

For all Stark County, OH residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Stark County? Simply enter your zip code to get your Ohio homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Stark County, OH Housing Demographics

With 375,586 residents living within the Stark County area there are over 165,215 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 100,417 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Stark County.

DemographicValues
Total Occupied Households151,089
Family Households (families)100,417
Average Owner Occupied Household Size3
Average Family Size3
Total Housing Units165,215

Stark County, OH Home Insurance Average Premiums

Local Stark, OH homeowners insurance quotes comparison

$704 /yr.

Ohio's Average Home Insurance Rates Overall

For the state of Ohio, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 45 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$523 /yr.
Current Average Cost:$704 /yr.
Maximum Range:$874 /yr.

Ohio Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

Discounts For Homeowners in Stark County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Ohio homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Stark County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Stark County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Stark County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Stark County Housing & Real Estate Data

Details:Statistics
Total Housing Units165215
Occupied Housing Units151089
Vacant Housing Units14126
Vacant Housing Units for Rent4993
Vacant Housing Units Rented Not Occupied231
Vacant Housing Units For Sale2453
Vacant Housing Units Sold Not Occupied609
Vacant Housing Units For Seasonal Occasional Use726
Vacant Housing Units All Other Vacants5114
Housing Units Homeowner Vacancy Rate Percent2
Housing Units Rental Vacancy Rate Percent10
Housing Tenure Occupied Units151089
Housing Tenure Occupied Units Owner Occupied106365
Housing Tenure Occupied Units Owner Occupied Population266981
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied44724
Housing Tenure Occupied Units Renter Occupied Population99341
Housing Tenure Occupied Units Renter Occupied Average Household Size2