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Coos County, OR Homeowners Insurance Quotes
Are you shopping for homeowners insurance for your Coos County OR home? We can help you find the best rates and coverage options available at GetHomeInsuranceQuotes.com. We provide up to 12 comparison quotes from the most competitive top-rated home insurance companies available in Oregon. Our agents specialize in the best rates for Coos County and have over 20+ years of experience. We are ready to help you take advantage of our free consulation so you can review the most affordable home policies available, with the best dwelling and liability coverage plans. Protecting your home from hurricanes, lightning and fires is important to every homeowner. But that's not all your homeowners policy is limited to, ask our agents what coverage is the right fit for you. We have a variety of options to choose from to make sure your home and family are safe.
Coos County Coastal Home Insurance
Because Coos County is considered a coastal area, it is important to know that flood protection is crucial for homes in Coos County that are prone to hurricanes and tropical storms. We recommend you speak with us if you have questions about your coastal policy coverage. Flood insurance coverage is not part of your basic homeowners (HO-3) policy, but can easily be bundled to help give you the added protection you need. We offer an easy way to review the best flood insurance rates for Coos County, please give us a call at 888-620-1954 for completitive flood insurance rates in your area.
Average Rates in Coos County
Did you know the average home insurance premium for the state of Oregon is $735 a year. That's $61.25 a month in home insurance cost. Now depending on if this average premium is higher or lower than what you are currently paying, it's also smart to keep in mind who your current insurance carrier is and what type of coverage you currently have available for your home in Coos County. We can help you save up to 40% by applying all the available discounts and credits, plus shopping your coverage with up to 12 different home insurance providers that currently have competitive rates in Coos County OR. Simply give us a call now at 1-855-976-2656
For all Coos County, OR residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.
Are you looking for a homeowners insurance quote in Coos County? Simply enter your zip code to get your Oregon homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.
Coos County, OR Housing Demographics
With 63,043 residents living within the Coos County area there are over 30,593 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 16,857 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Coos County.
Demographic | Values |
---|---|
Total Occupied Households | 27,133 |
Family Households (families) | 16,857 |
Average Owner Occupied Household Size | 2 |
Average Family Size | 3 |
Total Housing Units | 30,593 |
Coos County, OR Coastal Wind, Hail & Flood Information
For all homeowners living in Coos County (FIPS: 41011), it's important to understand that this county is in a coastal area and has great risk of damage due to hurricanes, windstorms, hail and flooding. The wind and hail insurance program provided through the state of Oregon is the states opportunity to help provide additional wind/hail coverage when insurance companies exclude it from homeowners and other policies sold to coastal residents. You can buy wind and hail insurance coverage through us and we will shop multiple companies to package the best coverage option for you. If you are shopping for quotes in Coos County, OR, it's important that you look into hurricane and windstorm insurance options.
Coos County boarders a shoreline which increases the risk of wind, hail and flood damage. We will look into providing the best rates possible considering your home is located in the coastal area of Oregon.
Helpful Articles:
Coos County, OR Home Insurance Average Premiums
For the state of Oregon, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 51 in the nation for highest premiums in the U.S.
Average Rating | Annual Premium |
---|---|
Minimum Range: | $439 /yr. |
Current Average Cost: | $583 /yr. |
Maximum Range: | $735 /yr. |
Coos County, OR Coastal Wind, Hail & Flood Information
Coos is a coastal county which greatly increases the risk of hurricanes and windstorms. Our quoting process will include wind and hail coverage options to give you the best protection you need against high winds and storm damage.
Flood Zone Notice: The beautiful coastal county of Coos is know for it's beautiful beaches and waterways. Because Coos County (FIPS: 41011) has a shoreline and is in a coastal area it is important to purchase flood insurance. The risk is very high in this area and we will work with you to provide the best flood insurance coverage you need for your home in Coos County.
Oregon Homeowners Insurance News & Information
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Are homeowners insurance companies increasing deductibles? Posted on Thursday 22nd August, 2024
This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket. As the cost of claims increases, particularly […]
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Homeowners in Texas are Seeing Home Insurance Rates Increase Posted on Wednesday 7th August, 2024
Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]
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What happens to my mortgage if my homeowners policy gets cancelled? Posted on Thursday 18th July, 2024
As more and more insurance companies stop writing policies in certain markets or cancel existing policyholders they find too big of a risk, homeowners are finding their policies cancelled or non renewed. While a cancelled policy is a shock, it doesn’t mean you need to panic. Following is a brief overview of what to do […]
Discounts For Homeowners in Coos County
As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Oregon homeowners insurance.
- Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Coos County, this discount can save you up to 20% on your home insurance premium.
- Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Coos County that do combine their home and auto can save over $500 with this discount.
- Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Coos County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
- Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
- Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.
Coos County Housing & Real Estate Data
Details: | Statistics |
---|---|
Total Housing Units | 30593 |
Occupied Housing Units | 27133 |
Vacant Housing Units | 3460 |
Vacant Housing Units for Rent | 677 |
Vacant Housing Units Rented Not Occupied | 52 |
Vacant Housing Units For Sale | 522 |
Vacant Housing Units Sold Not Occupied | 140 |
Vacant Housing Units For Seasonal Occasional Use | 1236 |
Vacant Housing Units All Other Vacants | 833 |
Housing Units Homeowner Vacancy Rate Percent | 3 |
Housing Units Rental Vacancy Rate Percent | 7 |
Housing Tenure Occupied Units | 27133 |
Housing Tenure Occupied Units Owner Occupied | 17800 |
Housing Tenure Occupied Units Owner Occupied Population | 40096 |
Housing Tenure Occupied Units Owner Occupied Averge Household Size | 2 |
Housing Tenure Occupied Units Renter Occupied | 9333 |
Housing Tenure Occupied Units Renter Occupied Population | 21939 |
Housing Tenure Occupied Units Renter Occupied Average Household Size | 2 |