Shop multiple homeowners insurance carriers in one place providing service and consultation from a licensed Wasco County, OR agent.

Wasco County, OR Homeowners Insurance Quotes

Trying to find afforable homeowners insurance coverage in Wasco County can be difficult with so many options available locally and online. Plus, everywhere you turn it seems like rates are on the increase. For most of us, getting the right coverage means speaking with a home insurance professional that can help you find the right coverage at the price you can afford. Shopping online for cheaper Wasco County home insurance rates with GetHomeInsuranceQuotes.com allows you to get top quality service from the most competitive home insurance companies available in the state of Oregon. It's important for you to know the coverage options available for your home within Wasco County, that's why our experience staff of over 20+ years can answer any questions that you may have about your current and new home insurance policy needs. And most of all, we provide ways to help you apply additional discounts to lower your premium while still getting a complete coverage package. Start your online home insurance quote today!

For Wasco County, OR homeowners, it's important to know that the average home insurance policy in Oregon is estimated to be around $61.25 per month. That amounts to $735 per year for a standard (HO-3) homeowners insurance policy for residents living in Wasco County. In comparison, the United States national average for homeowners insurance premiums is around 1,249 per year. Oregon is now ranked 51 in the country in terms of highest home insurance rates. You can easily get up to 12 free home insurance quotes for your home in Wasco County, OR along with great consulting services so we can help you review which coverage policy is best for your needs. Most homeowners in your area need additional coverages based on certain preferences like a umbrella policy, extra wind and hail coverage, multiple auto insurance policies, wedding ring coverage or boat coverages. A simple HO-3 home insurance policy doesn't cover everything, that is why we can help you fine tune your Wasco County home insurance coverage to make sure you are covered when you need it the most.

For all Wasco County, OR residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Wasco County? Simply enter your zip code to get your Oregon homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Wasco County, OR Housing Demographics

With 25,213 residents living within the Wasco County area there are over 11,487 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 6,540 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Wasco County.

DemographicValues
Total Occupied Households10,031
Family Households (families)6,540
Average Owner Occupied Household Size2
Average Family Size3
Total Housing Units11,487

Wasco County, OR Home Insurance Average Premiums

Local Wasco, OR homeowners insurance quotes comparison

$583 /yr.

Oregon's Average Home Insurance Rates Overall

For the state of Oregon, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 51 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$439 /yr.
Current Average Cost:$583 /yr.
Maximum Range:$735 /yr.

Oregon Homeowners Insurance News & Information

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]

  • Homeowners in Texas are Seeing Home Insurance Rates Increase Posted on Wednesday 7th August, 2024

    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • What happens to my mortgage if my homeowners policy gets cancelled? Posted on Thursday 18th July, 2024

    As more and more insurance companies stop writing policies in certain markets or cancel existing policyholders they find too big of a risk, homeowners are finding their policies cancelled or non renewed. While a cancelled policy is a shock, it doesn’t mean you need to panic.  Following is a brief overview of what to do […]

Discounts For Homeowners in Wasco County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Oregon homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Wasco County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Wasco County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Wasco County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Wasco County Housing & Real Estate Data

Details:Statistics
Total Housing Units11487
Occupied Housing Units10031
Vacant Housing Units1456
Vacant Housing Units for Rent253
Vacant Housing Units Rented Not Occupied27
Vacant Housing Units For Sale124
Vacant Housing Units Sold Not Occupied24
Vacant Housing Units For Seasonal Occasional Use724
Vacant Housing Units All Other Vacants304
Housing Units Homeowner Vacancy Rate Percent2
Housing Units Rental Vacancy Rate Percent7
Housing Tenure Occupied Units10031
Housing Tenure Occupied Units Owner Occupied6434
Housing Tenure Occupied Units Owner Occupied Population15979
Housing Tenure Occupied Units Owner Occupied Averge Household Size2
Housing Tenure Occupied Units Renter Occupied3597
Housing Tenure Occupied Units Renter Occupied Population8493
Housing Tenure Occupied Units Renter Occupied Average Household Size2