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Yamhill County, OR Homeowners Insurance Quotes

We can help you get a free and quick comparison of Yamhill County, OR home insurance rate quotes to easily review. We like to help you shop up to 12 competitive home insurance rates with a variety of coverage options from a standard policy to a multi-line packaged discount policy that would include your home and auto insurance together. A standard (HO-3) policy for homeowners living in Yamhill County includes protection against most perils, but does not include coverage for flood or earthquake damage. Don't worry, our home insurance professionals of Oregon can help you figure out which policy is best for you.

Homeowners living in Yamhill County, pay on average around $735 a year or $61.25 per month. Let us help you explore multiple coverage options and provide up to 40% in discounted savings for your new policy. For online quotes, please enter your zip code of the property you would like to insure today or give us a call now at 1-855-976-2656

For all Yamhill County, OR residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Yamhill County? Simply enter your zip code to get your Oregon homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Yamhill County, OR Housing Demographics

With 99,193 residents living within the Yamhill County area there are over 37,110 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 25,020 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Yamhill County.

DemographicValues
Total Occupied Households34,726
Family Households (families)25,020
Average Owner Occupied Household Size3
Average Family Size3
Total Housing Units37,110

Yamhill County, OR Home Insurance Average Premiums

Local Yamhill, OR homeowners insurance quotes comparison

$583 /yr.

Oregon's Average Home Insurance Rates Overall

For the state of Oregon, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 51 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$439 /yr.
Current Average Cost:$583 /yr.
Maximum Range:$735 /yr.

Oregon Homeowners Insurance News & Information

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]

  • Homeowners in Texas are Seeing Home Insurance Rates Increase Posted on Wednesday 7th August, 2024

    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • What happens to my mortgage if my homeowners policy gets cancelled? Posted on Thursday 18th July, 2024

    As more and more insurance companies stop writing policies in certain markets or cancel existing policyholders they find too big of a risk, homeowners are finding their policies cancelled or non renewed. While a cancelled policy is a shock, it doesn’t mean you need to panic.  Following is a brief overview of what to do […]

Discounts For Homeowners in Yamhill County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Oregon homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Yamhill County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Yamhill County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Yamhill County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Yamhill County Housing & Real Estate Data

Details:Statistics
Total Housing Units37110
Occupied Housing Units34726
Vacant Housing Units2384
Vacant Housing Units for Rent774
Vacant Housing Units Rented Not Occupied62
Vacant Housing Units For Sale570
Vacant Housing Units Sold Not Occupied98
Vacant Housing Units For Seasonal Occasional Use316
Vacant Housing Units All Other Vacants564
Housing Units Homeowner Vacancy Rate Percent2
Housing Units Rental Vacancy Rate Percent6
Housing Tenure Occupied Units34726
Housing Tenure Occupied Units Owner Occupied23533
Housing Tenure Occupied Units Owner Occupied Population63753
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied11193
Housing Tenure Occupied Units Renter Occupied Population29979
Housing Tenure Occupied Units Renter Occupied Average Household Size3