Get multiple home insurance quotes in 15206. Our licensed 15206, PA agents are ready to serve you.

Compare 15206 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 15206 area? The average homeowners premium in Pennsylvania for a standard homeowners policy is around $686/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 15206 zip code, the population size is around 28,774 with 14,561 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 15206.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Pittsburgh, PA Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. PA RateDiscountsSavingsShop Rates
$967up to 40% off$387

15206 Home Insurance Average Premiums

Local 15206 homeowners insurance quotes comparison

$436 /yr.

Shows Zip Code: 15206 lowest rates with discounts applied on average.

For the 15206, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$436 /yr.
Average Coverage:$686 /yr.
2600 sq. ft. or higher
(all discounts applied)
$986 /yr.

What is the average home insurance cost for a home in 15206?

  • • The average homeowners insurance premium paid annually for a home in 15206 is around $686 per year.

What does it cost on average per month for home insurance in 15206?

  • • Homeowners in 15206 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 15206?

  • • Autoowners in 15206 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pittsburgh area, check out other zip codes nearby 15206.
Review average rates in another zip code:
15238 homeowners insurance rates
15212 homeowners insurance rates
15221 homeowners insurance rates
15243 homeowners insurance rates
15204 homeowners insurance rates
15210 homeowners insurance rates
15216 homeowners insurance rates
15226 homeowners insurance rates
15233 homeowners insurance rates
15222 homeowners insurance rates

Home Replacement Cost Coverage in 15206

Average Building Cost Per Square Foot in 15206: $136

Location: Pittsburgh, Pennsylvania (Allegheny County)

Average Square Footage in 15206: 1,829 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15206 before you start any project. Pittsburgh homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15206 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15206 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,829 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pittsburgh area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,829$248,700
Additional Upgrades & Added Features$1701,829$310,875
Major Home Updates or Advancements$2041,829$373,050

It's important to understand that when you estimate your replacement cost of your home in the 15206 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15206

A1 Insurance Group

Address: 5907 Penn Ave Suite 325 Pittsburgh, PA 15206
Phone: (412)361-1939
Website:

Best Home & Auto Insurance Agencies in 15206

West Penn AAA Insurance

Address: 5900 Baum Boulevard Pittsburgh, PA 15206
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/external/658945190/pittsburgh_pa/west_penn_aaa_insurance.html
Info:

A1 Insurance Group

Address: 5907 Penn Ave, #325 Pittsburgh, PA 15206
Phone:
Website:
Info:

G Carolyn Dorsey Ins Agcy Inc

Address: 5901 Baum Blvd Pittsburgh, PA 15206
Phone:
Website:
Info:

Swenson Insurance Inc - Nationwide Insurance

Address: 234 Shady Avenue Pittsburgh, PA 15206
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/external/36640042/pittsburgh_pa/swenson_insurance_inc_nationwide_insurance.html
Info:

Housing Demographics for 15206

Population Review for 15206 Zip Code

For the city of Pittsburgh, the population within 15206 has increased to over 30,325 residents in population size. The current population total is 28,774. We have broken down the population based on race below. In 15206, there are over 13661 in male population and 15113 females.

PopulationValues
Total Population28,774
White Population15109
Black Population9149
Hispanic Population1116
Asian Population2120
Hawaiian Population13
Indian Population85
Other Population513
Male Population13661
Female Population15113
Population Estimate30325

Household Data for 15206

The average number of homes in 15206 is around 14,561, there are an average of 1.90 per household. The average house value according to local real estate values is around $248,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,561
Persons Per Household1.90
Average House Value$248,700
Income Per Household$54803
Median Age34.9
Median Age Male34.5
Median Age Female35.5
15206 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code412
CityPittsburgh
City Alias NamePITTSBURGH
CountyAllegheny
County FIPS003
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses829
Number Of Employees11625
Business First Quarter Payroll221037
Business Annual Payroll957740
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District12
Congressional LandArea2163.03
Delivery Residential15961
Delivery Business884
Delivery Total19085
Preferred Last Line KeyX1A543
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX1A543
Land Area4.764000
Water Area0.316000
City Alias Code
City Mixed CasePittsburgh
City Alias Mixed CasePittsburgh
Box Count249
SFDU9361
MFDU5619
State ANSI42
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416608
Unique ZIP Name
SSA State County Code39010
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseAllegheny

Pennsylvania Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]