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15207 Home Insurance Rates & Premiums

Did you know there are over 10,615 people living within the 15207 zip code area? There are over 4,736 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 15207.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Pennsylvania are on the rise. The estimated average premium is around $736 a year for a standard homeowners insurance policy in Pittsburgh. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Pittsburgh, PA Homeowners Insurance Quotes Online

15207 Home Insurance Average Premiums

Local 15207 homeowners insurance quotes comparison

$486 /yr.

Shows Zip Code: 15207 lowest rates with discounts applied on average.

For the 15207, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$486 /yr.
Average Coverage:$736 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1036 /yr.

What is the average home insurance cost for a home in 15207?

  • • The average homeowners insurance premium paid annually for a home in 15207 is around $736 per year.

What does it cost on average per month for home insurance in 15207?

  • • Homeowners in 15207 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 15207?

  • • Autoowners in 15207 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pittsburgh area, check out other zip codes nearby 15207.
Review average rates in another zip code:
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15202 homeowners insurance rates

Home Replacement Cost Coverage in 15207

Average Building Cost Per Square Foot in 15207: $136

Location: Pittsburgh, Pennsylvania (Allegheny County)

Average Square Footage in 15207: 754 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15207 before you start any project. Pittsburgh homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15207 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15207 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 754 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pittsburgh area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136754$102,600
Additional Upgrades & Added Features$170754$128,250
Major Home Updates or Advancements$204754$153,900

It's important to understand that when you estimate your replacement cost of your home in the 15207 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15207

Best Home & Auto Insurance Agencies in 15207

Housing Demographics for 15207

Population Review for 15207 Zip Code

For the city of Pittsburgh, the population within 15207 has increased to over 11,026 residents in population size. The current population total is 10,615. We have broken down the population based on race below. In 15207, there are over 5162 in male population and 5453 females.

PopulationValues
Total Population10,615
White Population7203
Black Population2379
Hispanic Population295
Asian Population262
Hawaiian Population2
Indian Population22
Other Population96
Male Population5162
Female Population5453
Population Estimate11026

Household Data for 15207

The average number of homes in 15207 is around 4,736, there are an average of 2.19 per household. The average house value according to local real estate values is around $102,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,736
Persons Per Household2.19
Average House Value$102,600
Income Per Household$47709
Median Age39.7
Median Age Male37.8
Median Age Female41.5
15207 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code412
CityPittsburgh
City Alias NamePITTSBURGH
CountyAllegheny
County FIPS003
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses138
Number Of Employees1249
Business First Quarter Payroll17434
Business Annual Payroll70553
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District12
Congressional LandArea2163.03
Delivery Residential5035
Delivery Business172
Delivery Total6258
Preferred Last Line KeyX1A543
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX1A543
Land Area4.540000
Water Area0.341000
City Alias Code
City Mixed CasePittsburgh
City Alias Mixed CasePittsburgh
Box Count53
SFDU4642
MFDU368
State ANSI42
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416608
Unique ZIP Name
SSA State County Code39010
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseAllegheny

Pennsylvania Homeowners Insurance News & Information

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    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]