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Compare 15243 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Pittsburgh just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 5,784 neighbors looking to save on their home insurance policy in the local 15243 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 15243. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Pennsylvania rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Pittsburgh, PA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Pittsburgh, PA

15243 Home Insurance Average Premiums

Local 15243 homeowners insurance quotes comparison

$504 /yr.

Shows Zip Code: 15243 lowest rates with discounts applied on average.

For the 15243, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$504 /yr.
Average Coverage:$754 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1054 /yr.

What is the average home insurance cost for a home in 15243?

  • • The average homeowners insurance premium paid annually for a home in 15243 is around $754 per year.

What does it cost on average per month for home insurance in 15243?

  • • Homeowners in 15243 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 15243?

  • • Autoowners in 15243 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pittsburgh area, check out other zip codes nearby 15243.
Review average rates in another zip code:
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15222 homeowners insurance rates
15207 homeowners insurance rates
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15241 homeowners insurance rates
15225 homeowners insurance rates

Home Replacement Cost Coverage in 15243

Average Building Cost Per Square Foot in 15243: $136

Location: Pittsburgh, Pennsylvania (Allegheny County)

Average Square Footage in 15243: 1,676 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15243 before you start any project. Pittsburgh homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15243 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15243 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,676 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pittsburgh area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,676$228,000
Additional Upgrades & Added Features$1701,676$285,000
Major Home Updates or Advancements$2041,676$342,000

It's important to understand that when you estimate your replacement cost of your home in the 15243 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15243

Best Home & Auto Insurance Agencies in 15243

Metlife Auto and Home/Ben Bogats

Address: 2102 Bower Hill Road Pittsburgh, PA 15243
Phone:
Website: http://www.benbogats.metlife.com/
Info:

Housing Demographics for 15243

Population Review for 15243 Zip Code

For the city of Pittsburgh, the population within 15243 has increased to over 13,581 residents in population size. The current population total is 14,329. We have broken down the population based on race below. In 15243, there are over 6631 in male population and 7698 females.

PopulationValues
Total Population14,329
White Population12828
Black Population172
Hispanic Population301
Asian Population655
Hawaiian Population4
Indian Population12
Other Population82
Male Population6631
Female Population7698
Population Estimate13581

Household Data for 15243

The average number of homes in 15243 is around 5,784, there are an average of 2.32 per household. The average house value according to local real estate values is around $228,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,784
Persons Per Household2.32
Average House Value$228,000
Income Per Household$98260
Median Age49.7
Median Age Male46.0
Median Age Female53.1
15243 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code412/724
CityPittsburgh
City Alias NamePITTSBURGH
CountyAllegheny
County FIPS003
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses187
Number Of Employees3937
Business First Quarter Payroll54037
Business Annual Payroll249442
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District12|17
Congressional LandArea2163.03|1733.22
Delivery Residential5854
Delivery Business71
Delivery Total6058
Preferred Last Line KeyX1A543
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX1A543
Land Area3.015000
Water Area0.003000
City Alias Code
City Mixed CasePittsburgh
City Alias Mixed CasePittsburgh
Box Count64
SFDU4876
MFDU964
State ANSI42
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416608
Unique ZIP Name
SSA State County Code39010
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseAllegheny

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]