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Newberry County, SC Homeowners Insurance Quotes
Trying to find afforable homeowners insurance coverage in Newberry County can be difficult with so many options available locally and online. Plus, everywhere you turn it seems like rates are on the increase. For most of us, getting the right coverage means speaking with a home insurance professional that can help you find the right coverage at the price you can afford. Shopping online for cheaper Newberry County home insurance rates with GetHomeInsuranceQuotes.com allows you to get top quality service from the most competitive home insurance companies available in the state of South Carolina. It's important for you to know the coverage options available for your home within Newberry County, that's why our experience staff of over 20+ years can answer any questions that you may have about your current and new home insurance policy needs. And most of all, we provide ways to help you apply additional discounts to lower your premium while still getting a complete coverage package. Start your online home insurance quote today!
For Newberry County, SC homeowners, it's important to know that the average home insurance policy in South Carolina is estimated to be around $110.58 per month. That amounts to $1327 per year for a standard (HO-3) homeowners insurance policy for residents living in Newberry County. In comparison, the United States national average for homeowners insurance premiums is around 1,249 per year. South Carolina is now ranked 18 in the country in terms of highest home insurance rates. You can easily get up to 12 free home insurance quotes for your home in Newberry County, SC along with great consulting services so we can help you review which coverage policy is best for your needs. Most homeowners in your area need additional coverages based on certain preferences like a umbrella policy, extra wind and hail coverage, multiple auto insurance policies, wedding ring coverage or boat coverages. A simple HO-3 home insurance policy doesn't cover everything, that is why we can help you fine tune your Newberry County home insurance coverage to make sure you are covered when you need it the most.
For all Newberry County, SC residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.
Are you looking for a homeowners insurance quote in Newberry County? Simply enter your zip code to get your South Carolina homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.
Newberry County, SC Housing Demographics
With 37,508 residents living within the Newberry County area there are over 17,922 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 10,129 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Newberry County.
Demographic | Values |
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Total Occupied Households | 14,709 |
Family Households (families) | 10,129 |
Average Owner Occupied Household Size | 2 |
Average Family Size | 3 |
Total Housing Units | 17,922 |
Newberry County, SC Home Insurance Average Premiums
For the state of South Carolina, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 18 in the nation for highest premiums in the U.S.
Average Rating | Annual Premium |
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Minimum Range: | $789 /yr. |
Current Average Cost: | $1,089 /yr. |
Maximum Range: | $1327 /yr. |
South Carolina Homeowners Insurance News & Information
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Coastal South Carolina Home Insurance Rates Posted on Saturday 30th December, 2023
South Carolina is an amazing place to call home. It is overflowing with world-class cities, beautiful beaches, museums, and restaurants. It is truly a wonderful place to live. Unfortunately, some of our beautiful coastal cities, Myrtle Beach, Charleston and Hilton Head as an example come with some pretty high homeowners insurance premiums if you live […]
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Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022
The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced. If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]
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Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021
Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]
Discounts For Homeowners in Newberry County
As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your South Carolina homeowners insurance.
- Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Newberry County, this discount can save you up to 20% on your home insurance premium.
- Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Newberry County that do combine their home and auto can save over $500 with this discount.
- Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Newberry County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
- Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
- Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.
Newberry County Housing & Real Estate Data
Details: | Statistics |
---|---|
Total Housing Units | 17922 |
Occupied Housing Units | 14709 |
Vacant Housing Units | 3213 |
Vacant Housing Units for Rent | 485 |
Vacant Housing Units Rented Not Occupied | 28 |
Vacant Housing Units For Sale | 261 |
Vacant Housing Units Sold Not Occupied | 108 |
Vacant Housing Units For Seasonal Occasional Use | 1249 |
Vacant Housing Units All Other Vacants | 1082 |
Housing Units Homeowner Vacancy Rate Percent | 2 |
Housing Units Rental Vacancy Rate Percent | 11 |
Housing Tenure Occupied Units | 14709 |
Housing Tenure Occupied Units Owner Occupied | 10667 |
Housing Tenure Occupied Units Owner Occupied Population | 26152 |
Housing Tenure Occupied Units Owner Occupied Averge Household Size | 2 |
Housing Tenure Occupied Units Renter Occupied | 4042 |
Housing Tenure Occupied Units Renter Occupied Population | 10188 |
Housing Tenure Occupied Units Renter Occupied Average Household Size | 3 |