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Compare 38152 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Memphis just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1 neighbors looking to save on their home insurance policy in the local 38152 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 38152. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Tennessee rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Memphis, TN home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Memphis, TN

38152 Home Insurance Average Premiums

Local 38152 homeowners insurance quotes comparison

$758 /yr.

Shows Zip Code: 38152 lowest rates with discounts applied on average.

For the 38152, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$758 /yr.
Average Coverage:$1008 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1308 /yr.

What is the average home insurance cost for a home in 38152?

  • • The average homeowners insurance premium paid annually for a home in 38152 is around $1008 per year.

What does it cost on average per month for home insurance in 38152?

  • • Homeowners in 38152 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 38152?

  • • Autoowners in 38152 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Memphis area, check out other zip codes nearby 38152.
Review average rates in another zip code:
38120 homeowners insurance rates
38128 homeowners insurance rates
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38152 homeowners insurance rates

Home Replacement Cost Coverage in 38152

Average Building Cost Per Square Foot in 38152: $135

Location: Memphis, Tennessee (Shelby County)

Average Square Footage in 38152: 1,222 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 38152 before you start any project. Memphis homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 38152 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 38152 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,222 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Memphis area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,222$165,000
Additional Upgrades & Added Features$1691,222$206,250
Major Home Updates or Advancements$2031,222$247,500

It's important to understand that when you estimate your replacement cost of your home in the 38152 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 38152

Best Home & Auto Insurance Agencies in 38152

Housing Demographics for 38152

Population Review for 38152 Zip Code

For the city of Memphis, the population within 38152 has increased to over 0 residents in population size. The current population total is 127. We have broken down the population based on race below. In 38152, there are over 39 in male population and 88 females.

PopulationValues
Total Population127
White Population43
Black Population67
Hispanic Population18
Asian Population0
Hawaiian Population0
Indian Population0
Other Population10
Male Population39
Female Population88
Population Estimate0

Household Data for 38152

The average number of homes in 38152 is around 1, there are an average of 10.00 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1
Persons Per Household10.00
Average House Value$165,000
Income Per Household$0
Median Age19.6
Median Age Male19.5
Median Age Female19.6
38152 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code901
CityMemphis
City Alias NameMEMPHIS
CountyShelby
County FIPS157
State FIPS47
Time Zone6
Day Light SavingY
MSA4920
PMSA
CSA368
CBSA32820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMemphis, TN-MS-AR
MSA_NameMemphis, TN-AR-MS MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses27
Number Of Employees358
Business First Quarter Payroll1283
Business Annual Payroll6231
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1316100
CBSA Division Population0
Congressional District09
Congressional LandArea483.39
Delivery Residential0
Delivery Business1
Delivery Total1
Preferred Last Line KeyX25498
Classification CodeU
Multi-County
CSA NameMemphis-Clarksdale-Forrest City, TN-MS-AR
CBSA_DIV_Name
City State KeyX25498
Land Area0.099000
Water Area0.000000
City Alias CodeU
City Mixed CaseMemphis
City Alias Mixed CaseMemphis
Box Count0
SFDU0
MFDU0
State ANSI47
County ANSI157
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number475664
Unique ZIP Name
SSA State County Code44780
Medicare CBSA Code32820
Medicare CBSA NameMemphis, TN-MS-AR
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseShelby

Tennessee Homeowners Insurance News & Information

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