Get multiple home insurance quotes in 77024. Our licensed 77024, TX agents are ready to serve you.

77024 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 77024? There are over 16,493 occupied homes in the 77024 area. With a population size of 39,565, it's not uncommon for residence of Houston, TX to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Texas is around $1,256 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 77024 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Houston, TX Home Insurance Rate Quotes

77024 Home Insurance Average Premiums

Local 77024 homeowners insurance quotes comparison

$1006 /yr.

Shows Zip Code: 77024 lowest rates with discounts applied on average.

For the 77024, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1006 /yr.
Average Coverage:$1256 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1556 /yr.

What is the average home insurance cost for a home in 77024?

  • • The average homeowners insurance premium paid annually for a home in 77024 is around $1256 per year.

What does it cost on average per month for home insurance in 77024?

  • • Homeowners in 77024 pay a monthly average cost per month around $105.00.

What kind of discount could I get if I combine my home and auto insurance together in 77024?

  • • Autoowners in 77024 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Houston area, check out other zip codes nearby 77024.
Review average rates in another zip code:
77066 homeowners insurance rates
77070 homeowners insurance rates
77009 homeowners insurance rates
77042 homeowners insurance rates
77054 homeowners insurance rates
77081 homeowners insurance rates
77021 homeowners insurance rates
77018 homeowners insurance rates
77040 homeowners insurance rates
77002 homeowners insurance rates

Home Replacement Cost Coverage in 77024

Average Building Cost Per Square Foot in 77024: $129

Location: Houston, Texas (Harris County)

Average Square Footage in 77024: 8,374 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 77024 before you start any project. Houston homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 77024 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 77024 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 8,374 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Houston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1298,374$1,080,300
Additional Upgrades & Added Features$1618,374$1,350,375
Major Home Updates or Advancements$1948,374$1,620,450

It's important to understand that when you estimate your replacement cost of your home in the 77024 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 77024

Allstate Insurance - Steve Boessling

Address: 8705 Katy Frwy. Ste. 302 Houston, TX 77024
Phone: (713)395-7773
Website:

Allstate Insurance - Toya Felicia Coleman

Address: 9235 Katy Frwy Ste 390 Houston, TX 77024
Phone: (713)468-3366
Website:

Best Home & Auto Insurance Agencies in 77024

Allstate Insurance Company - Toya Coleman

Address: 9235 Katy Fwy Houston, TX 77024
Phone:
Website: http://www.allstateagencies.com/067300?cid=OTC-YP.com-IYP&att=TL
Info:

Edward Landry Jr-Farmers Insurance

Address: 10575 Katy Fwy, Ste 220 Houston, TX 77024
Phone:
Website: http://www.farmersagent.com/elandry/
Info:

Allstate Insurance Company - Randy Flournoy

Address: 10575 Katy Fwy Houston, TX 77024
Phone:
Website: http://www.allstateagencies.com/046911?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Company - Steve Boessling

Address: 8955 Katy Fwy Houston, TX 77024
Phone:
Website: http://www.allstateagencies.com/030752?cid=OTC-YP.com-IYP&att=TL
Info:

Vicki Beaudro Agency - Nationwide Insurance

Address: 908 Town and Country Blvd, Ste 120 Houston, TX 77024
Phone:
Website: http://www.nationwide.com/agent/Houston-TEXAS-insurance-agent/vicki-beaudro/office.html
Info:

Housing Demographics for 77024

Population Review for 77024 Zip Code

For the city of Houston, the population within 77024 has increased to over 43,504 residents in population size. The current population total is 39,565. We have broken down the population based on race below. In 77024, there are over 19180 in male population and 20385 females.

PopulationValues
Total Population39,565
White Population26593
Black Population1235
Hispanic Population4781
Asian Population6379
Hawaiian Population9
Indian Population134
Other Population1202
Male Population19180
Female Population20385
Population Estimate43504

Household Data for 77024

The average number of homes in 77024 is around 16,493, there are an average of 2.38 per household. The average house value according to local real estate values is around $1,080,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,493
Persons Per Household2.38
Average House Value$1,080,300
Income Per Household$122979
Median Age43.1
Median Age Male42.1
Median Age Female44.0
77024 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code713/281/832/346
CityHouston
City Alias NameHOUSTON
CountyHarris
County FIPS201
State FIPS48
Time Zone6
Day Light SavingY
MSA3362
PMSA3360
CSA288
CBSA26420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHouston-Pasadena-The Woodlands, TX
MSA_NameHouston-Galveston-Brazoria, TX CMSA
PMSA_NameHouston, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2640
Number Of Employees54103
Business First Quarter Payroll1030265
Business Annual Payroll4239134
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5946800
CBSA Division Population0
Congressional District07|18|38
Congressional LandArea161.94|235.2|0
Delivery Residential18279
Delivery Business2426
Delivery Total20990
Preferred Last Line KeyW24130
Classification Code
Multi-County
CSA NameHouston-Pasadena, TX
CBSA_DIV_Name
City State KeyW24130
Land Area12.971000
Water Area0.034000
City Alias Code
City Mixed CaseHouston
City Alias Mixed CaseHouston
Box Count0
SFDU8140
MFDU9451
State ANSI48
County ANSI201
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number484145
Unique ZIP Name
SSA State County Code45610
Medicare CBSA Code26420
Medicare CBSA NameHouston-The Woodlands-Sugar Land, TX
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseHarris

Texas Homeowners Insurance News & Information

  • Homeowners in Texas are Seeing Home Insurance Rates Increase Posted on Wednesday 7th August, 2024

    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]