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Searching for Homeowners Insurance in 77036

If you are a homeowners that lives in 77036 you may be searching for more affordable homeowners insurance in Houston. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Houston, TX. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Texas licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 77036 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Houston, TX home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 77036 Home Insurance Costs: very high!

In Houston, homeowners are paying roughly $1493 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 77036 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Houston are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 77036 policy right now!

77036 Home Insurance Average Premiums

Local 77036 homeowners insurance quotes comparison

$1243 /yr.

Shows Zip Code: 77036 lowest rates with discounts applied on average.

For the 77036, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1243 /yr.
Average Coverage:$1493 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1793 /yr.

What is the average home insurance cost for a home in 77036?

  • • The average homeowners insurance premium paid annually for a home in 77036 is around $1493 per year.

What does it cost on average per month for home insurance in 77036?

  • • Homeowners in 77036 pay a monthly average cost per month around $124.00.

What kind of discount could I get if I combine my home and auto insurance together in 77036?

  • • Autoowners in 77036 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Houston area, check out other zip codes nearby 77036.
Review average rates in another zip code:
77020 homeowners insurance rates
77084 homeowners insurance rates
77053 homeowners insurance rates
77015 homeowners insurance rates
77098 homeowners insurance rates
77025 homeowners insurance rates
77017 homeowners insurance rates
77030 homeowners insurance rates
77087 homeowners insurance rates
77028 homeowners insurance rates

Home Replacement Cost Coverage in 77036

Average Building Cost Per Square Foot in 77036: $129

Location: Houston, Texas (Harris County)

Average Square Footage in 77036: 1,327 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 77036 before you start any project. Houston homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 77036 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 77036 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,327 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Houston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,327$171,200
Additional Upgrades & Added Features$1611,327$214,000
Major Home Updates or Advancements$1941,327$256,800

It's important to understand that when you estimate your replacement cost of your home in the 77036 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 77036

Best Home & Auto Insurance Agencies in 77036

J Eric Lu-Farmers Insurance

Address: 5855 Sovereign Dr, Ste F Houston, TX 77036
Phone:
Website: http://www.farmersagent.com/jlu/
Info:

Tony Ponce De Leon-Farmers Insurance

Address: 10101 Harwin Dr, Ste 120 Houston, TX 77036
Phone:
Website: http://www.farmersagent.com/tponcedeleon/
Info:

Albino Cu-Farmers Insurance

Address: 6666 Harwin Dr, Ste 665 Houston, TX 77036
Phone:
Website: http://www.farmersagent.com/acu/
Info:

Nationwide Insurance - Joseph Chen

Address: 8000 S Gessner Dr, #800 Houston, TX 77036
Phone:
Website: http://www.nationwide.com/?utm_source=yahoo&utm_medium=organic&utm_content=25880&utm_campaign=localmaps
Info:

Ronnie S Patel Agency - Nationwide Insurance

Address: 5901 Hillcroft St, Ste D4 Houston, TX 77036
Phone:
Website: http://www.nationwide.com/agent/Houston-TEXAS-insurance-agent/ronnie-patel-1/office.html
Info:

Housing Demographics for 77036

Population Review for 77036 Zip Code

For the city of Houston, the population within 77036 has increased to over 79,658 residents in population size. The current population total is 75,870. We have broken down the population based on race below. In 77036, there are over 39179 in male population and 36691 females.

PopulationValues
Total Population75,870
White Population12750
Black Population11333
Hispanic Population47772
Asian Population10591
Hawaiian Population50
Indian Population1260
Other Population27642
Male Population39179
Female Population36691
Population Estimate79658

Household Data for 77036

The average number of homes in 77036 is around 27,965, there are an average of 2.69 per household. The average house value according to local real estate values is around $171,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode27,965
Persons Per Household2.69
Average House Value$171,200
Income Per Household$37228
Median Age32.6
Median Age Male32.7
Median Age Female32.6
77036 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code346/713/832/281
CityHouston
City Alias NameHOUSTON
CountyHarris
County FIPS201
State FIPS48
Time Zone6
Day Light SavingY
MSA3362
PMSA3360
CSA288
CBSA26420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHouston-Pasadena-The Woodlands, TX
MSA_NameHouston-Galveston-Brazoria, TX CMSA
PMSA_NameHouston, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2674
Number Of Employees34677
Business First Quarter Payroll340371
Business Annual Payroll1386083
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5946800
CBSA Division Population0
Congressional District07|09
Congressional LandArea161.94|165.64
Delivery Residential29613
Delivery Business5221
Delivery Total34725
Preferred Last Line KeyW24130
Classification Code
Multi-County
CSA NameHouston-Pasadena, TX
CBSA_DIV_Name
City State KeyW24130
Land Area7.275000
Water Area0.038000
City Alias Code
City Mixed CaseHouston
City Alias Mixed CaseHouston
Box Count0
SFDU4508
MFDU23837
State ANSI48
County ANSI201
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number484145
Unique ZIP Name
SSA State County Code45610
Medicare CBSA Code26420
Medicare CBSA NameHouston-The Woodlands-Sugar Land, TX
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseHarris

Texas Homeowners Insurance News & Information

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    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]