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If you live in the 77063 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Houston have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our TX licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 77063 and then compare quotes from a variety of nationwide insurance companies.

77063 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 77063 the average premium for homeowners coverage is $1531 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 77063. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 77063 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Houston, TX home insurance quotes in your area.

77063 Home Insurance Average Premiums

Local 77063 homeowners insurance quotes comparison

$1281 /yr.

Shows Zip Code: 77063 lowest rates with discounts applied on average.

For the 77063, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1281 /yr.
Average Coverage:$1531 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1831 /yr.

What is the average home insurance cost for a home in 77063?

  • • The average homeowners insurance premium paid annually for a home in 77063 is around $1531 per year.

What does it cost on average per month for home insurance in 77063?

  • • Homeowners in 77063 pay a monthly average cost per month around $128.00.

What kind of discount could I get if I combine my home and auto insurance together in 77063?

  • • Autoowners in 77063 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Houston area, check out other zip codes nearby 77063.
Review average rates in another zip code:
77080 homeowners insurance rates
77039 homeowners insurance rates
77090 homeowners insurance rates
77054 homeowners insurance rates
77027 homeowners insurance rates
77015 homeowners insurance rates
77083 homeowners insurance rates
77081 homeowners insurance rates
77088 homeowners insurance rates
77064 homeowners insurance rates

Home Replacement Cost Coverage in 77063

Average Building Cost Per Square Foot in 77063: $129

Location: Houston, Texas (Harris County)

Average Square Footage in 77063: 1,856 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 77063 before you start any project. Houston homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 77063 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 77063 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,856 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Houston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,856$239,400
Additional Upgrades & Added Features$1611,856$299,250
Major Home Updates or Advancements$1941,856$359,100

It's important to understand that when you estimate your replacement cost of your home in the 77063 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 77063

Allstate Insurance

Address: 7500 San Felipe St # 480 Houston, TX 77063
Phone: (713)780-4848
Website: www.allstate.com

Best Home & Auto Insurance Agencies in 77063

Sam Chaskin-Farmers Insurance

Address: 2500 Tanglewilde St, Ste 450 Houston, TX 77063
Phone:
Website: http://www.farmersagent.com/schaskin/
Info:

Payless Insurance Agency

Address: 9242 Richmond Ave Houston, TX 77063
Phone:
Website: http://www.paylessinsuranceinc.com/
Info:

Gutierrez, Jesse Mr - Gutierrez Insurance Agency

Address: 9950 Westpark Dr, Ste 606 Houston, TX 77063
Phone:
Website: http://www.farmersgutierrez.com/
Info:

Ballard- Susan F

Address: 8811 Westheimer Rd Houston, TX 77063
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance Company - Harold Kinnard

Address: 7500 San Felipe St Houston, TX 77063
Phone:
Website: http://www.allstateagencies.com/040288?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 77063

Population Review for 77063 Zip Code

For the city of Houston, the population within 77063 has increased to over 39,452 residents in population size. The current population total is 38,298. We have broken down the population based on race below. In 77063, there are over 18919 in male population and 19379 females.

PopulationValues
Total Population38,298
White Population14263
Black Population7829
Hispanic Population12838
Asian Population3984
Hawaiian Population14
Indian Population507
Other Population5778
Male Population18919
Female Population19379
Population Estimate39452

Household Data for 77063

The average number of homes in 77063 is around 18,464, there are an average of 2.05 per household. The average house value according to local real estate values is around $239,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,464
Persons Per Household2.05
Average House Value$239,400
Income Per Household$44745
Median Age34.0
Median Age Male33.6
Median Age Female34.5
77063 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code713/281/832/346
CityHouston
City Alias NameHOUSTON
CountyHarris
County FIPS201
State FIPS48
Time Zone6
Day Light SavingY
MSA3362
PMSA3360
CSA288
CBSA26420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHouston-Pasadena-The Woodlands, TX
MSA_NameHouston-Galveston-Brazoria, TX CMSA
PMSA_NameHouston, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1390
Number Of Employees17450
Business First Quarter Payroll208783
Business Annual Payroll925101
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5946800
CBSA Division Population0
Congressional District07|38
Congressional LandArea161.94|0
Delivery Residential19245
Delivery Business2007
Delivery Total25218
Preferred Last Line KeyW24130
Classification Code
Multi-County
CSA NameHouston-Pasadena, TX
CBSA_DIV_Name
City State KeyW24130
Land Area4.472000
Water Area0.004000
City Alias Code
City Mixed CaseHouston
City Alias Mixed CaseHouston
Box Count0
SFDU3135
MFDU15688
State ANSI48
County ANSI201
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number484145
Unique ZIP Name
SSA State County Code45610
Medicare CBSA Code26420
Medicare CBSA NameHouston-The Woodlands-Sugar Land, TX
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseHarris

Texas Homeowners Insurance News & Information

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    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]