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77084 Home Insurance Rates & Premiums

Did you know there are over 109,808 people living within the 77084 zip code area? There are over 36,893 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 77084.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-866-502-7287, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Texas are on the rise. The estimated average premium is around $1,497 a year for a standard homeowners insurance policy in Houston. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Houston, TX Homeowners Insurance Quotes Online

77084 Home Insurance Average Premiums

Local 77084 homeowners insurance quotes comparison

$1247 /yr.

Shows Zip Code: 77084 lowest rates with discounts applied on average.

For the 77084, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1247 /yr.
Average Coverage:$1497 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1797 /yr.

What is the average home insurance cost for a home in 77084?

  • • The average homeowners insurance premium paid annually for a home in 77084 is around $1497 per year.

What does it cost on average per month for home insurance in 77084?

  • • Homeowners in 77084 pay a monthly average cost per month around $125.00.

What kind of discount could I get if I combine my home and auto insurance together in 77084?

  • • Autoowners in 77084 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Houston area, check out other zip codes nearby 77084.
Review average rates in another zip code:
77060 homeowners insurance rates
77081 homeowners insurance rates
77031 homeowners insurance rates
77020 homeowners insurance rates
77066 homeowners insurance rates
77024 homeowners insurance rates
77078 homeowners insurance rates
77019 homeowners insurance rates
77082 homeowners insurance rates
77057 homeowners insurance rates

Home Replacement Cost Coverage in 77084

Average Building Cost Per Square Foot in 77084: $129

Location: Houston, Texas (Harris County)

Average Square Footage in 77084: 1,426 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 77084 before you start any project. Houston homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 77084 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 77084 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,426 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Houston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,426$183,900
Additional Upgrades & Added Features$1611,426$229,875
Major Home Updates or Advancements$1941,426$275,850

It's important to understand that when you estimate your replacement cost of your home in the 77084 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 77084

Allstate Insurance - Robert Ellisor

Address: 5870 Hwy 6 No #109 Houston, TX 77084
Phone: (281)859-1198
Website:

Robert Ellisor

Address: 5870 Highway 6 N Houston, TX 77084
Phone: (281)859-1198
Website:

Best Home & Auto Insurance Agencies in 77084

Fred Loya Insurance

Address: 4025 Highway 6 N, #103 Houston, TX 77084
Phone:
Website: http://www.fredloya.com/
Info:

Allstate Insurance Company - Clayton Dryden

Address: 16360 Park Ten Pl Houston, TX 77084
Phone:
Website: http://www.allstateagencies.com/043019?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Company - Richard Shimaitis

Address: 17171 Park Row Houston, TX 77084
Phone:
Website: http://www.allstateagencies.com/024729?cid=OTC-YP.com-IYP&att=TL
Info:

Muniz, Katleen Huy - Allstate

Address: 19704 Saums Rd Houston, TX 77084
Phone:
Website: http://www.allstateagencies.com/KATLEENHMUNIZ/Welcome/
Info:

Allstate Insurance Company - Randy Goss

Address: 16100 Cairnway Dr, #275 Houston, TX 77084
Phone:
Website: http://www.allstateagencies.com/058844?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 77084

Population Review for 77084 Zip Code

For the city of Houston, the population within 77084 has increased to over 119,563 residents in population size. The current population total is 109,808. We have broken down the population based on race below. In 77084, there are over 53401 in male population and 56407 females.

PopulationValues
Total Population109,808
White Population33806
Black Population19042
Hispanic Population51651
Asian Population11463
Hawaiian Population93
Indian Population1485
Other Population22248
Male Population53401
Female Population56407
Population Estimate119563

Household Data for 77084

The average number of homes in 77084 is around 36,893, there are an average of 2.97 per household. The average house value according to local real estate values is around $183,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode36,893
Persons Per Household2.97
Average House Value$183,900
Income Per Household$69857
Median Age33.8
Median Age Male32.7
Median Age Female34.8
77084 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code346/281/832/713
CityHouston
City Alias NameHOUSTON
CountyHarris
County FIPS201
State FIPS48
Time Zone6
Day Light SavingY
MSA3362
PMSA3360
CSA288
CBSA26420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHouston-Pasadena-The Woodlands, TX
MSA_NameHouston-Galveston-Brazoria, TX CMSA
PMSA_NameHouston, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1733
Number Of Employees23064
Business First Quarter Payroll340101
Business Annual Payroll1384970
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5946800
CBSA Division Population0
Congressional District08|38
Congressional LandArea6053.76|0
Delivery Residential40257
Delivery Business2574
Delivery Total52045
Preferred Last Line KeyW24130
Classification Code
Multi-County
CSA NameHouston-Pasadena, TX
CBSA_DIV_Name
City State KeyW24130
Land Area31.735000
Water Area0.130000
City Alias Code
City Mixed CaseHouston
City Alias Mixed CaseHouston
Box Count0
SFDU11670
MFDU12432
State ANSI48
County ANSI201
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number484145
Unique ZIP Name
SSA State County Code45610
Medicare CBSA Code26420
Medicare CBSA NameHouston-The Woodlands-Sugar Land, TX
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseHarris

Texas Homeowners Insurance News & Information

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    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]