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Quickly Revew Homeowners Insurance in 78213

If you own a home in San Antonio, TX you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 78213 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Texas licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 78213 and start comparing rates now.

78213 Homeowners Insurance Rates Are Considered: very high!

The average rate for a standard homeowners policy in 78213 is $1487 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 78213 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional San Antonio, TX home insurance quotes in your local city and review the most competitive coverages and premiums.

78213 Home Insurance Average Premiums

Local 78213 homeowners insurance quotes comparison

$1237 /yr.

Shows Zip Code: 78213 lowest rates with discounts applied on average.

For the 78213, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1237 /yr.
Average Coverage:$1487 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1787 /yr.

What is the average home insurance cost for a home in 78213?

  • • The average homeowners insurance premium paid annually for a home in 78213 is around $1487 per year.

What does it cost on average per month for home insurance in 78213?

  • • Homeowners in 78213 pay a monthly average cost per month around $124.00.

What kind of discount could I get if I combine my home and auto insurance together in 78213?

  • • Autoowners in 78213 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the San Antonio area, check out other zip codes nearby 78213.
Review average rates in another zip code:
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78214 homeowners insurance rates

Home Replacement Cost Coverage in 78213

Average Building Cost Per Square Foot in 78213: $129

Location: San Antonio, Texas (Bexar County)

Average Square Footage in 78213: 1,240 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 78213 before you start any project. San Antonio homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 78213 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 78213 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,240 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the San Antonio area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,240$159,900
Additional Upgrades & Added Features$1611,240$199,875
Major Home Updates or Advancements$1941,240$239,850

It's important to understand that when you estimate your replacement cost of your home in the 78213 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 78213

Best Home & Auto Insurance Agencies in 78213

David Cantu-Farmers Insurance

Address: 11216 West Ave-4 San Antonio, TX 78213
Phone:
Website: http://www.farmersagent.com/dcantu/
Info:

Danny Miller-Farmers Insurance

Address: 2118 NW Military Hwy San Antonio, TX 78213
Phone:
Website: http://www.farmersagent.com/dmiller2/
Info:

Scott H Spring - Nationwide Insurance

Address: 2241 NW Military Hwy-301 San Antonio, TX 78213
Phone:
Website: http://www.nationwide.com/agent/San-Antonio-TEXAS-insurance-agent/scott-spring/office.html
Info:

Jesus Gonzalez-Farmers Insurance

Address: 4807 West Ave-101 San Antonio, TX 78213
Phone:
Website: http://www.farmersagent.com/jgonzalez6/
Info:

Fred Loya Insurance

Address: 1803 Vance Jackson Rd-406 San Antonio, TX 78213
Phone:
Website: http://www.fredloya.com/
Info:

Housing Demographics for 78213

Population Review for 78213 Zip Code

For the city of San Antonio, the population within 78213 has increased to over 44,742 residents in population size. The current population total is 40,589. We have broken down the population based on race below. In 78213, there are over 19674 in male population and 20915 females.

PopulationValues
Total Population40,589
White Population16715
Black Population1932
Hispanic Population28874
Asian Population665
Hawaiian Population55
Indian Population575
Other Population7616
Male Population19674
Female Population20915
Population Estimate44742

Household Data for 78213

The average number of homes in 78213 is around 15,899, there are an average of 2.55 per household. The average house value according to local real estate values is around $159,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,899
Persons Per Household2.55
Average House Value$159,900
Income Per Household$49050
Median Age36.1
Median Age Male34.6
Median Age Female37.6
78213 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code210/726
CitySan Antonio
City Alias NameSAN ANTONIO
CountyBexar
County FIPS029
State FIPS48
Time Zone6
Day Light SavingY
MSA7240
PMSA
CSA484
CBSA41700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSan Antonio-New Braunfels, TX
MSA_NameSan Antonio, TX MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses771
Number Of Employees13868
Business First Quarter Payroll107330
Business Annual Payroll485106
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2142508
CBSA Division Population0
Congressional District20|21
Congressional LandArea199.68|5920.89
Delivery Residential17546
Delivery Business980
Delivery Total18956
Preferred Last Line KeyW25505
Classification Code
Multi-County
CSA NameSan Antonio-New Braunfels-Kerrville, TX
CBSA_DIV_Name
City State KeyW25505
Land Area8.033000
Water Area0.004000
City Alias Code
City Mixed CaseSan Antonio
City Alias Mixed CaseSan Antonio
Box Count42
SFDU9720
MFDU6919
State ANSI48
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number487980
Unique ZIP Name
SSA State County Code45130
Medicare CBSA Code41700
Medicare CBSA NameSan Antonio-New Braunfels, TX
Medicare CBSA TypeMetro
Market Rating Area ID18
County Mixed CaseBexar

Texas Homeowners Insurance News & Information

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  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

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  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

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  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]