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If you live in the 78717 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Austin have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our TX licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 78717 and then compare quotes from a variety of nationwide insurance companies.

78717 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 78717 the average premium for homeowners coverage is $1484 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 78717. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 78717 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Austin, TX home insurance quotes in your area.

78717 Home Insurance Average Premiums

Local 78717 homeowners insurance quotes comparison

$1234 /yr.

Shows Zip Code: 78717 lowest rates with discounts applied on average.

For the 78717, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1234 /yr.
Average Coverage:$1484 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1784 /yr.

What is the average home insurance cost for a home in 78717?

  • • The average homeowners insurance premium paid annually for a home in 78717 is around $1484 per year.

What does it cost on average per month for home insurance in 78717?

  • • Homeowners in 78717 pay a monthly average cost per month around $124.00.

What kind of discount could I get if I combine my home and auto insurance together in 78717?

  • • Autoowners in 78717 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Austin area, check out other zip codes nearby 78717.
Review average rates in another zip code:
78759 homeowners insurance rates
78756 homeowners insurance rates
78719 homeowners insurance rates
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78712 homeowners insurance rates
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78738 homeowners insurance rates
78742 homeowners insurance rates

Home Replacement Cost Coverage in 78717

Average Building Cost Per Square Foot in 78717: $129

Location: Austin, Texas (Williamson County)

Average Square Footage in 78717: 3,298 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 78717 before you start any project. Austin homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 78717 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 78717 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,298 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Austin area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1293,298$425,500
Additional Upgrades & Added Features$1613,298$531,875
Major Home Updates or Advancements$1943,298$638,250

It's important to understand that when you estimate your replacement cost of your home in the 78717 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 78717

Best Home & Auto Insurance Agencies in 78717

Texas Insurance Agency

Address: 3000 Joe Dimaggio Blvd, #29a Round Rock, TX 78717
Phone:
Website: http://www.texasinsurance-rr.com/
Info:

Rick Villarreal State Farm Agent

Address: 2301 Red Bud Ln Ste 100 Round Rock, TX 78717
Phone:
Website: http://www.rickyouragent.com/
Info:

Troy Kennedy-Farmers Insurance

Address: 603 S Mays St, Ste B Round Rock, TX 78717
Phone:
Website: http://www.farmersagent.com/tkennedy1/
Info:

Rick Villarreal State Farm Life Auto Insurance

Address: 2301 Red Bud Ln Round Rock, TX 78717
Phone:
Website: http://www.rickyouragent.com/
Info:

Allstate Insurance Company - Jeffrey Dietz

Address: 13010 W Parmer Ln Cedar Park, TX 78717
Phone:
Website: http://www.allstateagencies.com/051066?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 78717

Population Review for 78717 Zip Code

For the city of Austin, the population within 78717 has increased to over 42,910 residents in population size. The current population total is 36,987. We have broken down the population based on race below. In 78717, there are over 18191 in male population and 18796 females.

PopulationValues
Total Population36,987
White Population17478
Black Population1743
Hispanic Population5378
Asian Population11957
Hawaiian Population23
Indian Population150
Other Population1281
Male Population18191
Female Population18796
Population Estimate42910

Household Data for 78717

The average number of homes in 78717 is around 13,635, there are an average of 2.69 per household. The average house value according to local real estate values is around $425,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,635
Persons Per Household2.69
Average House Value$425,500
Income Per Household$120027
Median Age35.1
Median Age Male35.2
Median Age Female35.0
78717 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code512
CityAustin
City Alias NameAUSTIN
CountyWilliamson
County FIPS491
State FIPS48
Time Zone6
Day Light SavingY
MSA0640
PMSA
CSA
CBSA12420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAustin-Round Rock-San Marcos, TX
MSA_NameAustin-San Marcos, TX MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses707
Number Of Employees10829
Business First Quarter Payroll213159
Business Annual Payroll866104
Business Employment Flag
Growth Rank10
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number20103
Growth Increase Percentage4.8
Metropolitan DetailsValues
CBSA Population1716289
CBSA Division Population0
Congressional District10|31|37
Congressional LandArea5070.95|2154.49|0
Delivery Residential15952
Delivery Business396
Delivery Total16952
Preferred Last Line KeyW22815
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW22815
Land Area13.045000
Water Area0.082000
City Alias Code
City Mixed CaseAustin
City Alias Mixed CaseAustin
Box Count501
SFDU30
MFDU6409
State ANSI48
County ANSI491
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number480420
Unique ZIP Name
SSA State County Code45970
Medicare CBSA Code12420
Medicare CBSA NameAustin-Round Rock-Georgetown, TX
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseWilliamson

Texas Homeowners Insurance News & Information

  • Homeowners in Texas are Seeing Home Insurance Rates Increase Posted on Wednesday 7th August, 2024

    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]