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Mason County, WA Homeowners Insurance Quotes

Discovering afforable homeowners insurance rates in Mason County can seem impossible with so many options available online as well as local captive agents down the road. But getting the right coverage means speaking with a home insurance professional that can help you review enhanced coverage options at affordable prices. Shopping online with GetHomeInsuranceQuotes.com allows you to get top quality service from the most competitive home insurance carriers available in your area. It's important for you to know the coverage details available for your home in Mason County, that's why our experience staff of over 20+ years can help answer any questions that you may have about your current and new homeowners policy. We also provide ways to help you apply additional discounts to lower your premium while getting upgraded coverage for that extra protection and financial support when you need insurance the most. Start your online homeowners insurance quote today!

For homeowners of Mason County, WA, it's important to know that the average home insurance policy in Washington is estimated to be around $78.08 per month. That amounts to $937 per year for a basic homeowners insurance policy for residents living in Mason County. When comparing other rates, the United States national average for homeowners insurance premiums is around 1,249 per year. Did you know that Washington is now ranked 43 in the country in terms of highest home insurance cost. So getting up to 12 free home insurance quotes for your home in Mason County, WA helps you easily review and compare prices and coverages so we can help you make the best decision on which insurance provider is best for you.

For all Mason County, WA residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Mason County? Simply enter your zip code to get your Washington homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Mason County, WA Housing Demographics

With 60,699 residents living within the Mason County area there are over 32,518 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 16,057 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Mason County.

DemographicValues
Total Occupied Households23,832
Family Households (families)16,057
Average Owner Occupied Household Size2
Average Family Size3
Total Housing Units32,518

Mason County, WA Coastal Wind, Hail & Flood Information

For all homeowners living in Mason County (FIPS: 53045), it's important to understand that this county is in a coastal area and has great risk of damage due to hurricanes, windstorms, hail and flooding. The wind and hail insurance program provided through the state of Washington is the states opportunity to help provide additional wind/hail coverage when insurance companies exclude it from homeowners and other policies sold to coastal residents. You can buy wind and hail insurance coverage through us and we will shop multiple companies to package the best coverage option for you. If you are shopping for quotes in Mason County, WA, it's important that you look into hurricane and windstorm insurance options.

Mason County boarders a shoreline which increases the risk of wind, hail and flood damage. We will look into providing the best rates possible considering your home is located in the coastal area of Washington.

Helpful Articles:

Mason County, WA Home Insurance Average Premiums

Local Mason, WA homeowners insurance quotes comparison

$692 /yr.

Washington's Average Home Insurance Rates Overall

For the state of Washington, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 43 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$471 /yr.
Current Average Cost:$692 /yr.
Maximum Range:$937 /yr.

Mason County, WA Coastal Wind, Hail & Flood Information

Mason is a coastal county which greatly increases the risk of hurricanes and windstorms. Our quoting process will include wind and hail coverage options to give you the best protection you need against high winds and storm damage.

Flood Zone Notice: The beautiful coastal county of Mason is know for it's beautiful beaches and waterways. Because Mason County (FIPS: 53045) has a shoreline and is in a coastal area it is important to purchase flood insurance. The risk is very high in this area and we will work with you to provide the best flood insurance coverage you need for your home in Mason County.

Washington Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

Discounts For Homeowners in Mason County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Washington homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Mason County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Mason County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Mason County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Mason County Housing & Real Estate Data

Details:Statistics
Total Housing Units32518
Occupied Housing Units23832
Vacant Housing Units8686
Vacant Housing Units for Rent315
Vacant Housing Units Rented Not Occupied35
Vacant Housing Units For Sale553
Vacant Housing Units Sold Not Occupied97
Vacant Housing Units For Seasonal Occasional Use6844
Vacant Housing Units All Other Vacants842
Housing Units Homeowner Vacancy Rate Percent3
Housing Units Rental Vacancy Rate Percent6
Housing Tenure Occupied Units23832
Housing Tenure Occupied Units Owner Occupied18474
Housing Tenure Occupied Units Owner Occupied Population44254
Housing Tenure Occupied Units Owner Occupied Averge Household Size2
Housing Tenure Occupied Units Renter Occupied5358
Housing Tenure Occupied Units Renter Occupied Population14113
Housing Tenure Occupied Units Renter Occupied Average Household Size3