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35034 Home Insurance Quotes & Rates

Currently, the 1,277 homes within the 35034 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Alabama is around $1,136 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Brent, AL, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 35034.

Alabama is now ranking #11 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Brent home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Alabama has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 35034 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Brent, Alabama home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Brent, AL Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

35034 Home Insurance Average Premiums

Local 35034 homeowners insurance quotes comparison

$886 /yr.

Shows Zip Code: 35034 lowest rates with discounts applied on average.

For the 35034, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$886 /yr.
Average Coverage:$1136 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1436 /yr.

What is the average home insurance cost for a home in 35034?

  • • The average homeowners insurance premium paid annually for a home in 35034 is around $1136 per year.

What does it cost on average per month for home insurance in 35034?

  • • Homeowners in 35034 pay a monthly average cost per month around $95.00.

What kind of discount could I get if I combine my home and auto insurance together in 35034?

  • • Autoowners in 35034 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Brent area, check out other zip codes nearby 35034.
Review average rates in another zip code:
35034 homeowners insurance rates

Home Replacement Cost Coverage in 35034

Average Building Cost Per Square Foot in 35034: $104

Location: Brent, Alabama (Bibb County)

Average Square Footage in 35034: 841 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 35034 before you start any project. Brent homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 35034 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 35034 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 841 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brent area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$104841$87,500
Additional Upgrades & Added Features$130841$109,375
Major Home Updates or Advancements$156841$131,250

It's important to understand that when you estimate your replacement cost of your home in the 35034 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 35034

Best Home & Auto Insurance Agencies in 35034

Housing Demographics for 35034

Population Review for 35034 Zip Code

For the city of Brent, the population within 35034 has increased to over 3,062 residents in population size. The current population total is 5,021. We have broken down the population based on race below. In 35034, there are over 3387 in male population and 1634 females.

PopulationValues
Total Population5,021
White Population2422
Black Population2417
Hispanic Population123
Asian Population2
Hawaiian Population0
Indian Population2
Other Population67
Male Population3387
Female Population1634
Population Estimate3062

Household Data for 35034

The average number of homes in 35034 is around 1,277, there are an average of 2.48 per household. The average house value according to local real estate values is around $87,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,277
Persons Per Household2.48
Average House Value$87,500
Income Per Household$43929
Median Age39.9
Median Age Male39.9
Median Age Female39.9
35034 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code205/659
CityBrent
City Alias NameBRENT
CountyBibb
County FIPS007
State FIPS01
Time Zone6
Day Light SavingY
MSA
PMSA
CSA142
CBSA13820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBirmingham, AL
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses61
Number Of Employees1252
Business First Quarter Payroll15508
Business Annual Payroll69513
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1128047
CBSA Division Population0
Congressional District06|07
Congressional LandArea4170.78|10156.13
Delivery Residential1235
Delivery Business83
Delivery Total1677
Preferred Last Line KeyY10147
Classification Code
Multi-County
CSA NameBirmingham-Cullman-Talladega, AL
CBSA_DIV_Name
City State KeyY10147
Land Area115.615000
Water Area0.658000
City Alias Code
City Mixed CaseBrent
City Alias Mixed CaseBrent
Box Count333
SFDU1095
MFDU0
State ANSI01
County ANSI007
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number011060
Unique ZIP Name
SSA State County Code01030
Medicare CBSA Code13820
Medicare CBSA NameBirmingham-Hoover, AL
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseBibb

Alabama Homeowners Insurance News & Information

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]