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35052 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 35052 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Cook Springs, AL quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 35052.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 35052 and start shopping.

Quickly and Easily Compare Average Rates for 35052

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Cook Springs, AL home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 35052

Homeowners in Cook Springs are paying roughly $1071 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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35052 Home Insurance Average Premiums

Local 35052 homeowners insurance quotes comparison

$821 /yr.

Shows Zip Code: 35052 lowest rates with discounts applied on average.

For the 35052, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$821 /yr.
Average Coverage:$1071 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1371 /yr.

What is the average home insurance cost for a home in 35052?

  • • The average homeowners insurance premium paid annually for a home in 35052 is around $1071 per year.

What does it cost on average per month for home insurance in 35052?

  • • Homeowners in 35052 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 35052?

  • • Autoowners in 35052 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cook Springs area, check out other zip codes nearby 35052.
Review average rates in another zip code:
35052 homeowners insurance rates

Home Replacement Cost Coverage in 35052

Average Building Cost Per Square Foot in 35052: $104

Location: Cook Springs, Alabama (Saint Clair County)

Average Square Footage in 35052: 1,587 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 35052 before you start any project. Cook Springs homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 35052 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 35052 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,587 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cook Springs area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1041,587$165,000
Additional Upgrades & Added Features$1301,587$206,250
Major Home Updates or Advancements$1561,587$247,500

It's important to understand that when you estimate your replacement cost of your home in the 35052 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 35052

Best Home & Auto Insurance Agencies in 35052

Housing Demographics for 35052

Population Review for 35052 Zip Code

For the city of Cook Springs, the population within 35052 has increased to over 0 residents in population size. The current population total is 337. We have broken down the population based on race below. In 35052, there are over 57 in male population and 280 females.

PopulationValues
Total Population337
White Population297
Black Population22
Hispanic Population5
Asian Population0
Hawaiian Population1
Indian Population0
Other Population4
Male Population57
Female Population280
Population Estimate0

Household Data for 35052

The average number of homes in 35052 is around 8, there are an average of 4.25 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8
Persons Per Household4.25
Average House Value$165,000
Income Per Household$0
Median Age83.7
Median Age Male78.9
Median Age Female84.1
35052 DetailsValues
StateAL
State Full NameAlabama
City TypeZ
City Alias Abbreviation
Area Code205/659
CityCook Springs
City Alias NameCOOK SPRINGS
CountySaint Clair
County FIPS115
State FIPS01
Time Zone6
Day Light SavingY
MSA1000
PMSA
CSA142
CBSA13820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBirmingham, AL
MSA_NameBirmingham, AL MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1128047
CBSA Division Population0
Congressional District03
Congressional LandArea7543.86
Delivery Residential0
Delivery Business0
Delivery Total247
Preferred Last Line Key014760
Classification CodeP
Multi-County
CSA NameBirmingham-Cullman-Talladega, AL
CBSA_DIV_Name
City State Key014760
Land Area0.334000
Water Area0.001000
City Alias Code
City Mixed CaseCook Springs
City Alias Mixed CaseCook Springs
Box Count1
SFDU0
MFDU0
State ANSI01
County ANSI115
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number015650
Unique ZIP Name
SSA State County Code01570
Medicare CBSA Code13820
Medicare CBSA NameBirmingham-Hoover, AL
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseSaint Clair

Alabama Homeowners Insurance News & Information

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