Get multiple home insurance quotes in 35054. Our licensed 35054, AL agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 35054

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 35054, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Cropwell, AL from a list of top tier nationwide insurers.

Our Alabama licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 35054 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 35054

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Cropwell, AL home insurance quotes in your local city and review the most competitive coverages and premiums.

35054 Ratings: high!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Cropwell we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 35054, homeowners are seeing rates around 1138 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 35054!

35054 Home Insurance Average Premiums

Local 35054 homeowners insurance quotes comparison

$888 /yr.

Shows Zip Code: 35054 lowest rates with discounts applied on average.

For the 35054, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$888 /yr.
Average Coverage:$1138 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1438 /yr.

What is the average home insurance cost for a home in 35054?

  • • The average homeowners insurance premium paid annually for a home in 35054 is around $1138 per year.

What does it cost on average per month for home insurance in 35054?

  • • Homeowners in 35054 pay a monthly average cost per month around $95.00.

What kind of discount could I get if I combine my home and auto insurance together in 35054?

  • • Autoowners in 35054 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cropwell area, check out other zip codes nearby 35054.
Review average rates in another zip code:
35054 homeowners insurance rates

Home Replacement Cost Coverage in 35054

Average Building Cost Per Square Foot in 35054: $104

Location: Cropwell, Alabama (Saint Clair County)

Average Square Footage in 35054: 2,530 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 35054 before you start any project. Cropwell homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 35054 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 35054 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,530 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cropwell area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1042,530$263,100
Additional Upgrades & Added Features$1302,530$328,875
Major Home Updates or Advancements$1562,530$394,650

It's important to understand that when you estimate your replacement cost of your home in the 35054 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 35054

Best Home & Auto Insurance Agencies in 35054

Housing Demographics for 35054

Population Review for 35054 Zip Code

For the city of Cropwell, the population within 35054 has increased to over 4,880 residents in population size. The current population total is 4,085. We have broken down the population based on race below. In 35054, there are over 2010 in male population and 2075 females.

PopulationValues
Total Population4,085
White Population3726
Black Population113
Hispanic Population60
Asian Population27
Hawaiian Population1
Indian Population14
Other Population15
Male Population2010
Female Population2075
Population Estimate4880

Household Data for 35054

The average number of homes in 35054 is around 1,676, there are an average of 2.44 per household. The average house value according to local real estate values is around $263,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,676
Persons Per Household2.44
Average House Value$263,100
Income Per Household$79569
Median Age51.9
Median Age Male49.4
Median Age Female53.3
35054 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code205/256/659
CityCropwell
City Alias NameCROPWELL
CountySaint Clair
County FIPS115
State FIPS01
Time Zone6
Day Light SavingY
MSA1000
PMSA
CSA142
CBSA13820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBirmingham, AL
MSA_NameBirmingham, AL MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses67
Number Of Employees287
Business First Quarter Payroll2099
Business Annual Payroll9864
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1128047
CBSA Division Population0
Congressional District03
Congressional LandArea7543.86
Delivery Residential2000
Delivery Business74
Delivery Total2574
Preferred Last Line KeyY10286
Classification Code
Multi-County
CSA NameBirmingham-Cullman-Talladega, AL
CBSA_DIV_Name
City State KeyY10286
Land Area22.579000
Water Area4.400000
City Alias Code
City Mixed CaseCropwell
City Alias Mixed CaseCropwell
Box Count281
SFDU1949
MFDU0
State ANSI01
County ANSI115
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number012190
Unique ZIP Name
SSA State County Code01570
Medicare CBSA Code13820
Medicare CBSA NameBirmingham-Hoover, AL
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseSaint Clair

Alabama Homeowners Insurance News & Information

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