Compare quotes for your home in 35125! Compare the best 12 carriers in minutes.
35125 Homeowners Insurance Rate Quotes
Are you shopping for homeowners insurance quotes in 35125? Our rates are very competitive for homeowners living in Pell City, AL. Many homeowners based out of your 35125 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Alabama licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 35125 should appear in the zip code field ready to go. For Pell City, AL Home Insurance Rate Quotes click to review the best rates and service online!
35125 Average Premium is Rated: High!
Homeowners living in 35125 can easily save up to 40% off the average home insurance premium of $1145 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Pell City that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 35125 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!
35125 Home Insurance Average Premiums
$895 /yr.
Shows Zip Code: 35125 lowest rates with discounts applied on average.
For the 35125, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $895 /yr. |
| Average Coverage: | $1145 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1445 /yr. |
What is the average home insurance cost for a home in 35125?
- • The average homeowners insurance premium paid annually for a home in 35125 is around $1145 per year.
What does it cost on average per month for home insurance in 35125?
- • Homeowners in 35125 pay a monthly average cost per month around $95.00.
What kind of discount could I get if I combine my home and auto insurance together in 35125?
- • Autoowners in 35125 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Pell City area, check out other zip codes nearby 35125.
Review average rates in another zip code:
35125 homeowners insurance rates
35128 homeowners insurance rates
Home Replacement Cost Coverage in 35125
Average Building Cost Per Square Foot in 35125: $104
Location: Pell City, Alabama (Saint Clair County)Average Square Footage in 35125: 1,388 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 35125 before you start any project. Pell City homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 35125 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 35125 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,388 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pell City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $104 | 1,388 | $144,300 |
| Additional Upgrades & Added Features | $130 | 1,388 | $180,375 |
| Major Home Updates or Advancements | $156 | 1,388 | $216,450 |
It's important to understand that when you estimate your replacement cost of your home in the 35125 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 35125
Best Home & Auto Insurance Agencies in 35125
Allstate Insurance Company - Brent Hutchens
Address: 311 Martin St N Pell City, AL 35125Phone:
Website: http://www.allstateagencies.com/030688?cid=OTC-YP.com-IYP&att=TL
Info:
State Farm Insurance AEL
Address: 220 Martin St N Pell City, AL 35125Phone:
Website:
Info:
Tumlin Ins Agency Inc - Nationwide Insurance
Address: 1914 Cogswell Ave Pell City, AL 35125Phone:
Website: http://www.nationwide.com/agent/Pell-City-ALABAMA-insurance-agent/craig-tumlin/office.html
Info:
Lyn Berry-Farmers Insurance District Manager
Address: 1820 Cogswell Ave Pell City, AL 35125Phone:
Website:
Info:
Cotton States Insurance
Address: 705 Martin St N Pell City, AL 35125Phone:
Website: http://www.cottonstatesinsurance.com
Info:
Housing Demographics for 35125
Population Review for 35125 Zip Code
For the city of Pell City, the population within 35125 has increased to over 11,633 residents in population size. The current population total is 10,821. We have broken down the population based on race below. In 35125, there are over 5311 in male population and 5510 females.
| Population | Values |
|---|---|
| Total Population | 10,821 |
| White Population | 8859 |
| Black Population | 1143 |
| Hispanic Population | 277 |
| Asian Population | 67 |
| Hawaiian Population | 2 |
| Indian Population | 47 |
| Other Population | 135 |
| Male Population | 5311 |
| Female Population | 5510 |
| Population Estimate | 11633 |
Household Data for 35125
The average number of homes in 35125 is around 4,042, there are an average of 2.58 per household. The average house value according to local real estate values is around $144,300. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 4,042 |
| Persons Per Household | 2.58 |
| Average House Value | $144,300 |
| Income Per Household | $49030 |
| Median Age | 38.8 |
| Median Age Male | 38.7 |
| Median Age Female | 39.0 |
| 35125 Details | Values |
|---|---|
| State | AL |
| State Full Name | Alabama |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 205/659 |
| City | Pell City |
| City Alias Name | PELL CITY |
| County | Saint Clair |
| County FIPS | 115 |
| State FIPS | 01 |
| Time Zone | 6 |
| Day Light Saving | Y |
| MSA | 1000 |
| PMSA | |
| CSA | 142 |
| CBSA | 13820 |
| CBSA_DIV | |
| CBSA_Type | Metro |
| CBSA_Name | Birmingham, AL |
| MSA_Name | Birmingham, AL MSA |
| PMSA_Name | |
| Region | South |
| Division | East South Central |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 334 |
| Number Of Employees | 5961 |
| Business First Quarter Payroll | 56479 |
| Business Annual Payroll | 244443 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 1128047 |
| CBSA Division Population | 0 |
| Congressional District | 03 |
| Congressional LandArea | 7543.86 |
| Delivery Residential | 4509 |
| Delivery Business | 478 |
| Delivery Total | 6555 |
| Preferred Last Line Key | Y10923 |
| Classification Code | |
| Multi-County | |
| CSA Name | Birmingham-Cullman-Talladega, AL |
| CBSA_DIV_Name | |
| City State Key | Y10923 |
| Land Area | 47.391000 |
| Water Area | 0.220000 |
| City Alias Code | |
| City Mixed Case | Pell City |
| City Alias Mixed Case | Pell City |
| Box Count | 525 |
| SFDU | 4084 |
| MFDU | 76 |
| State ANSI | 01 |
| County ANSI | 115 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 016330 |
| Unique ZIP Name | |
| SSA State County Code | 01570 |
| Medicare CBSA Code | 13820 |
| Medicare CBSA Name | Birmingham-Hoover, AL |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 3 |
| County Mixed Case | Saint Clair |
Alabama Homeowners Insurance News & Information
-
$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
-
I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024
According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
-
How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024
Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]