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Homeowners Insurance in 35127

In Pleasant Grove, AL, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 35127 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Alabama licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 35127 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 35127 should appear in the zip code field ready to go.

35127 Homeowners Insurance Rates Are Considered: High!

If your looking for a standard homeowners policy in Alabama, you are going to see rates around the average home insurance premium per year of $1158. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Pleasant Grove home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 35127 Home Insurance Rates Now!

Best 3 Options to Compare in 35127

If you want homeowners insurance quotes within the city of Pleasant Grove or in the 35127 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Pleasant Grove, AL.

35127 Home Insurance Average Premiums

Local 35127 homeowners insurance quotes comparison

$908 /yr.

Shows Zip Code: 35127 lowest rates with discounts applied on average.

For the 35127, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$908 /yr.
Average Coverage:$1158 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1458 /yr.

What is the average home insurance cost for a home in 35127?

  • • The average homeowners insurance premium paid annually for a home in 35127 is around $1158 per year.

What does it cost on average per month for home insurance in 35127?

  • • Homeowners in 35127 pay a monthly average cost per month around $97.00.

What kind of discount could I get if I combine my home and auto insurance together in 35127?

  • • Autoowners in 35127 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pleasant Grove area, check out other zip codes nearby 35127.
Review average rates in another zip code:
35127 homeowners insurance rates

Home Replacement Cost Coverage in 35127

Average Building Cost Per Square Foot in 35127: $104

Location: Pleasant Grove, Alabama (Jefferson County)

Average Square Footage in 35127: 1,544 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 35127 before you start any project. Pleasant Grove homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 35127 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 35127 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,544 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pleasant Grove area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1041,544$160,600
Additional Upgrades & Added Features$1301,544$200,750
Major Home Updates or Advancements$1561,544$240,900

It's important to understand that when you estimate your replacement cost of your home in the 35127 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 35127

Allstate Insurance-Charles M Underwood

Address: 40a Park Rd Pleasant Grove, AL 35127
Phone: (205)744-4160
Website: agent.allstate.com/90427

Best Home & Auto Insurance Agencies in 35127

Edmondson, Tim - Alfa Insurance Company

Address: 102 Pleasant Grove Rd, #705 Pleasant Grove, AL 35127
Phone:
Website: http://www.alfainsurance.com/
Info:

Alfa Insurance - Pleasant Grove

Address: 705 Pleasant Grove Rd, #Rd-110 Pleasant Grove, AL 35127
Phone:
Website:
Info:

Jones Jr- Fredrick R

Address: 843 Park Rd Pleasant Grove, AL 35127
Phone:
Website:
Info:

Allstate Insurance-Charles M Underwood

Address: 40 Park Rd Pleasant Grove, AL 35127
Phone:
Website: http://www.agent.allstate.com/90427
Info:

Oliver- Maurice

Address: 47 Park Rd Pleasant Grove, AL 35127
Phone:
Website:
Info:

Housing Demographics for 35127

Population Review for 35127 Zip Code

For the city of Pleasant Grove, the population within 35127 has increased to over 9,885 residents in population size. The current population total is 9,546. We have broken down the population based on race below. In 35127, there are over 4441 in male population and 5105 females.

PopulationValues
Total Population9,546
White Population3271
Black Population5925
Hispanic Population133
Asian Population8
Hawaiian Population3
Indian Population25
Other Population58
Male Population4441
Female Population5105
Population Estimate9885

Household Data for 35127

The average number of homes in 35127 is around 3,607, there are an average of 2.60 per household. The average house value according to local real estate values is around $160,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,607
Persons Per Household2.60
Average House Value$160,600
Income Per Household$67000
Median Age42.9
Median Age Male40.9
Median Age Female44.3
35127 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias AbbreviationPLEASANT GRV
Area Code205
CityPleasant Grove
City Alias NamePLEASANT GROVE
CountyJefferson
County FIPS073
State FIPS01
Time Zone6
Day Light SavingY
MSA1000
PMSA
CSA142
CBSA13820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBirmingham, AL
MSA_NameBirmingham, AL MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses74
Number Of Employees619
Business First Quarter Payroll4347
Business Annual Payroll18905
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1128047
CBSA Division Population0
Congressional District07
Congressional LandArea10156.13
Delivery Residential3802
Delivery Business79
Delivery Total4284
Preferred Last Line KeyY10961
Classification Code
Multi-County
CSA NameBirmingham-Cullman-Talladega, AL
CBSA_DIV_Name
City State KeyY10961
Land Area10.128000
Water Area0.000000
City Alias Code
City Mixed CasePleasant Grove
City Alias Mixed CasePleasant Grove
Box Count132
SFDU3672
MFDU0
State ANSI01
County ANSI073
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number016580
Unique ZIP Name
SSA State County Code01360
Medicare CBSA Code13820
Medicare CBSA NameBirmingham-Hoover, AL
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseJefferson

Alabama Homeowners Insurance News & Information

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