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35149, AL Home Insurance

In the zip code of 35149, the population size is around 539, which consists of 235 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Sycamore, AL. A few years ago, a study was done and found that the average home insurance rates for Alabama are around $1,071 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 35149 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Sycamore. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Sycamore, AL Homeowners Insurance Online Rates Today!

35149 Home Insurance Average Premiums

Local 35149 homeowners insurance quotes comparison

$821 /yr.

Shows Zip Code: 35149 lowest rates with discounts applied on average.

For the 35149, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$821 /yr.
Average Coverage:$1071 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1371 /yr.

What is the average home insurance cost for a home in 35149?

  • • The average homeowners insurance premium paid annually for a home in 35149 is around $1071 per year.

What does it cost on average per month for home insurance in 35149?

  • • Homeowners in 35149 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 35149?

  • • Autoowners in 35149 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sycamore area, check out other zip codes nearby 35149.
Review average rates in another zip code:
35149 homeowners insurance rates

Home Replacement Cost Coverage in 35149

Average Building Cost Per Square Foot in 35149: $104

Location: Sycamore, Alabama (Talladega County)

Average Square Footage in 35149: 1,587 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 35149 before you start any project. Sycamore homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 35149 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 35149 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,587 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sycamore area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1041,587$165,000
Additional Upgrades & Added Features$1301,587$206,250
Major Home Updates or Advancements$1561,587$247,500

It's important to understand that when you estimate your replacement cost of your home in the 35149 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 35149

Best Home & Auto Insurance Agencies in 35149

Housing Demographics for 35149

Population Review for 35149 Zip Code

For the city of Sycamore, the population within 35149 has increased to over 0 residents in population size. The current population total is 539. We have broken down the population based on race below. In 35149, there are over 278 in male population and 261 females.

PopulationValues
Total Population539
White Population366
Black Population136
Hispanic Population9
Asian Population2
Hawaiian Population1
Indian Population0
Other Population13
Male Population278
Female Population261
Population Estimate0

Household Data for 35149

The average number of homes in 35149 is around 235, there are an average of 2.29 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode235
Persons Per Household2.29
Average House Value$165,000
Income Per Household$0
Median Age42.5
Median Age Male44.5
Median Age Female41.6
35149 DetailsValues
StateAL
State Full NameAlabama
City TypeZ
City Alias Abbreviation
Area Code256/938
CitySycamore
City Alias NameSYCAMORE
CountyTalladega
County FIPS121
State FIPS01
Time Zone6
Day Light SavingY
MSA
PMSA
CSA142
CBSA45180
CBSA_DIV
CBSA_TypeMicro
CBSA_NameTalladega-Sylacauga, AL
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees127
Business First Quarter Payroll1381
Business Annual Payroll6042
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population82291
CBSA Division Population0
Congressional District03
Congressional LandArea7543.86
Delivery Residential0
Delivery Business0
Delivery Total11
Preferred Last Line KeyY11160
Classification CodeP
Multi-County
CSA NameBirmingham-Cullman-Talladega, AL
CBSA_DIV_Name
City State KeyY11160
Land Area3.317000
Water Area0.005000
City Alias Code
City Mixed CaseSycamore
City Alias Mixed CaseSycamore
Box Count7
SFDU0
MFDU0
State ANSI01
County ANSI121
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number017960
Unique ZIP Name
SSA State County Code01600
Medicare CBSA Code99901
Medicare CBSA NameRural Areas in AL
Medicare CBSA TypeMicro
Market Rating Area ID13
County Mixed CaseTalladega

Alabama Homeowners Insurance News & Information

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