Compare quotes for your home in 35149! Compare the best 12 carriers in minutes.
35149, AL Home Insurance
In the zip code of 35149, the population size is around 539, which consists of 235 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Sycamore, AL. A few years ago, a study was done and found that the average home insurance rates for Alabama are around $1,071 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 35149 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Sycamore. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!
If you would like to review more information on rates within your area, please click Sycamore, AL Homeowners Insurance Online Rates Today!
35149 Home Insurance Average Premiums
For the 35149, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $821 /yr. |
Average Coverage: | $1071 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1371 /yr. |
What is the average home insurance cost for a home in 35149?
- • The average homeowners insurance premium paid annually for a home in 35149 is around $1071 per year.
What does it cost on average per month for home insurance in 35149?
- • Homeowners in 35149 pay a monthly average cost per month around $89.00.
What kind of discount could I get if I combine my home and auto insurance together in 35149?
- • Autoowners in 35149 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Sycamore area, check out other zip codes nearby 35149.
Review average rates in another zip code:
35149 homeowners insurance rates
Home Replacement Cost Coverage in 35149
Average Building Cost Per Square Foot in 35149: $104
Location: Sycamore, Alabama (Talladega County)Average Square Footage in 35149: 1,587 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 35149 before you start any project. Sycamore homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 35149 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 35149 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,587 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sycamore area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $104 | 1,587 | $165,000 |
Additional Upgrades & Added Features | $130 | 1,587 | $206,250 |
Major Home Updates or Advancements | $156 | 1,587 | $247,500 |
It's important to understand that when you estimate your replacement cost of your home in the 35149 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 35149
Best Home & Auto Insurance Agencies in 35149
Housing Demographics for 35149
Population Review for 35149 Zip Code
For the city of Sycamore, the population within 35149 has increased to over 0 residents in population size. The current population total is 539. We have broken down the population based on race below. In 35149, there are over 278 in male population and 261 females.
Population | Values |
---|---|
Total Population | 539 |
White Population | 366 |
Black Population | 136 |
Hispanic Population | 9 |
Asian Population | 2 |
Hawaiian Population | 1 |
Indian Population | 0 |
Other Population | 13 |
Male Population | 278 |
Female Population | 261 |
Population Estimate | 0 |
Household Data for 35149
The average number of homes in 35149 is around 235, there are an average of 2.29 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 235 |
Persons Per Household | 2.29 |
Average House Value | $165,000 |
Income Per Household | $0 |
Median Age | 42.5 |
Median Age Male | 44.5 |
Median Age Female | 41.6 |
35149 Details | Values |
---|---|
State | AL |
State Full Name | Alabama |
City Type | Z |
City Alias Abbreviation | |
Area Code | 256/938 |
City | Sycamore |
City Alias Name | SYCAMORE |
County | Talladega |
County FIPS | 121 |
State FIPS | 01 |
Time Zone | 6 |
Day Light Saving | Y |
MSA | |
PMSA | |
CSA | 142 |
CBSA | 45180 |
CBSA_DIV | |
CBSA_Type | Micro |
CBSA_Name | Talladega-Sylacauga, AL |
MSA_Name | |
PMSA_Name | |
Region | South |
Division | East South Central |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 6 |
Number Of Employees | 127 |
Business First Quarter Payroll | 1381 |
Business Annual Payroll | 6042 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 82291 |
CBSA Division Population | 0 |
Congressional District | 03 |
Congressional LandArea | 7543.86 |
Delivery Residential | 0 |
Delivery Business | 0 |
Delivery Total | 11 |
Preferred Last Line Key | Y11160 |
Classification Code | P |
Multi-County | |
CSA Name | Birmingham-Cullman-Talladega, AL |
CBSA_DIV_Name | |
City State Key | Y11160 |
Land Area | 3.317000 |
Water Area | 0.005000 |
City Alias Code | |
City Mixed Case | Sycamore |
City Alias Mixed Case | Sycamore |
Box Count | 7 |
SFDU | 0 |
MFDU | 0 |
State ANSI | 01 |
County ANSI | 121 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | N |
Carrier Route Rate Sortation | C |
Finance Number | 017960 |
Unique ZIP Name | |
SSA State County Code | 01600 |
Medicare CBSA Code | 99901 |
Medicare CBSA Name | Rural Areas in AL |
Medicare CBSA Type | Micro |
Market Rating Area ID | 13 |
County Mixed Case | Talladega |
Alabama Homeowners Insurance News & Information
-
$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
-
I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024
According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
-
How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024
Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]